MBA Health Insurance Trust

Name

MBA Health Insurance Trust

Legal name

MBA Health Insurance Trust

Website

https://www.mbahealthtrust.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Group Health Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Small Group Health Insurance (2–50/100) (FSAIAFAD)

akta.pro secondary industry

Large Group Health Insurance (Mid-Market & National Accounts) (FSAIAFAE)

Keywords

• Group health insurance
• Employee benefits plans
• Construction industry benefits
• Insurance pool administration
• Medical dental vision coverage

Headquarters

HQ city

Bellevue

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Health Insurance Administration and Brokerage: MBA Health Insurance Trust operates as a member benefits program that pools MBAKS member companies together to negotiate competitive rates on health insurance. Revenue is generated through administrative fees and potentially broker commissions from the insurance carriers (Premera Blue Cross, Kaiser Permanente, Delta Dental, VSP, First Choice Health) for arranging coverage for member companies.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

MBA Health Insurance Trust operates a pooled group health insurance program exclusively for member companies of the Master Builders Association of King and Snohomish Counties (MBAKS). It aggregates the collective buying power of approximately 3,000 member businesses to negotiate competitive health benefits, offering 40+ medical plan options through carriers such as Premera and Kaiser, along with dental, vision, and employee assistance programs. Members reportedly save 10-15% on premiums compared to individually purchased coverage.

Product overview

MBA Health Insurance Trust is a group health insurance benefit platform offering bundled medical, dental, vision, and employee assistance plans exclusively for MBAKS (Master Builders Association of King and Snohomish Counties) member companies. The platform aggregates plans from multiple carriers including Premera Blue Cross, Kaiser Permanente (medical), Delta Dental of Washington (dental), VSP (vision), and First Choice Health (employee assistance), leveraging the pooling power of the group to provide competitive pricing with 10–15% savings for most members.

Differentiator

Problem solved

Functional benefit

Products and services

• Group Medical Insurance Plans Group medical insurance plans available to MBAKS member companies, offered through Premera and Kaiser carriers, with more than 40 plan options designed for construction industry employers and their employees.
• Group Dental Insurance Group dental insurance plan offered through Delta Dental to MBAKS member companies and their employees as part of the trust's benefits package.
• Group Vision Insurance Group vision insurance plan offered through VSP to MBAKS member companies and their employees as part of the trust's benefits package.
• Employee Assistance Program (EAP) Employee assistance program provided through First Choice Health to MBAKS member companies and their employees, supporting employee wellbeing and workplace support services.

Quantifiable outcome

• 10-15% savings on premiums for most members
• +2 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and supporting.

• Premera Blue CrosscoreChannel Partner/ Reseller/ DistributorPremera Blue Cross is one of the primary insurance carriers offering medical plan options through the MBA Health Insurance Trust. The partnership provides MBAKS members access to Premera's medical insurance products and provider network.
• Kaiser PermanentecoreChannel Partner/ Reseller/ DistributorKaiser Permanente serves as one of the primary insurance carriers for the MBA Health Insurance Trust, offering medical plan options alongside Premera Blue Cross to provide MBAKS members with choice among leading carriers.
• Delta Dental of WashingtoncoreChannel Partner/ Reseller/ DistributorDelta Dental of Washington provides dental insurance coverage options as part of the MBA Health Insurance Trust's comprehensive benefits package for member companies.
• VSP (Vision Service Plan)coreChannel Partner/ Reseller/ DistributorVSP network provides vision insurance coverage options integrated into the MBA Health Insurance Trust benefit offerings for MBAKS members.
• First Choice HealthsupportingChannel Partner/ Reseller/ DistributorFirst Choice Health provides employee assistance programs (EAP) as part of the MBA Health Insurance Trust's comprehensive benefits package, offering additional support services to member company employees.
• Master Builders Association of King and Snohomish Counties (MBAKS)coreStrategic or Co-development PartnerMBAKS is the parent association and exclusive distribution channel for the MBA Health Insurance Trust. The trust is positioned as one of the many benefits available to MBAKS members, and only companies with at least two employees (excluding spouses) that are MBAKS members are eligible for benefits. MBAKS is the nation's largest local homebuilders association serving the Greater Seattle area.
• Capital Benefit ServicessupportingImplementation/ SI/ Consulting PartnerCapital Benefit Services serves as the administrative contact for MBA Health Insurance Trust, handling sales inquiries ([email protected]) and providing quote assistance for prospective members. They are responsible for the operational management of the trust program.

Scale indicators2 records

Recent moves3 records

Direct peers

• EPK Benefits: Employee benefits broker shown as an affiliated partner on the MBA Health Trust website. Operates in the same trade-association benefits channel and competes for the same construction-industry benefit accounts in the Pacific Northwest.
• Capital Benefit Services: Third-party administrator and broker that handles sales and operations for the MBA Health Insurance Trust. Comparable as a benefits administrator serving association-based group health programs in the construction trades.

Broad incumbents

• Associated Builders and Contractors (ABC): National trade association for the construction industry that offers its own member benefit and group insurance programs. Comparable as a broader association-based benefits platform targeting the same construction-trades vertical.
• National Association of Home Builders (NAHB): National federation of homebuilder associations, listed as affiliated on the MBA Health Trust website. Operates at the federal level with member benefit programs that complement state and local association offerings like the MBA Health Trust.
• Brown & Brown Insurance: Large national insurance brokerage with practice groups serving construction trades and association clients. Comparable as a group benefits broker competing for the same trade-association benefit mandates.
• USI Insurance Services: Large insurance brokerage with specialized employee benefits practices serving mid-market and association clients. Comparable as a full-service benefits broker operating in the same group health market.
• Hub International: National insurance brokerage with dedicated construction and trade association practice groups. Comparable as a benefits broker serving association-sponsored group health plans similar to MBA Health Trust.
• Lockton: Large independent insurance broker with strong construction industry and association benefits practices. Comparable as a large-scale benefits broker operating in the group health and association space.
• Associated General Contractors of America (AGC): National trade association for general contractors that operates member benefits and group insurance programs for the commercial construction industry. Comparable as a broader association-based benefits platform in the construction vertical.

Regional players

• Building Industry Association of Washington (BIAW): State-level homebuilder association shown as affiliated on the MBA Health Trust website. Offers similar member benefits and advocacy services to Washington homebuilders and serves overlapping construction-trade members.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MBA Health Insurance Trust