ARMS

Name

ARMS

Legal name

Applied Risk Management Solutions

Website

https://armsnc.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Commercial Transportation Insurance

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Other Insurance Related Activities (52429)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

akta.pro secondary industries

Umbrella & Excess Liability (Fleet/Transportation) (TLABANAG), Loss Control & Safety Engineering (Driver Training, Policy/Program Design, Audits) (TLABANAJ), Umbrella Insurance (FSAJAMAK)

Keywords

• Commercial trucking insurance
• Waste and recycling insurance
• Towing and recovery insurance
• Charter bus insurance
• Captive insurance programs

Headquarters

HQ city

Burlington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage and Risk Management Services: ARMS generates revenue by representing multiple insurance companies and providing specialized insurance products and risk management services to wheels-based businesses including commercial trucking, waste and recycling, towing and recovery, and charter bus operations.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Applied Risk Management Solutions (ARMS) is an insurance firm that has been providing specialized insurance services and captive insurance programs for the transportation industry since 2006. The firm delivers tailored coverage and risk management solutions to commercial trucking fleets, waste and recycling operations, towing and recovery businesses, and charter bus/limousine operators, ranging from owner-operators to large fleet operations.

Product overview

ARMS (Applied Risk Management Solutions) is an insurance and risk management services company serving wheels-based businesses since 2006. The company operates as a single unified service offering rather than a platform-plus-modules architecture. Its product portfolio consists of four specialized insurance programs for distinct industry segments—Commercial Trucking Insurance, Waste and Recycling Operations Insurance, Towing and Recovery Insurance, and Charter Bus and Limousine Insurance—supplemented by Captive Insurance Programs for larger operators seeking alternative risk solutions. All products share the common thread of serving transportation, hauling, and related operations, with DOT filing services as a supplementary offering. The company represents multiple insurance carriers and tailors programs to individual client risk profiles rather than offering a single standardized product.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Trucking Insurance Provides commercial trucking fleets with professional liability, physical damage, motor truck cargo, and many other coverages. Services range from the owner-operator to large fleet operations.
• Waste and Recycling Insurance Specialized insurance coverage for waste and recycling operations, providing risk management solutions tailored to the unique exposures of the waste and recycling industry.
• Towing and Recovery Insurance Specialized insurance coverage for towing and recovery businesses, addressing the distinct risk profile of the towing industry.
• Charter Bus and Limousine Insurance Insurance coverage for charter bus, school bus, and limousine operations, including commercial auto, general liability, and passenger liability coverage.
• Captive Insurance Programs Captive insurance programs as an alternative risk transfer solution, providing transportation industry clients with structured options to manage and finance their own risk exposures.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Multiple Towing InsurerscoreChannel Partner/ Reseller/ DistributorARMS represents multiple towing insurers providing comprehensive coverage programs for all towing operations including wreckers, tow trucks, flatbeds, rollbacks, and tractors.
• Several Leading Insurance CompaniescoreChannel Partner/ Reseller/ DistributorARMS represents several leading insurance companies offering products for companies of all sizes, from owner-operators to vertically integrated fleet operations.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• McGriff Insurance Services: McGriff is a large national insurance broker with a transportation and trucking practice. It is comparable to ARMS as a competing broker serving commercial auto clients, though it operates at significantly greater scale across many lines of business.
• Northland Insurance: Northland is a commercial auto and trucking specialist insurer serving fleet operators and owner-operators. It is comparable to ARMS as another specialist in the commercial auto/fleet insurance space, though it underwrites risk rather than brokers it.
• Burns & Wilcox: Burns & Wilcox is a national wholesale insurance broker with specialty expertise in commercial auto, transportation, and fleet risks. It is comparable to ARMS as another specialty insurance intermediary serving commercial auto buyers with complex placement needs.
• Acuity Insurance: Acuity is a regional property/casualty insurer with a well-known commercial trucking and fleet practice. It is comparable to ARMS as a major player in commercial trucking insurance, though as a carrier rather than a brokerage.
• Great West Casualty Company: Great West Casualty is a specialty insurer focused exclusively on the trucking industry, providing commercial auto coverage to motor carriers nationwide. It is comparable to ARMS as a major commercial trucking insurance specialist, though operating as a carrier rather than a broker.
• Higginbotham: Higginbotham is a large regional insurance broker with commercial transportation and fleet practices across multiple states. It is comparable to ARMS as another broker serving commercial auto clients, though it operates at significantly greater scale and geographic breadth.

Others

• Amwins Group: Amwins is a national wholesale insurance distributor with specialty transportation expertise. It is comparable to ARMS as a specialty insurance intermediary in the commercial auto/transportation space, but operates at much larger scale as a wholesale broker.
• Heffernan Insurance Brokers: Heffernan is a large West Coast-focused insurance brokerage with commercial transportation clients. It is comparable to ARMS as a competing broker serving commercial auto and fleet clients, though it operates with broader geographic and product scope.

Direct peers

• INSURICA Insurance Network: INSURICA is a specialty insurance agency with deep expertise in commercial transportation, trucking, and fleet risks. It competes most directly with ARMS as another specialized brokerage serving commercial auto and transportation insurance buyers across multiple verticals.
• RPS (Risk Placement Services): RPS is a national wholesale and specialty insurance distributor with a dedicated transportation practice serving commercial auto, trucking, and fleet risks. It is comparable to ARMS through its specialty transportation placement capabilities and carrier relationships.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/armsnc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARMS