GAVA Broker

What GAVA Broker does

GAVA BROKER S.r.l. is a privately held Italian insurance brokerage headquartered in Brindisi, with a secondary office in Ortona (Chieti province). Founded in 2003 by partners with over 30 years of international insurance experience, the firm is registered as a Section B broker (number B000683746) and operates under VAT P. IVA 02719050698. The company specializes in professional liability insurance (RC Professionale) and related coverage for Italian regulated and corporate professions.

The firm's product portfolio is organized around profession-specific online quote generators (preventivatori) for technical professionals (engineers, architects, surveyors, geologists), public-sector employees, Italian National Health Service (SSN) workers, accountants and labor consultants, and lawyers. Add-on modules extend the offering into legal protection (Tutela Legale), accident (Infortuni), D&O, third-party/product liability (RCT/O), vehicle protection (TCM), and security guard company coverage. The ENPAB Biologists convention is a flagship bundled product combining RC Professionale from four carriers (Lloyd's, Accredited, Accelerant, Amtrust) with AIG legal protection. Annual premiums across the catalog range from approximately €60 (junior healthcare staff) to €2,640 (top-tier technicians at maximum coverage), with coverage limits (massimali) spanning €250,000 to €5,000,000.

GAVA Broker generates revenue primarily through insurance brokerage commissions on placed policies, distributed nationally across Italy. Distribution combines a self-service digital front-end (website quote tools, LinkedIn and Facebook presence, RSS feed) with consultant-led conversion and direct in-person consultation at the two offices. Group-level conventions with professional associations, such as the ENPAB biologists agreement, supplement individual policy sales. The go-to-market also includes event participation (Lloyd's Europe / ILiCA, October 2023) for relationship building with carrier partners and professional clients. With a 1-10 employee footprint, the firm operates as a focused niche broker in the professional-lines segment.

Name

GAVA Broker

Legal name

GAVA BROKER S.r.l.

Website

https://gavabroker.it

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1–10 employees

Short description

GAVA BROKER S.r.l. is a Brindisi-based Italian insurance brokerage specializing in professional liability and specialty coverage for Italian professionals, public employees, and regulated entities via carrier partnerships and online quote tools.

Ownership category

akta.pro rank

Product category

Insurance Brokerage (Professional Liability)

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Professional Liability (E&O) (FSAJAGAC)

Keywords

• Professional liability insurance
• Insurance brokerage services
• Occupational risk coverage
• RC Professionale
• Medical malpractice insurance

Headquarters

HQ city

Brindisi

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: GAVA BROKER operates as an insurance broker earning commissions on insurance policies placed for professional clients. The company offers professional liability insurance, accident insurance, legal protection insurance, and other property/damage coverage through partnerships with multiple insurance carriers including Lloyd's, Accredited Insurance, Accelerant Insurance, Amtrust, and AIG Europe.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

GAVA Broker is an Italian insurance brokerage that places professional liability (RC Professionale), legal protection, accident, D&O, and related insurance policies for Italian professionals, public employees, professional orders, and private companies. The firm distributes these products via category-specific online quote generators (preventivatori) and direct consultant-led consultation, earning commissions on policies placed with partner insurers including Lloyd's, Accredited, Accelerant, Amtrust, and AIG Europe.

Product overview

GAVA Broker is an insurance brokerage platform offering professional liability (RC Professionale) and related insurance products for Italian professionals and organizations. The core platform consists of specialized online quote generators (Preventivatori) for different professional categories: technical professionals (engineers, architects, surveyors), public employees, healthcare workers, accountants, and lawyers. The product portfolio also includes supplementary insurance modules such as legal protection (Tutela Legale), accident insurance (Infortuni), Directors & Officers liability (D&O), product liability (RCT/RC Prodotti), vehicle protection (TCM), and security guard company coverage. The ENPAB Biologists convention represents a specialized bundled package offering RC Professionale from multiple insurers (Lloyd's, Accredited, Accelerant, Amtrust), legal protection from AIG, and accident coverage from Lloyd's. The platform serves professionals across technical, economic-legal, healthcare, and other regulated/non-regulated professions, as well as public entities and private companies.

Differentiator

Problem solved

Functional benefit

Products and services

• Professional Liability Insurance for Technical Professionals (RC Professionale Tecnici) RC Professionale coverage for technical professionals (engineers, architects, surveyors, geologists, industrial experts, safety consultants, energy certifiers, food technologists, chemists) with annual premiums ranging €205–€2,640 and selectable coverage limits of €250,000–€2,000,000 scaled by declared revenue.
• Professional Liability Insurance for Accountants and Tax Advisors (RC Professionale Commercialisti) RC Professionale coverage for accountants, labor consultants, and tax advisors with annual premiums ranging €242–€1,883 and coverage limits of €250,000–€2,000,000 scaled by revenue brackets.
• Professional Liability Insurance for Lawyers (RC Professionale Avvocati) RC Professionale coverage for lawyers with annual premiums ranging €173–€479 and coverage limits of €350,000–€1,000,000 based on annual revenue.
• Professional Liability Insurance for SSN Healthcare Workers RC Professionale coverage compliant with the Gelli-Bianco law for SSN medical managers (€340–€465), non-medical healthcare staff (€60–€75), nurses (€110–€140), and medical residents (€195–€320), with coverage limits up to €5,000,000.
• RC Patrimoniale Colpa Grave for Public Employees Gross fault (colpa grave) professional liability coverage for technical employees (€240–€463), administrative employees (€128–€247), and council members (€101–€193) of municipalities, provinces, and regions, with coverage limits of €500,000–€2,000,000.
• ENPAB Biologists Convention Insurance Package Bundled insurance package for biologists under the ENPAB convention, combining RC Professionale coverage from four insurers (Lloyd's, Accredited, Accelerant, Amtrust), legal protection (Tutela Legale) from AIG Europe, and accident insurance (Infortuni) from Lloyd's.
• Tutela Legale (Legal Protection Insurance) Legal protection insurance covering criminal defense, administrative sanction appeals, disciplinary proceedings, and reputation damage recovery for professionals.
• Infortuni (Accident Insurance) Accident insurance coverage available for professionals and public employees, including 24-hour professional and extra-professional protection.
• D&O (Directors and Officers Liability Insurance) Directors and officers liability insurance for private companies providing executive protection.
• RCT/O and Product Liability Insurance Third-party liability (RCT/O) and product liability (RC Prodotti) insurance for private companies.
• TCM (Tutela Circolazione e Mezzi) Vehicle Protection Insurance Vehicle and circulation protection insurance coverage.
• Istituti di Vigilanza (Security Services Liability Insurance) Professional liability insurance tailored for security guard companies.
• RC Patrimoniale Colpa Lieve (Limited Fault Professional Liability) Limited fault (colpa lieve) professional liability insurance for orders and professional colleges.

Named customers4 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered minor and core.

• Lloyd's EuropeminorOthers · 26 October 2023GAVA Broker representative Giovanni Semeraro participated in the Lloyd's Europe and ILiCA event held October 26, 2023 at Palazzo Mezzanotte in Milan.
• ILiCAminorOthers · 26 October 2023GAVA Broker participated in the Lloyd's Europe and ILiCA event held October 26, 2023 at Palazzo Mezzanotte in Milan.
• Lloyd's Insurance Company S.A.coreOthersPrimary insurance provider for professional liability coverage for biologists under ENPAB convention. Rated A+ (Superior) by AM Best. Provides RC Professional, accident insurance, and legal protection products.
• Accredited Insurance (Europe) LimitedcoreOthersInsurance provider for professional liability coverage under ENPAB convention for biologists. Rated A- (Excellent) by AM Best.
• Accelerant Insurance Europe LimitedcoreOthersInsurance provider for professional liability coverage under ENPAB convention for biologists. Rated A- (Excellent) by AM Best.
• Amtrust Assicurazioni SpAcoreOthersInsurance provider for professional liability coverage under ENPAB convention for biologists. Rated A- (Excellent) by AM Best.
• AIG Europe S.A.coreOthersProvides legal protection (Tutela Legale) insurance for biologists under ENPAB convention. Rated A (Excellent) by AM Best. Coverage includes criminal defense, reputation recovery, and administrative sanction appeals.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Howden Italy: European specialty insurance broker with a growing Italian presence, active in professional indemnity and specialty lines for SMEs and professionals — directly comparable to GAVA in segment, product mix, and digital go-to-market orientation.
• Assiteca S.p.A. Italian publicly listed insurance broker (Borsa Italiana) specializing in professional liability, corporate lines, and specialty risks for SMEs and professionals — the closest publicly visible direct peer to GAVA Broker in the Italian professional liability distribution space.
• CGPA Europe (Broker Webpage / Professional Broker): Italian insurance broker historically focused on commercialisti, lawyers, and other regulated professionals — a direct competitor in the same accounting/legal professional liability niche GAVA serves, with very similar convention-style distribution through professional associations.

Regional players

• Brios Insurance Broker: Italian digital-first insurance broker focused on SMEs and professionals, with online quote-and-bind flows for professional liability and corporate lines — comparable to GAVA in being a specialist Italian professional liability distributor with digital self-service tooling.

Broad incumbents

• Willis Towers Watson (WTW) Italy: Major global broker operating in Italy across professional and corporate liability lines; competes in the same Italian regulated-professional space as GAVA but serves predominantly larger accounts and global multinational clients.
• Aon S.p.A. (Aon Italy): Global broker with significant Italian footprint offering professional liability, D&O, and specialty insurance; overlaps with GAVA's product set (RC Professionale, D&O, legal protection) and competes in the same end markets, particularly for larger professional firms.
• Marsh S.p.A. (Marsh Italy): Global insurance broker's Italian operation providing risk advisory and professional liability placement for large accounts; competes with GAVA on the same regulated-professional product category but at the enterprise end of the market with a much broader portfolio.

Emerging players

• Tokio Marine HCC Europe — Professional Lines (Italy): Specialty insurer with a strong European professional liability practice including Italy, offering professional indemnity to accountants, lawyers, and healthcare professionals — competing with GAVA on the carrier side and as a distribution alternative for the same buyer profiles.
• Hiscox Italy / Hiscox Assicurazioni: Specialty insurer and broker combination active in Italy with strong focus on professional liability for SMEs, consultants, accountants, and designers — overlapping directly with GAVA's core professional segments and competing for the same self-employed professional buyer.
• Chubb Italia: Global specialty insurer with a dedicated professional liability offering in Italy (including the legacy ACE-aligned products); an emerging distributor/underwriter of professional indemnity in the Italian market that competes for the same regulated-professional segment as GAVA.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/gavabrokersrl
• LinkedInlinkedin.com/company/gava_broker_srl
• Xx.com/gava_broker_srl

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GAVA Broker