Jericho Financial

Name

Jericho Financial

Legal name

Jericho Financial

Website

https://planjericho.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Westerville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Asset-Based Advisory Fees: Jericho Financial charges fees based on the assets under management rather than commissions from product sales. This fee structure aligns the firm's interests with clients—when client portfolios grow, both benefit. The firm explicitly states there are no ticket charges, account fees, or hidden costs.
2. Tax Preparation Services: Separate fee structure for tax preparation services, with pricing based on the complexity of the tax return. Clients requiring outside specialists (attorneys, CPAs, mortgage lenders) are referred to trusted partners who charge their own standard fees directly.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

Jericho Financial is a fiduciary Registered Investment Advisor that delivers a 360-degree suite of personal financial services, including customized investment portfolio management, comprehensive financial planning, estate and life-events planning, and tax preparation and strategy. Services are sold directly to individuals and families on an asset-based fee structure with no minimum balance requirement, supported by in-house CFP® and IRS Enrolled Agent credentials.

Product overview

Jericho Financial is a financial advisory firm offering a unified suite of services under a 360-degree financial approach. The core offerings consist of four integrated service areas: Investment Portfolio Management (including IRAs, brokerage accounts, 401k guidance, and group retirement plans), Financial Planning (retirement, emergency savings, debt reduction, Social Security, HSA, and legacy planning), Estate & Life Events Planning (wills, powers of attorney, inheritance, elder care, and Medicare planning), and Tax Preparation (individual/family returns, year-round strategy, capital gains planning, and IRS audit support). These services are designed to work together as a coordinated financial strategy rather than isolated transactions.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Portfolio Management Customized investment strategies built around client goals, timeline, and risk tolerance. Includes portfolio management, Roth and Traditional IRAs, brokerage accounts, tax gain/loss harvesting, guidance on company 401k plans, and group retirement plans (401k, 403b, SIMPLE IRA, SEP IRA). Sold to individuals, families, and groups in the United States on an asset-based fee structure.
• Financial Planning Comprehensive financial planning service covering retirement preparation, emergency savings, debt reduction, college debt repayment, Social Security planning, college savings and financial aid, Health Savings Account (HSA) strategies, company stock strategies, financial giving, estate planning, avoiding probate, end-of-life planning, and legacy planning. Delivered to individuals and families as part of Jericho's 360-degree planning approach.
• Estate & Life Events Planning Guidance for major life transitions including estate planning (wills and powers of attorney), marriage and divorce considerations, inheritance planning, elder care and special needs planning, job transition guidance, credit score improvement, rent vs. buy residence analysis, and Social Security and Medicare planning. Sold to individuals and families seeking coordinated advice through life events.
• Tax Preparation Tax preparation and year-round tax strategy services including individual and family tax returns, identifying deductions and credits, self-employed and small business tax guidance, capital gains planning, HSA and retirement account tax advantages, tax-efficient inheritance and estate transfer strategies, and IRS correspondence and audit support. Delivered by an in-house IRS Enrolled Agent on a separate fee structure based on return complexity.

Quantifiable outcome

• 96% of clients with a written financial plan feel confident they'll reach their financial goals

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered supporting.

• Trusted Professional Partners NetworksupportingImplementation/ SI/ Consulting PartnerJericho Financial maintains relationships with trusted attorneys, CPAs, realtors, insurance professionals, and mortgage lenders to provide comprehensive client services. When a client's situation requires outside expertise beyond the firm's scope, clients are referred to these vetted professionals. All referral partners charge their own standard fees directly to clients.
• Charles SchwabsupportingTechnology or IntegrationJericho Financial offers clients access to Charles Schwab's client portal for account management. This institutional-grade platform provides clients with secure access to their investment accounts and portfolio information.
• Orion AdvisorsupportingTechnology or IntegrationJericho Financial provides clients with access to Orion Advisor's client portal for account access and financial planning tools. The portal is accessible via the firm's website for client login.

Scale indicators4 records

Recent moves7 records

Expansion highlights4 records

Direct peers

• Wealthfront: robo-advisor offering managed investment portfolios with no minimum account size and automated financial planning tools, competing for the same accessible, digitally-engaged retail segment that Jericho serves.
• Betterment: Digital advisory platform offering automated portfolio management with no minimum balance, directly competing for the same mass-affluent, hands-off investor segment that Jericho targets with its human-advisor model.
• Personal Capital (Empower Personal Dashboard): Hybrid digital RIA combining free financial planning tools with wealth management services for higher-balance clients. Comparable to Jericho in offering integrated investment management plus financial planning, though with a minimum-balance threshold.
• Facet Wealth: Tech-enabled fee-only RIA offering flat-fee financial planning and investment management with no minimum account balance, serving a similar mass-affluent and mid-market client segment digitally across the U.S. Closely matches Jericho's no-minimum, integrated advice model.

Broad incumbents

• Edelman Financial Services: Large national RIA providing integrated financial planning, investment management, and estate planning with no minimum balance requirement. Overlaps with Jericho's 360-degree approach at meaningfully greater scale and broader geographic reach.
• Fisher Investments: Large global RIA primarily serving high-net-worth and institutional clients with portfolio management services. Comparable in core function (fee-based investment management) but operates at far greater scale and a different wealth tier than Jericho.
• Mariner Wealth Advisors: Large national RIA providing investment management, financial planning, tax, and estate services to high-net-worth clients. Comparable in integrated advice model, with substantially larger AUM and breadth of services than Jericho.
• Hightower Advisors: National RIA platform supporting independent advisory firms with wealth management, investment, and planning services. Comparable in offering a 360-degree service model, but serves as a back-office partner for many smaller RIAs rather than directly competing with a single firm.
• Creative Planning: Large fee-only RIA providing comprehensive wealth management, tax, and estate planning to high-net-worth households. Directly comparable to Jericho's integrated service model but operates at significantly greater scale and across a higher AUM tier.
• Charles Schwab Intelligent Portfolios: Schwab's automated advisory offering with no minimum balance and integrated financial planning tools, competing for the same accessible retail segment. Jericho already uses Schwab as a custodian, so this offering is both a competitor and a platform partner.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/139490359950720
• LinkedInlinkedin.com/company/jericho-financial

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jericho Financial