Capital Home Loans
Capital Home Loans is a private, owner-led mortgage lender in Maumee, Ohio, offering conventional, FHA, VA, USDA, and refinancing loans to individual homebuyers and homeowners across the Toledo metro and Southeast Michigan.
- Company typePrivate
- Founded2020
- HeadquartersMaumee, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Capital Home Loans does
Capital Home Loans is a privately held retail mortgage lending company headquartered in Maumee, Ohio, serving the greater Toledo metropolitan area and portions of Southeast Michigan. Founded circa 2019-2020 and owned by Kevin Robinson (Mortgage Loan Officer / Owner), the company operates with a small team of approximately 6-8 loan officers plus executive, administrative, and loan coordination support. It holds NMLS identifier 1887198 with state licensing in Ohio (RM.804530.000) and Michigan (FL 0022555), and operates from 6546 Weatherfield Ct. Unit C2, Maumee, with an associated Perrysburg address on its Google listing.
The company offers a standard suite of agency and government-backed mortgage products — Conventional loans (as low as 3% down), FHA loans for first-time and lower-down-payment buyers, VA loans for veterans and service members, USDA rural loans (0% down for qualifying rural properties), and refinancing services. Its core technology is described as standard mortgage lending infrastructure used for loan processing, underwriting, and document management, with no proprietary platform or AI capabilities disclosed. A public-facing website (mycapitalhomeloans.com) provides product information, team profiles, testimonials, an online application portal, and a mortgage calculator tool.
Revenue is generated via transaction-based mortgage origination fees charged at loan closing. Pricing is quote-based and varies by borrower credit profile, loan-to-value, property type, and prevailing market conditions; rates are not publicly listed. The go-to-market motion is direct-to-consumer, supported by a Google Business Profile (183 reviews, 5.0-star average), Facebook presence, and referral relationships with local real estate agents. The company has no disclosed external institutional backing, parent company, or subsidiaries, and operates as an independent owner-led brokerage serving regional retail borrowers.
Capital Home Loans firmographics
Firmographics- Name
- Capital Home Loans
- Legal name
- Capital Home Loans
- Website
- https://mycapitalhomeloans.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Capital Home Loans is a private, owner-led mortgage lender in Maumee, Ohio, offering conventional, FHA, VA, USDA, and refinancing loans to individual homebuyers and homeowners across the Toledo metro and Southeast Michigan.
- Ownership category
- akta.pro rank
Where Capital Home Loans is headquartered
LocationHeadquarters
- HQ city
- Maumee
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Capital Home Loans business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Mortgage Origination Fees: One-time fees charged at loan closing on mortgage originations. Revenue is generated when borrowers close on home purchase loans or refinancing transactions. Loan officers work directly with borrowers to originate various mortgage products including conventional, FHA, VA, and USDA loans.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Quote-based mortgage rates - no fixed pricing tiers available |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Capital Home Loans product offering
Product offeringCore offering
Capital Home Loans originates residential mortgage loans for individual homebuyers and homeowners in the Toledo, Ohio and Southeast Michigan region. The company offers Conventional Loans (3% down), VA Loans for veterans, FHA Loans for first-time buyers, USDA Loans for rural properties (0% down), and mortgage refinancing services. Customers work directly with assigned loan officers from application through underwriting and closing.
Product overview
Capital Home Loans is a mortgage lending company offering a unified suite of home financing products. The core offerings include Conventional Loans (3% down), VA Loans for veterans, FHA Loans for first-time buyers, USDA Loans for rural properties (0% down), and Refinancing services. The company also provides a Mortgage Calculator tool as a customer resource. All products are delivered through the company's website and loan officer team based in Maumee, Ohio.
Differentiator
Problem solved
Functional benefit
Products and services
- Conventional Loans
Quantifiable outcome
- 5.0 star average rating on Google based on 183 reviews
- +1 more outcomes
Companies that use Capital Home Loans
Customer profileSegments3 records
Ideal customer profiles3 records
Capital Home Loans technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Capital Home Loans partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
Capital Home Loans competitors and assessment
Company assessmentMarket position
Weaknesses5 records
Competitive moat2 records
Customer concentration
Capital Home Loans social profiles
Digital presenceCapital Home Loans financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capital Home Loans leadership team
Management profileNumber of profiles
Profiles9 records
Capital Home Loans funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capital Home Loans M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capital Home Loans
What does Capital Home Loans do?
Capital Home Loans originates residential mortgage loans for individual homebuyers and homeowners in the Toledo, Ohio and Southeast Michigan region. The company offers Conventional Loans (3% down), VA Loans for veterans, FHA Loans for first-time buyers, USDA Loans for rural properties (0% down), and mortgage refinancing services. Customers work directly with assigned loan officers from application through underwriting and closing.
Is Capital Home Loans a public or private company?
Capital Home Loans is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Capital Home Loans founded?
Capital Home Loans was founded in 2020. It employs 1 to 10 people.
Where is Capital Home Loans based?
Capital Home Loans is headquartered in Maumee, United States, in the North America region.
How does Capital Home Loans make money?
One revenue line is on record: mortgage Origination Fees.
Does Capital Home Loans have an API?
No public API is recorded for Capital Home Loans.