Devissima
Devissima is a French online credit comparison platform that lets individual consumers compare, free of charge, twelve credit and insurance products (mortgage, consolidation, personal, auto, works, business, revolving, insurance) from 25+ partner institutions, earning performance-based commissions from partners on funded loans.
- Company typePrivate
- Founded2016
- HeadquartersDommartemont, France
- Headcount1–10
- GTM typeB2C
- OfferingDigital Commerce or Content
What Devissima does
Devissima is a French online credit comparison platform operated by SAS DEVISSIMA, a wholly-owned subsidiary of Groupe Empruntis, headquartered at 22 Rue de Malzéville, Nancy. Founded in 2016 and operating under ORIAS registration n°16004779 with ACPR prudential oversight, the company provides French consumers with a free, commitment-free web-based comparison service across twelve product categories: credit consolidation, real estate loans, mortgage renegotiation, personal loans, auto/motorcycle loans, home improvement loans, business loans, revolving credit, complementary health insurance, loan insurance, and insulation loans. Users complete interactive forms describing their financial profile and project, receive personalized comparisons aggregated from a network of 25+ partner institutions, and are then contacted by expert advisors for guided processing, with telephone support available Monday–Friday 9h00–17h00.
The underlying technology is a form-driven web comparison engine that matches user inputs against offers from partner institutions; the source material describes an "automated matching algorithm" but discloses no proprietary AI/ML components, public APIs, or SDKs. Devissima's business model is pure performance-based affiliate referral: the service is free for end users, and the company earns a commission from partner financial institutions only when a user selects an offer on the platform and that offer results in effective financing. There is no consumer subscription, no listing fee from partners disclosed, and no pricing tiers. Customer acquisition is conducted through organic social media (Facebook, LinkedIn, Twitter) supplemented by outsourced paid/affiliate marketing agencies (3W-Online, Adveriseme, TimeOne, TargetMoove). The company is privately held, has 1–10 employees, operates exclusively in France, and reports no disclosed revenue, funding rounds, or M&A activity.
Devissima firmographics
Firmographics- Name
- Devissima
- Legal name
- SAS DEVISSIMA
- Website
- https://devissima.fr
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Devissima is a French online credit comparison platform that lets individual consumers compare, free of charge, twelve credit and insurance products (mortgage, consolidation, personal, auto, works, business, revolving, insurance) from 25+ partner institutions, earning performance-based commissions from partners on funded loans.
- Ownership category
- akta.pro rank
Where Devissima is headquartered
LocationHeadquarters
- HQ city
- Dommartemont
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Devissima business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Marketing or Sales, Personnel, Technology or R&D, Operations
Revenue model
- Commission from Partners: Devissima earns a commission from its partner financial institutions when a user selects an offer presented on the platform and that offer results in effective financing. This is a performance-based commission model where revenue is generated only upon successful loan completion.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Devissima product offering
Product offeringCore offering
Devissima operates a free, online credit comparison platform that aggregates loan and insurance offers from multiple partner financial institutions and presents personalized options to French consumers. Users complete online forms describing their financial situation and project needs, then receive side-by-side comparisons of credit products including mortgage loans, personal loans, loan consolidation, auto/motorcycle loans, home improvement loans, revolving credit, business loans, and complementary health and borrower insurance. Devissima is ORIAS-registered (number 16004779) and ACPR-regulated as a banking and payment services intermediary, and is paid via commissions from partner lenders when a user completes financing.
Product overview
Devissima operates as a unified online credit comparison platform that aggregates and compares loan and insurance products from multiple partner financial institutions. The core platform provides a central comparison engine accessible via web forms, supporting twelve distinct product categories: real estate loans, mortgage renegotiation, loan consolidation, personal loans, auto/motorcycle loans, home improvement loans, business loans, revolving credit, health insurance, loan insurance, and insulation loans. Users complete interactive forms with their financial profile and project details, receive personalized comparisons from partner institutions, and are connected with advisors for final loan processing. The service is free for users, with Devissima receiving commissions from partners when offers result in financing.
Differentiator
Problem solved
Functional benefit
Products and services
- Devissima Credit Comparison Platform
Companies that use Devissima
Customer profileSegments1 record
Ideal customer profiles2 records
Devissima technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Devissima partnerships and signals
Strategic signalPartnerships
27 partnerships are on record, tiered core and minor.
- CredigocoreBanking partner for credit consolidation services.
- Partners FinancescoreBanking partner providing credit consolidation solutions. Example shows a RAC (rachat de crédits) with 6.25% fixed rate, 32,900€ total credit amount over 120 months.
- CredistorcoreBanking partner for credit consolidation services.
- YmancicoreBanking partner for credit consolidation services.
- MeilleurTauxcoreBanking partner for credit consolidation services.
- My Money BankcoreBanking partner for credit consolidation services.
- Crédit Immobilier DirectcoreBanking partner for credit consolidation services.
- Iki AssurancesminorInsurance partner.
- GreenizminorPartner for insulation/energy efficiency loans.
- AdverisememinorMarketing partner for credit consolidation services.
- TimeOneminorPartner for credit consolidation services.
- EmpruntiscorePart of the same Groupe Empruntis. Provides credit insurance and mortgage services.
- TargetMooveminorMarketing partner for credit consolidation.
- NegocialcoreMortgage credit partner.
- BNP ParibascoreMortgage credit partner.
- CSF (Caisse de Salaires)coreMortgage credit partner.
- CyberpretminorOnline mortgage credit partner.
- Emprunt DirectminorDirect mortgage credit partner.
- CetelemcoreConsumer credit partner.
- SofincocoreConsumer credit partner.
- FranfinancecoreConsumer credit partner.
- YelloanminorConsumer credit partner.
- YounitedcoreConsumer credit partner.
- PretupcoreProfessional credit partner.
- BoldencoreProfessional credit partner.
- CFCALcoreCredit consolidation partner. Example case: financing of 86,000€ in February 2024 with 5.16% fixed TAEG, 252 months duration.
- CmonassurancecoreInsurance partner for loan insurance comparisons.
Scale indicators3 records
Recent moves6 records
Expansion highlights3 records
Devissima competitors and assessment
Company assessmentDirect peers
- Empruntis: Devissima's parent group and a French credit comparison broker operating across mortgage, personal loan, and insurance verticals. The same product categories and direct-to-consumer online comparison model make it the closest same-group comparable.
- Panorabanques: French online banking and credit comparison platform (Cofidis subsidiary) covering personal loans, mortgage, and consumer credit. Operates the same broker/lead-generation model for French consumers across overlapping product categories.
- MeilleurTaux: France's leading credit comparison platform, especially for mortgage brokering. It directly competes with Devissima in credit consolidation, mortgage, and personal loan comparison and is also a listed partner of Devissima, underscoring direct comparability.
- LesFurets (LeLynx): Major French insurance and credit comparison platform (Belron-era; now owned by Covea). Competes in loan insurance, mortgage, and personal credit comparison with a comparable free, form-based, commission-funded model.
Emerging players
- Younited Credit: Digital-first French consumer credit platform that operates both its own direct lending and partner integrations. A current partner of Devissima, it overlaps in target customers and personal credit product mix and represents an emerging online credit player.
- Pretup: French online credit platform focused on professional and SMB lending, comparison-style brokerage. A current Devissima partner in the professional credit category and comparable as a niche online credit broker.
Broad incumbents
- Cofidis: One of France's largest consumer credit lenders and owner of Panorabanques. It funds many of the offers Devissima distributes and competes both as a funder and through its comparison site, making it a broad incumbent in the same channel.
- Sofinco: Established French consumer credit provider (Crédit Agricole group) offering personal loans, auto loans, and revolving credit online. A listed Devissima partner that also serves the same French consumer base directly.
- Boursorama Banque: Leading French online bank (Société Générale) that includes credit/loan offerings in its consumer platform. Operates in the same online direct-to-consumer distribution channel that threatens or complements credit comparison funnels.
- Cetelem (BNP Paribas Personal Finance): Major French consumer credit brand under BNP Paribas with extensive online direct origination. A current Devissima partner whose direct funnel represents the same target borrower Devissima competes to acquire.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks7 records
Key highlights7 records
Customer concentration
Devissima social profiles
Digital presenceDevissima compliance and trust
Trust signalCompliance3 records
Devissima financial estimates
Financial estimateRevenue estimate
Valuation estimate
Devissima leadership team
Management profileNumber of profiles
Profiles1 record
Devissima funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Devissima M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Devissima
What does Devissima do?
Devissima operates a free, online credit comparison platform that aggregates loan and insurance offers from multiple partner financial institutions and presents personalized options to French consumers. Users complete online forms describing their financial situation and project needs, then receive side-by-side comparisons of credit products including mortgage loans, personal loans, loan consolidation, auto/motorcycle loans, home improvement loans, revolving credit, business loans, and complementary health and borrower insurance. Devissima is ORIAS-registered (number 16004779) and ACPR-regulated as a banking and payment services intermediary, and is paid via commissions from partner lenders when a user completes financing.
Is Devissima a public or private company?
Devissima is a private company. It is classified as corporate owned and is currently operating.
When was Devissima founded?
Devissima was founded in 2016. It employs 1 to 10 people.
Where is Devissima based?
Devissima is headquartered in Dommartemont, France, in the Europe region.
How does Devissima make money?
One revenue line is on record: commission from Partners.
Who are Devissima's main competitors?
Direct peers on record are Empruntis, Panorabanques, MeilleurTaux and LesFurets (LeLynx). Emerging players are Younited Credit and Pretup. Broad incumbents are Cofidis, Sofinco, Boursorama Banque and Cetelem (BNP Paribas Personal Finance).
Does Devissima have an API?
No public API is recorded for Devissima.