GET Service

What GET Service does

GET Service GmbH is a Hamburg-based, privately-held independent insurance broker (Versicherungsmakler) that specializes exclusively in insurance products and advisory services for German property owners. Founded around 2000 and wholly owned by the mutual property-owner insurer Grundeigentümer-Versicherung VVaG, the firm serves five customer segments: private property owners (Grundeigentümer), landlords (Vermieter), professional property managers (Hausverwalter), homebuilders (Bauherren), and members of Haus & Grund Deutschland. As a Premium Partner of Haus & Grund Deutschland, the broker accesses the association's 900,000 organized property owners and offers them exclusive insurance concepts and special conditions.

The company's product portfolio spans roughly 25 named insurance lines organized by customer segment, centered on residential and commercial building insurance, household contents, multiple liability variants (personal, property-owner, water-pollution, apartment-owner, asset-damage, D&O, and WEG-Beirat), legal protection (general, landlord, and builder), and rental-risk coverage (rental default and rental-scammer). Add-on products address elemental damage, photovoltaic installations, heat pumps, valuables, and travel luggage. The technology stack is intentionally light: the firm's differentiation rests on human consulting rather than proprietary software. Online Tarifrechner comparison calculators and content marketing (blog, newsletter, social channels) feed the top of the funnel, while delivery is handled by named consultants via phone, email, video, and in-person meetings, backed by a five-step risk-analysis and policy-management process. There is no API, no mobile app, no proprietary platform, and no AI/ML capabilities disclosed.

GET Service generates revenue solely through insurance commissions (Courtage) paid by the more than 50 German insurance carriers with which it holds brokerage relationships. The commissions are embedded in customer premiums, making the advisory service free to clients by default. The company is licensed under §34d GewO (registration D-H589-T4LZ3-94, Handelskammer Hamburg), is a member of BDVM, and operates nationwide in Germany with its headquarters at Pickhuben 4 in Hamburg's Speicherstadt district. The managing director is Kai-Peter Göttker, and headcount is in the 11-50 range with 8 team members named on the website.

Name

GET Service

Legal name

GET Service GmbH

Website

https://get-service.de

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

GET Service GmbH is a Hamburg-based independent insurance broker specializing in property owner insurance across Germany. It serves property owners, landlords, property managers, and homebuilders through personalized consulting with over 50 German insurers, operating as Premium Partner to Haus & Grund Deutschland.

Ownership category

akta.pro rank

Product category

Property Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

Keywords

• Property insurance brokerage
• Landlord insurance solutions
• Building insurance coverage
• Legal protection insurance
• Rental income protection

Headquarters

HQ city

Hamburg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commission (Courtage): GET Service GmbH operates as an independent insurance broker (Versicherungsmakler) and receives commission (Courtage) from insurance companies for consulting, intermediation, and ongoing client management. This commission is included in the insurance premium and is paid by the insurance company, not the customer. The company explicitly states this service is free for customers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

GET Service GmbH is an independent German insurance broker (Versicherungsmakler) that provides insurance advice, risk analysis, intermediation, and ongoing contract management for property owners, landlords, property managers, and homebuilders. The company compares tariffs from 50+ German insurers, recommends tailored property insurance coverage, supports policy implementation, and assists clients during claims, earning commission (Courtage) from insurers so customer-facing consulting is free.

Product overview

GET Service GmbH is a specialized insurance broker (Versicherungsmakler) for property owners in Germany, operating as a single integrated advisory service rather than a modular software platform. The core offering is personalized insurance consultation and brokerage, with a portfolio of named insurance products organized by customer segment: Haus & Grund members (property owners affiliated with the Haus & Grund Germany association), general property owners (Grundeigentümer), landlords (Vermieter), property managers (Hausverwalter), and construction clients (Bauherren). The product lineup centers on building insurance (Wohngebäude-/Gebäudeversicherung), household contents insurance (Hausrat), personal and property owner liability insurance (Privat-Haftpflicht, Haus- und Grundbesitzerhaftpflicht, Gewässerschadenhaftpflicht, Wohnungs-Haftpflicht), legal protection insurance (Rechtsschutz, Vermieter-Rechtsschutz, Bauherren-Rechtsschutz), and specialized coverage for rental risks (Mietausfall, Mietnomaden). Add-on and supplementary products include elemental damage insurance (Elementarversicherung), photovoltaic insurance (Photovoltaikversicherung), D&O insurance, WEG committee liability insurance, and online comparison calculators (Tarifrechner). GET serves as an intermediary, searching the German insurance market and recommending tailored solutions from over 50 insurers, with special partnership arrangements through its Premium Partner status with Haus & Grund Deutschland.

Differentiator

Problem solved

Functional benefit

Products and services

• Wohngebäude-Versicherung / Gebäudeversicherung (Residential / Building Insurance) Insurance covering residential and landlord buildings against damage from fire, water, storm, hail, and other named perils, including elemental damage protection, available in variants for property owners, landlords, and property managers.
• Hausrat (Household Contents Insurance) Insurance covering movable household goods against damage or loss from fire, water, theft, and vandalism for property owners.
• Privat-Haftpflicht (Personal Liability Insurance) Insurance covering the policyholder's personal liability for bodily injury or property damage caused to third parties.
• Haus- und Grundbesitzerhaftpflicht (Property Owner Liability Insurance) Liability insurance specifically covering property owners for damages arising from their ownership, including liability for visitors and passers-by injured on the property.
• Gewässerschadenhaftpflicht (Water Damage Liability Insurance) Liability insurance covering property owners for damages caused by water pollution or contamination from their property, including environmental damage from heating oil tanks.
• Bauherrenhaftpflicht (Builder's Liability Insurance) Insurance protecting homeowners during construction projects from liability claims arising from the building site, recommended with coverage of at least €5–10 million.
• Bauleistungsversicherung (Construction Performance Insurance) Insurance covering an ongoing construction project against unforeseen damage from weather events, vandalism, and material defects during the build phase.
• Feuerrohbauversicherung (Fire Raw-Build Insurance) Insurance covering a building under construction against fire, lightning, and explosion damage, often provided at no charge when a residential building insurance policy is taken out early.
• Bauherren-Rechtsschutz (Builder's Legal Protection Insurance) Specialized legal protection insurance covering disputes related to construction contracts, defects, and building projects, including contract law, enforcement of claims for construction defects, and legal advice before and during the construction phase, available via ÖRAG Rechtsschutzversicherung.
• Bauherren-Rechtsschutz to go A simplified, portable version of the builder's legal protection for smaller construction or renovation projects with a total sum up to €80,000, offering fixed premiums for clearly defined renovation costs, targeting homeowners undertaking renovations and energy-efficient upgrades.
• Mietausfallversicherung (Rental Default Insurance) Insurance protecting landlords against loss of rental income due to tenant non-payment, with extensions available for rental scammers.
• Mietnomadenversicherung (Rental Scammer Insurance) Specialized insurance protecting landlords against both unpaid rent and property damage caused by fraudulent tenants who rent without intent to pay.
• Glasversicherung (Glass Insurance) Insurance covering breakage of glass in windows, doors, and other glazed surfaces of buildings.
• Elementarversicherung (Elemental Damage Insurance) Add-on coverage extending standard residential building and household insurance to cover natural hazards such as flooding, heavy rain, backwater, earthquake, landslide, avalanche, volcanic eruption, and snow pressure.
• Vermögensschadenhaftpflichtversicherung (Asset Damage Liability Insurance) Liability insurance covering financial losses caused by errors or negligence in professional asset management decisions, offered for property managers and WEG committee members.
• WEG-Beirat-Vermögensschadenhaftpflichtversicherung (WEG Committee Asset Damage Liability) Specialized asset damage liability insurance for members of the supervisory committee of apartment owner communities, protecting against financial losses from errors in reviewing management decisions.
• D&O-Versicherung (Directors & Officers Insurance) Directors and officers liability insurance for executives and management of property management companies, covering claims arising from alleged breaches of duty.
• Wohnungs-Haftpflichtversicherung (Apartment Liability Insurance) Specialized liability insurance for owners of rented or vacant apartments, covering liability for damages arising from the apartment including claims from tenants, the owners' community, and third parties.
• Rechtsschutzversicherung (Legal Protection Insurance) General legal protection insurance covering legal costs for disputes related to property, traffic, and private matters. Variants include Privatrechtsschutz, Berufs-Rechtsschutz, Verkehrs-Rechtsschutz, and Vermieter-Rechtsschutz.
• Vermieter-Rechtsschutz (Landlord Legal Protection Insurance) Legal protection insurance specifically designed for landlords, covering disputes with tenants including non-payment, rent reductions, and security deposit disputes.
• Photovoltaikversicherung (Photovoltaic Insurance) Specialized standalone 'full coverage' insurance for photovoltaic installations covering all risks including theft, vandalism, short circuit, lightning, material defects, animal damage, and lost feed-in compensation (yield loss insurance).
• Wertsachenversicherung (Valuables Insurance) Add-on coverage within household insurance for high-value items such as jewelry, watches, and precious metals, with separate compensation limits above standard coverage.
• Reisegepäckversicherung (Travel Luggage Insurance) Insurance covering loss, theft, or damage to luggage and personal belongings while traveling, paying out at current value.
• Wärmepumpen-Versicherung (Heat Pump Insurance) Insurance coverage for heat pump systems as building equipment, typically included in building insurance or as an add-on, covering fire, storm, water damage, and in better tariffs, theft.

Quantifiable outcome

• Collaboration with 50+ German insurance companies
• +1 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered flagship and core.

• Haus & Grund DeutschlandflagshipStrategic or Co-development PartnerPremium Partnership (Premium-Partnerschaft) with Haus & Grund Deutschland, the largest property owner association in Germany representing 900,000 organized property owners. GET Service is obligated to provide the best services for Haus & Grund members and offers exclusive insurance concepts with special conditions. This partnership is a core element of GET Service's market positioning.
• BDVM e.V. (Bundesverband Deutscher Versicherungsmakler)coreStrategic or Co-development PartnerMembership in BDVM, the leading association of German insurance brokers. BDVM is described as a traditional yet forward-looking association (traditionsbewusst und zukunftsorientiert) distinguished by independent expertise in insurance matters.
• German Insurance Companies (50+)coreChannel Partner/ Reseller/ DistributorGET Service collaborates with over 50 German insurance companies to find optimal coverage for clients. As an independent broker, GET accesses the German insurance market to compare tariffs and recommend policies matching customer needs.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Hoesch & Partner: Smaller German insurance broker (Versicherungsmakler) operating in property and real estate insurance. Closely comparable in size band, broker model, and customer segments (property owners, landlords), making it a direct mid-market peer in the same niche.
• MRH Trowe: Mid-to-large German insurance broker serving mid-market and specialty clients, including real estate and property owners. Comparable in operating as an independent broker accessing multiple German carriers on a commission/advisory basis, with a similarly broad product portfolio for property-related risks.
• Ecclesia Gruppe: Major German insurance broker with industry specialisms and a long-standing independent broker model. Comparable in being a multi-carrier broker offering risk consulting and insurance placement for specialized client groups, including housing and institutional property owners in Germany.
• Funk Gruppe: One of the largest independent German insurance brokers (Versicherungsmakler) with a strong specialty in real estate, property owner, and corporate risk advisory. Directly comparable in terms of broker model, target customer segments (property owners, housing industry), and German-market focus.

Emerging players

• ÖRAG Rechtsschutzversicherung: German legal protection insurer that is itself a current product partner of GET Service (exclusive carrier for Bauherren-Rechtsschutz). Comparable as a competitor in the German legal protection market that GET Service distributes, and an adjacent counterparty in the same niche.
• DEURAG: German legal protection insurance specialist (Rechtsschutzversicherer). Comparable because legal protection is a core line in GET Service's portfolio and DEURAG competes for the same underlying customers (property owners, landlords) on a specialist basis rather than via generalist brokers.

Others

• VEMA Versicherungs-Makler-Genossenschaft: German cooperative network for independent insurance brokers, providing product access, tariffs, and back-office support to member brokers. Comparable as an ecosystem participant that enables German independent brokers (including potentially GET Service's competitors) to access multi-carrier products and shared services.

Broad incumbents

• Willis Towers Watson Germany: German operations of WTW, providing insurance brokerage, risk management, and advisory services including for real estate portfolios. Comparable in broker role and German regulatory standing, but with a global, enterprise-focused delivery model versus GET Service's B2C/SMB specialty focus.
• Marsh Germany: German operations of global broker Marsh, with significant real estate and property insurance placement for corporate and institutional clients. Comparable as a multi-carrier broker in the German market but operating at a far larger scale and serving predominantly enterprise customers.
• Aon Germany: German arm of global insurance and reinsurance broker Aon, serving large corporate and institutional real estate clients. Comparable as a licensed insurance broker placing property, liability, and specialty lines in the German market, though it serves a much larger and more enterprise-weighted client base than GET Service.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xfacebook.com/get-service-gmbh
• Facebookfacebook.com/profile.php

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GET Service