Unimed Santa Catarina

What Unimed Santa Catarina does

Unimed Santa Catarina is a regional healthcare insurance cooperative operating within the Sistema Unimed federative network — the largest healthcare cooperative system in Brazil, comprising approximately 550 regional cooperatives. Founded in 1982 and headquartered in Joinville, the entity serves as the regional franchise for the Unimed brand in the state of Santa Catarina, providing individual/family and corporate health insurance plans, occupational health services (SOU), and access to a nationwide network of physicians, clinics, hospitals, and laboratories. The cooperative is governed by member-physicians under a cooperative ownership model and operates under the regulatory framework of the Agência Nacional de Saúde Suplementar (ANS).

The core product portfolio centers on Planos de Saúde Unimed (health insurance plans) supplemented by digital services: Guia Médico (online provider directory), 2ª Via de Boleto (invoice/billing access), the Viver Bem wellness content portal, the Mude1Hábito healthy-habits movement, and the Unimed mobile application for iOS and Android. The national federation also operates Unimed Lab, an innovation hub intended to drive technology solutions across the system. Revenue mechanics follow a hybrid B2C/B2B model: individual/family premiums, corporate/enterprise group plans, and occupational health services sold through regional cooperative direct sales, authorized insurance brokers, and digital self-serve platforms. No specific proprietary AI/ML technology, pricing tiers, or financial disclosures are publicly available for the Santa Catarina franchise.

Name

Unimed Santa Catarina

Legal name

Unimed do Brasil

Website

https://unimed.coop.br

Company type

Private

Founded year

1967

Operating status

Operating

Headcount range

11–50 employees

Short description

Unimed Santa Catarina is a regional healthcare insurance cooperative based in Joinville, operating within Brazil's Sistema Unimed network. It provides individual, family, and corporate health plans plus occupational health services through the Unimed provider network across the state.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB)

Keywords

• Health insurance plans
• Cooperative healthcare
• Medical provider network
• Occupational health services
• Supplemental health coverage

Headquarters

HQ city

Joinville

HQ country

Brazil

HQ region

Latin America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Marketing or Sales, Technology or R&D, Others

Distribution channels3 records

Marketing channels5 records

Core offering

Unimed Santa Catarina is a healthcare insurance cooperative that sells health insurance plans to individuals, families, and corporate clients in the state of Santa Catarina, Brazil. It provides access to a contracted network of physicians, clinics, hospitals, and laboratories, and supplements its plans with occupational health services (SOU), a digital doctor directory, mobile app services, and a wellness content portal.

Product overview

Unimed is Brazil's largest health insurance cooperative system, offering a comprehensive portfolio of health insurance plans through regional cooperatives across the country. The core product is the Plano de Saúde (Health Insurance Plan), supplemented by digital services including the Guia Médico (Medical Guide) for provider lookup, 2ª Via de Boleto for billing, and the Viver Bem Portal for wellness content. The system also includes the Mude1Hábito wellness movement, the Revista Unimed BR publication, and the Unimed Lab innovation hub. Services are accessible via web portals and the Unimed mobile application for iOS and Android platforms.

Differentiator

Problem solved

Functional benefit

Brands

• Viver Bem: Health and wellness content platform offering articles on nutrition, physical activity, emotional balance, family health, and disease prevention

Products and services

• Planos de Saúde Unimed (Unimed Health Insurance Plans) Health insurance plans offered by the Unimed cooperative system, providing medical coverage to individuals, families, and corporate beneficiaries across Brazil through a contracted network of physicians, clinics, hospitals, and laboratories.
• SOU - Saúde Ocupacional Unimed (Unimed Occupational Health) Standalone occupational health service providing workplace health assessments, safety evaluations, and employee wellness programs for corporate clients.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Cigna Brasil: Global health insurer with Brazilian operations focused on corporate and expatriate health plans; overlaps with Unimed Santa Catarina in the corporate segment but lacks the cooperative physician-owner model.
• Bupa (Global Health): International health insurance and provider group; comparable to Unimed in offering health coverage with provider network access, though focused on premium and expatriate segments globally.
• Allianz Care: Global health insurer serving individuals, families, and corporate groups; broadly comparable to Unimed Santa Catarina's product portfolio and customer base, particularly for international and corporate clients.

Direct peers

• Bradesco Saúde: Insurance arm of Bradesco providing group and individual health plans with strong corporate distribution; competes with Unimed Santa Catarina especially in the SME and large employer segments in Santa Catarina.
• Porto Seguro Saúde: Insurance arm of Porto Seguro offering health and dental plans primarily to corporate clients and SMEs; competes with Unimed Santa Catarina for group health contracts in southern Brazil.
• SulAmérica Seguros: One of Brazil's largest insurance groups offering health, dental, and group life plans with nationwide reach; directly comparable to Unimed in product mix and corporate client focus.
• Prevent Senior: Brazilian health plan operator specializing in the senior segment with vertically integrated provider network; competes with Unimed Santa Catarina in the older-age individual and corporate retiree markets.
• Amil: Major Brazilian health insurer owned by UnitedHealth Group offering individual, family, and corporate health plans with extensive provider networks; competes directly with Unimed Santa Catarina in the Santa Catarina corporate market.
• Unimed Paraná: Sibling regional Unimed cooperative serving the neighboring state of Paraná under the same Sistema Unimed umbrella; directly comparable operating model, products, and cooperative governance structure.
• Hapvida NotreDame Intermédica: Largest vertically integrated health plan operator in Brazil, directly competing with Unimed Santa Catarina across individual, family, and corporate health plans, with its own provider network in southern Brazil.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/canalunimed
• Facebookfacebook.com/unimedbr
• LinkedInlinkedin.com/company/unimed-com-br
• Instagraminstagram.com/unimedbr
• TikToktiktok.com/@unimedbr

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unimed Santa Catarina