Home Partnership

What Home Partnership does

Home Partnership, Inc. is a Maryland-based nonprofit affordable housing organization founded in 1997 from a grassroots coalition of local churches, businesses, and government representatives. Operating from its headquarters at 626 Towne Center Drive, Suite 102, Joppa, MD (also operating under the DBA Home Partnership of Cecil County), the organization serves the Upper Chesapeake region, primarily Cecil County and Harford County. Its core mission is providing safe, decent affordable housing with dignity through homeownership education, housing counseling, and direct property development.

The organization delivers a suite of housing-related services: homebuyer education via Framework Homeownership's online course ($75) and in-person workshops ($25/household); pre-purchase, post-purchase, and pandemic options counseling; a Financial Fitness Club covering budgets, credit repair, and asset building (free, grant-funded); and down payment and closing cost assistance through partnerships with Maryland Mortgage Program, FHLB Atlanta, and the Chenoa Fund. Beyond counseling, Home Partnership actively develops and manages affordable housing: North Street Senior Residences (53 units, completed 2009) and Cecilton Senior Village (20 units, completed June 2021) provide independent living for seniors 62+, while the Purchase/Rehab program rehabs and sells homes to income-eligible families. The organization also administers Ivy Hills Council of Unit Owners resale documentation services.

Revenue mechanics combine low-fee service charges ($25-$250 per transaction), rental income from 73 owned senior housing units, grant funding (e.g., for the Financial Fitness Club), and donations. Distribution occurs through a trained professional partner network of lenders, title companies, real estate agents, appraisers, and insurers, supplemented by community partnerships with churches, Habitat for Humanity, and corporate sponsors such as Bank of America and Rosedale Federal. The organization has a small visible staff led by President/CEO Frank R. Hodgetts and governed by a volunteer board. No proprietary technology platforms underpin operations; service delivery uses standard web-based scheduling, Zoom, and the Framework third-party education platform.

Name

Home Partnership

Legal name

Home Partnership, Inc.

Website

https://homepartnershipinc.org

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

1–10 employees

Short description

Home Partnership, Inc. is a Maryland-based nonprofit founded in 1997 that provides affordable housing counseling, homebuyer education, down payment assistance, and senior housing development to low-to-moderate income families and seniors in the Upper Chesapeake region.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

New Housing For-Sale Builders (236117), Residential Building Construction (2361), Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (62331)

SIC

Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

Keywords

• Affordable housing services
• Homebuyer education
• Housing counseling
• Senior housing development
• Down payment assistance

Headquarters

HQ city

Joppa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Homebuyer Education Workshops: Fees charged for homebuyer education classes and certificate programs. The Framework online course costs $75, and in-person workshops are $25 per household with additional $25 for one-on-one counseling appointments.
2. Property Resale Documentation Services: Sale of resale packages and certificates for the Ivy Hills Council of Unit Owners community. Resale Package costs $250, with expedite fees of $100. Certificate costs $50 with $50 expedite fee.
3. Housing Development and Property Sales: Home Partnership develops and sells affordable homes to income-eligible families through their Purchase/Rehab program. They also own and manage rental properties including senior housing complexes.
4. Pre-Purchase Housing Counseling: Fees for one-on-one pre-purchase housing counseling sessions for clients who have not taken a homebuyer education workshop with HPI. There may be a fee for this service.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

Home Partnership, Inc. is a nonprofit affordable housing organization that delivers homebuyer education, pre-purchase and post-purchase housing counseling, foreclosure prevention, down payment assistance coordination, and financial fitness workshops to individuals and families in the upper Chesapeake region of Maryland. The organization also develops, owns, and manages affordable and senior housing properties including Cecilton Senior Village, North Street Senior Residences, and Ivy Hills Apartments.

Product overview

Home Partnership Inc. is a nonprofit affordable housing organization providing a comprehensive suite of homeownership programs and managing housing properties. The core offerings include homebuyer education (online via Framework and in-person workshops), pre-purchase and post-purchase housing counseling, pandemic options counseling, financial fitness workshops, and down payment/closing cost assistance programs. The company also develops and manages senior housing properties including Cecilton Senior Village (20 units), North Street Senior Residences (53 units), and Ivy Hills Apartments. Additional services include resale packages and certificates for Ivy Hills Council of Unit Owners.

Differentiator

Problem solved

Functional benefit

Products and services

• Homebuyer Education Program

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

16 partnerships are on record, tiered core and minor.

• Drew Gilmartin (First Home Mortgage)coreChannel Partner/ Reseller/ DistributorNMLS #134824, First Home Mortgage lender partner offering mortgage products to Home Partnership homebuyers. Committed to explaining Good Faith Estimate disclosures and offering available programs and pricing specials.
• Ryan Davis (Rosedale Federal Savings & Loan Association)coreChannel Partner/ Reseller/ DistributorNMLS #1179461, Rosedale Federal Savings & Loan Association lender partner. Committed partner in expanding housing opportunity in Harford County with ongoing support of Home Partnership mission.
• Crissy Haley (Jarrettsville Federal Savings & Loan)coreChannel Partner/ Reseller/ DistributorNMLS #1158115, Jarrettsville Federal Savings & Loan lender partner offering mortgage products to Home Partnership homebuyers.
• Joan Sharesky (Stewart Title)coreChannel Partner/ Reseller/ DistributorStewart Title title company partner, trained by Home Partnership Inc. and familiar with program requirements. Offers reduced settlement costs for homebuyers.
• Rich Hebert (Key Title, Inc.)coreChannel Partner/ Reseller/ DistributorKey Title, Inc. title company partner trained by Home Partnership Inc. to handle program-specific requirements and share title insurance binders.
• Michele Langhauser (Compass Home Group/Keller Williams)coreChannel Partner/ Reseller/ DistributorReal estate agent partner at Compass Home Group of Keller Williams American Premier Realty, trained on Home Partnership program goals and procedures.
• Holly B. Thompson (Keller Williams Metropolitan)coreChannel Partner/ Reseller/ DistributorReal estate agent partner at Keller Williams Metropolitan, trained on Home Partnership program additional procedures and restrictions.
• Kim McBride (Apex Realty)coreChannel Partner/ Reseller/ DistributorReal estate agent partner at Apex Realty, trained on Home Partnership program goals and additional requirements.
• Jennifer Mainster-Hanna (Circa, Ltd.)minorChannel Partner/ Reseller/ DistributorAppraiser partner at Circa, Ltd. providing appraisal services for Home Partnership properties.
• Dexter Greene (Allstate Insurance)minorChannel Partner/ Reseller/ DistributorInsurance partner at Allstate Insurance providing insurance services to Home Partnership homebuyers.
• Tom Benisch (Benisch Insurance & Financial Services)minorChannel Partner/ Reseller/ DistributorInsurance partner at Benisch Insurance & Financial Services, Inc. providing insurance and financial services to Home Partnership homebuyers.
• Bryan Michaels (Bryan Michaels State Farm)minorChannel Partner/ Reseller/ DistributorInsurance partner at Bryan Michaels State Farm providing insurance services to Home Partnership homebuyers.
• Maryland Mortgage Program (MMP)coreStrategic or Co-development PartnerState program offering competitive mortgage interest rates PLUS 0% deferred loan for down payment assistance starting at $5,000.00. Household income limits apply. Homebuyer education certificate required.
• Framework HomeownershipcoreTechnology or IntegrationOnline homebuyer education platform partner providing Framework course at $75. Smart homeownership curriculum covering all steps of the home buying process.
• Habitat for HumanitycoreChannel Partner/ Reseller/ DistributorHabitat for Humanity referrals receive special scholarship processing for homebuyer education classes through Home Partnership's scholarship request form.
• Bank of AmericaminorStrategic or Co-development PartnerBank of America Baltimore Financial Literacy Consumer Event where Home Partnership participated as a partner agency presenting resources to the community. October 2022.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• NeighborWorks America: National network of 250+ nonprofit housing counseling and development organizations. Provides the framework, training, and certification that Home Partnership-style local affiliates operate within, making it the closest broad incumbent peer.
• Volunteers of America: National nonprofit that operates affordable and senior housing communities across the U.S., including supportive housing. Comparable on the senior housing operations and property-management side of Home Partnership's business.
• Local Initiatives Support Corporation (LISC): National community development financial institution (CDFI) that funds affordable housing, counseling, and resident services. Provides grants and capacity building to local organizations like Home Partnership, making it both a funder and a comparable peer.
• Enterprise Community Partners: National nonprofit that invests in and develops affordable rental and for-sale housing, including senior housing. Overlaps with Home Partnership on community development, housing counseling, and Maryland-focused multifamily development.

Direct peers

• Framework Homeownership: Online homebuyer education platform whose $75 Framework course is delivered through Home Partnership. Operates the same counseling/certification product layer and competes for the same counseling agency channel partnerships.
• NACA (Neighborhood Assistance Corporation of America): Nonprofit that provides homebuyer counseling, down payment assistance, and advocacy for affordable homeownership. Operates a similar end-to-end model combining education, counseling, and access to special mortgage products.
• Habitat for Humanity: National nonprofit that builds, rehabs, and finances affordable homes for income-eligible families. Highly comparable mission, homebuyer education pipeline, and reliance on community volunteers and partner lenders — and is already a referral partner of Home Partnership.

Regional players

• Maryland Affordable Housing Coalition: Maryland-based advocacy and policy coalition supporting affordable housing providers and counseling agencies in the same counties Home Partnership serves. Comparable focus on state-level funding, MPA partnerships, and regional affordable housing supply.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/HomePartnership
• Facebookfacebook.com/HomePartnershipInc
• LinkedInlinkedin.com/company/home-partnership-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Home Partnership