Shire Insurance Services

Name

Shire Insurance Services

Legal name

Clear Insurance Management Limited

Website

https://shirevet.co.uk

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Shire Insurance Services is a UK specialist insurance broker serving veterinary practices and professionals with tailored business cover, individual protection, and employee benefits via a whole-of-market model. It was founded in 2009 and acquired by Clear Insurance Management in 2026.

Ownership category

akta.pro rank

Product category

Specialty Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Healthcare Offices BOP (Medical/Dental/Vet Clinics) (FSAJAFAL)

Keywords

• Veterinary insurance brokerage
• Practice insurance solutions
• Professional indemnity insurance
• Income protection insurance
• Employee benefits schemes

Headquarters

HQ city

Tamworth

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Earns commissions from insurance providers for placing business. Operates as a broker providing access to a range of leading insurers in the industry.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Shire Insurance Services is a specialist insurance broker providing tailored coverage to UK veterinary practices and professionals. Operating as a trading style of Clear Insurance Management Limited, the company arranges business insurance (practice, professional indemnity, locum, motor fleet, cyber, legal expenses, corporate risk), individual protection (income protection, life, critical illness, private medical insurance), and employee benefit schemes (group PMI, health cash plan) via a whole-of-market broker model with dedicated veterinary-sector advisors.

Product overview

Shire Insurance Services is a specialist insurance broker for the UK veterinary sector, offering a comprehensive portfolio of insurance products organized across three main categories: Business Insurance (Veterinary Practice Insurance, Professional Indemnity, Locum Insurance, Motor/Fleet, Cyber Insurance, Legal Expenses, Business Interruption), Individual Protection (Life Insurance, Critical Illness Cover, Income Protection, Private Medical Insurance), and Employee Benefit Schemes (Group Private Medical Insurance, Veterinary Health Cash Plan). The company provides tailored advice through specialist brokers and access to a range of leading insurers in the industry.

Differentiator

Problem solved

Functional benefit

Products and services

• Veterinary Practice Insurance Comprehensive customised business protection for veterinary practices, covering buildings, equipment, animals in custody, and commercial legal protection. Quote-based pricing tailored to individual practice needs.
• Professional Indemnity Insurance Insurance covering veterinary professionals with indemnity limits from £100k to £10m, including 24-hour veterinary helpline and legal representation at criminal trials.
• Locum Insurance Weekly benefit insurance providing financial support when a vet or team member is unable to work due to illness or injury, payable for up to two years.
• Corporate Risk Insurance Business protection including Key Person Insurance, Shareholder/Ownership Protection, and Loan Protection against death or critical illness of key individuals.
• Income Protection Insurance Income protection with optional critical illness cover providing financial security for individuals in the event of long-term sickness, accident, injury, death, or serious illness, with up to 70% income replacement.
• Motor / Fleet Insurance Fleet insurance covering practice vehicles including cars and vans, with access to specialist veterinary rates and motor legal expenses.
• Legal Expenses Insurance Insurance covering legal expenses including tax and VAT investigations, unfair dismissal disputes, employee complaints, and contractual disputes.
• Cyber Insurance Insurance protecting veterinary businesses from cyber-attacks and data breaches covering IT systems, PMS data, and recovery costs.
• Private Medical Insurance Health insurance providing coverage for medical expenses in private facilities, including consultations, inpatient treatment, diagnostic tests, cancer treatment, and mental health care. P11D taxable benefit.
• Veterinary Health Cash Plan Low-cost health insurance covering everyday healthcare expenses including dental, optical, therapies, mental health support, and prescription costs, with employer, employee, or mixed funding options. P11D benefit.
• Group Private Medical Insurance Group employee benefits package offering private medical coverage for veterinary practice staff with modular policy options and faster access to treatment.
• Benefit in Kind Services Tax guidance and administration services for employer-provided benefits including private medical insurance and health cash plans.

Quantifiable outcome

• 98% of claims that were reported in 2024 and settled by insurers were paid out

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Clear Insurance ManagementcoreOthers · 1 January 2026Clear Insurance Management acquired Shire Insurance Services in 2026. Shire operates as a trading style of Clear Insurance Management Limited, which is authorised and regulated by the Financial Conduct Authority (FCA register number: 307982). Clear is an independent Chartered Insurance Broker offering award-winning insurance cover. For general insurance requirements beyond veterinary, Clear Insurance Management provides support.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• VetSure: UK specialist insurance broker focused exclusively on veterinary practices, offering practice, professional indemnity, and locum cover. Most directly comparable peer given identical veterinary vertical and similar product portfolio.
• Lycetts: UK insurance broker with a specialist veterinary division serving practices, professionals, and equine clients. Comparable niche specialism with similar product lines (practice, indemnity, equine, rural).
• Clear Insurance Management: Parent company that acquired Shire in 2026. A Chartered Insurance Broker offering broader commercial and specialist lines. Most relevant peer given ownership and operational overlap, though it serves non-veterinary sectors as well.
• Lloyd & Whyte (VetPartners): Specialist insurance broker serving the veterinary and dental professions in the UK, with a comparable product set including practice, indemnity, and income protection cover. Owned by VetPartners, a major UK veterinary group.
• Practice Cover (underwritten by Royal & Sun Alliance): UK insurance provider specifically designed for veterinary practices, offering practice, professional indemnity, and locum insurance. Directly competes in the same niche with veterinary-only positioning.

Broad incumbents

• Howden Insurance Brokers: Major UK insurance broker with specialist practice divisions including veterinary. Operates at much larger scale with broader segment coverage, providing an incumbent benchmark for specialty brokerage.
• Towergate Insurance Brokers: Large UK insurance broker offering veterinary practice cover alongside broader commercial and personal lines. Comparable product surface area but lacks Shire's exclusive veterinary specialism.
• Hiscox UK: Specialty insurer and broker offering professional indemnity and small commercial insurance. Comparable professional lines expertise (especially professional indemnity for vets) but operates as a direct insurer rather than a specialist broker.

Emerging players

• Scruttons Insurance Brokers: Independent UK insurance broker with a veterinary sector offering, serving professional and SME clients. Comparable specialist brokerage model but with broader vertical coverage beyond veterinary.
• Hallidays Insurance: UK independent broker with veterinary practice and animal-related insurance products. Comparable specialty brokerage model but smaller scale and broader regional focus.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/the-clear-group
• Xx.com/ShireBrokers
• Facebookfacebook.com/shireinsuranceandfinancebrokers

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Shire Insurance Services