Interhyp Gruppe
Interhyp Gruppe is Germany's largest private mortgage broker, intermediating residential financings between individual borrowers and a panel of 500+ partner banks through 140+ advisory locations, the digital Interhyp Home platform, and B2B channels such as Prohyp and the MLP Hyp joint venture.
- Company typePrivate
- Founded1999
- HeadquartersMunich, Germany
- Headcount1,001–5,000
- GTM typeB2C
- OfferingServices
What Interhyp Gruppe does
Interhyp Gruppe is Germany's largest private mortgage broker, intermediating residential property financings between individual borrowers and a panel of more than 500 partner banks. Founded in 1999 and headquartered in Munich, the group operates through a hybrid model of roughly 140+ physical advisory locations and the digital Interhyp Home platform, supported by a proprietary eHyp brokerage system that handles product comparison, PSD2-linked affordability checks, and (since 2021) fully digital end-to-end closings with bank partners. Its business model is commission-based, earning a transaction fee on each financed deal; revenue scales with origination volume and the share of the German private mortgage broker market Interhyp captures (11.7% in 2021, with a stated target of 20% by 2028). Disclosed scale includes approximately 1,600 employees, €34.2 billion in 2021 financing volume, and €287 million in 2021 Rohertrag (gross revenue), representing 13% year-over-year growth. Distribution extends beyond the core retail channel through Prohyp (B2B broker network), MLP Hyp (joint venture with MLP's financial advisor base), and ThinkImmo (acquired in 2024, an upstream property-search engine), positioning Interhyp as a multi-sided property-and-finance ecosystem rather than a single-channel broker.
The group is a wholly owned subsidiary of ING Group (Netherlands), and its strategic roadmap is increasingly aligned with ING's digital-banking agenda — exemplified by Instant-Baufi, a near-instant digital mortgage product co-developed with ING and slated for a May 2026 launch. Earlier moves include Germany's first fully digital mortgage completion with Münchener Hypothekenbank (2021), the MLP Hyp joint venture (2019), and the 2024 ThinkImmo acquisition, alongside defensive actions such as the closure of the Vienna office (January 2022) to refocus on the German core. A July 2025 headquarters relocation to Munich's Werksviertel signals continued investment in head office and technology capacity, while a reported ~120-person technology team supports ongoing platform development. Disclosed AI usage is feature-level — anomaly detection and recommendations in Interhyp Home, PSD2-driven automated affordability assessment — without public evidence of proprietary foundation models or AI-led product differentiation.
Interhyp Gruppe firmographics
Firmographics- Name
- Interhyp Gruppe
- Legal name
- Interhyp AG
- Website
- https://interhyp-gruppe.de
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Interhyp Gruppe is Germany's largest private mortgage broker, intermediating residential financings between individual borrowers and a panel of 500+ partner banks through 140+ advisory locations, the digital Interhyp Home platform, and B2B channels such as Prohyp and the MLP Hyp joint venture.
- Ownership category
- akta.pro rank
Interhyp Gruppe industry classification
Industry- Product category
- Residential Mortgage Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)
- akta.pro secondary industry
- Construction & Renovation Loan Intermediation (FSAEAEAF)
Keywords
Where Interhyp Gruppe is headquartered
LocationHeadquarters
- HQ city
- Munich
- HQ country
- Germany
- HQ region
- Europe
Offices4 records
Markets served
Interhyp Gruppe business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Mortgage brokerage / transaction fees: Interhyp earns commissions (transaction fees) from partner banks and lenders for each mortgage successfully placed. As a broker, the company compares offerings from 500+ banks and sparkassen to find the optimal financing for each customer, earning a fee per completed transaction. The company reports revenue as 'Umsatzerlöse' (operating revenue).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Brokerage commission paid by partner lenders on completed mortgage transactions |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Interhyp Gruppe product offering
Product offeringCore offering
Interhyp Gruppe operates Germany's largest private mortgage brokerage, intermediating residential construction financing by comparing offerings from over 500 partner banks, sparkassen, and insurers. The company combines a proprietary digital platform (Interhyp Home) with personal advisory at more than 140 locations across Germany, earning commissions from partner lenders on each successfully placed mortgage. It also serves independent mortgage brokers through the Prohyp B2B brand and operates the cross-platform real estate search engine ThinkImmo.
Product overview
Interhyp Gruppe operates a multi-brand portfolio centered on private construction financing brokerage. The core offering (Interhyp) combines a digital platform with in-person consultation at over 140 German locations, offering access to approximately 500 banks. The product family includes the digital Home platform for customer mortgage management, the Prohyp B2B sub-brand for individual brokers, the ThinkImmo cross-platform property search engine, and the MLP Hyp joint venture with MLP. The internally developed eHyp system and the Interhyp Campus innovation hub power technology development. All offerings are tied together through the company's digital-first, 'Mensch und Technik' (Human and Technology) strategy.
Differentiator
Problem solved
Functional benefit
Brands
- Interhyp Home: Digital platform for mortgage financing where customers can plan, compare, and manage their complete home financing process online, including document upload, offer comparison, and advisor communication.
Products and services
- Interhyp Mortgage Brokerage
Quantifiable outcome
- 1,000,000+ completed mortgage financing agreements since 2000; helping over 1.8 million people finance their homes
- +5 more outcomes
Companies that use Interhyp Gruppe
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles3 records
Interhyp Gruppe technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability3 records
Feature5 records
Interhyp Gruppe partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- Deutsche BankcoreDeutsche Bank partnership for the rollout of first e-signatures for mortgage completions through the Interhyp Home platform, enabling fully digital signing of mortgage documents.
- Münchener HypothekenbankcorePartnership for the first fully digital mortgage completion in Germany. Münchener Hypothekenbank provided the PSD2-based automated affordability check, enabling customers to complete the entire mortgage process digitally — from automated household budget calculation to e-signature — through the Interhyp Home platform.
- ClimatePartnerminorInterhyp compensates unavoidable CO2 emissions through ClimatePartner, supporting a cookstove project in Gatare, Rwanda that protects the Nyungwe Forest National Park while enabling local households to act more sustainably.
- MLP SEcoreInterhyp and MLP jointly created MLP Hyp GmbH as a joint venture for distributing mortgage products through MLP's financial advisory network across Germany.
- ThinkImmo GmbHcoreThinkImmo GmbH is a subsidiary of the Interhyp Gruppe, operating a cross-platform real estate search engine that complements the mortgage brokerage services.
- Prohyp GmbHcoreProhyp GmbH is a subsidiary brand of the Interhyp Gruppe serving independent mortgage brokers (Einzelvermittler) with access to Interhyp's lender network and technology platform. André Lichner serves as Managing Director.
Scale indicators8 records
Recent moves8 records
Expansion highlights6 records
Interhyp Gruppe competitors and assessment
Company assessmentEmerging players
- CHECK24 Vergleichsportal GmbH: Germany's largest price-comparison portal, including Baufinanzierung as a core vertical; competes with Interhyp on digital-first lead generation and multi-lender comparison, though it operates across many financial products rather than specializing in mortgages.
- Verivox GmbH: German price-comparison portal offering mortgage broker/lead-generation services alongside energy and insurance; competes with Interhyp for digital mortgage customers but lacks Interhyp's 140+ physical advisory footprint.
- MLP SE: German financial advisory and wealth management firm; MLP is Interhyp's JV partner via MLP Hyp but also operates adjacent mortgage advisory for high-net-worth clients, partially overlapping with Interhyp's premium segments.
Direct peers
- Dr. Klein Privatkunden AG: One of Germany's largest private mortgage brokers, offering multi-lender product comparison through digital channels and personal advisory — a direct head-to-head competitor to Interhyp in the German residential Baufinanzierung market.
- Baufi24 GmbH: Online-focused German mortgage broker providing multi-lender Baufinanzierung comparison; a direct competitor in the digital, product-led segment where Interhyp Home plays.
- Planet Home Group: German mortgage and real estate financing broker providing multi-lender intermediation to retail and B2B clients, overlapping with Interhyp's core residential brokerage and B2B broker (Prohyp) segments.
Broad incumbents
- Hypoport AG / EUROPACE platform: Operates the EUROPACE B2B mortgage transaction platform serving banks, brokers, and financial distributors in Germany; an established incumbent in mortgage intermediation infrastructure that competes at the platform layer with Interhyp's eHyp.
- ING-DiBa / ING Deutschland: German retail banking arm of ING (Interhyp's parent); a strategic partner and direct originator that could compete with or distribute through Interhyp depending on customer channel and product overlap.
Others
- BFW Bundesverband Finanzdienstleistungen: German industry association for financial advisors and brokers; relevant ecosystem counterpart for Interhyp in policy advocacy and broker channel standards rather than direct competition.
- Stiftung Warentest (Finanztest): German consumer-protection testing organization that publishes mortgage product comparisons; shapes consumer perception of mortgage quality but does not sell mortgages, making it an adjacent ecosystem player to Interhyp's comparison-driven model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Interhyp Gruppe social profiles
Digital presenceInterhyp Gruppe financial estimates
Financial estimateRevenue estimate
Valuation estimate
Interhyp Gruppe leadership team
Management profileNumber of profiles
Profiles8 records
Interhyp Gruppe subsidiaries and ownership
Company hierarchySubsidiaries3 records
Interhyp Gruppe funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Interhyp Gruppe M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Interhyp Gruppe
What does Interhyp Gruppe do?
Interhyp Gruppe operates Germany's largest private mortgage brokerage, intermediating residential construction financing by comparing offerings from over 500 partner banks, sparkassen, and insurers. The company combines a proprietary digital platform (Interhyp Home) with personal advisory at more than 140 locations across Germany, earning commissions from partner lenders on each successfully placed mortgage. It also serves independent mortgage brokers through the Prohyp B2B brand and operates the cross-platform real estate search engine ThinkImmo.
Is Interhyp Gruppe a public or private company?
Interhyp Gruppe is a private company. It is classified as corporate owned and is currently operating.
When was Interhyp Gruppe founded?
Interhyp Gruppe was founded in 1999. It employs 1,001 to 5,000 people.
Where is Interhyp Gruppe based?
Interhyp Gruppe is headquartered in Munich, Germany, in the Europe region.
How does Interhyp Gruppe make money?
One revenue line is on record: mortgage brokerage / transaction fees.
Who are Interhyp Gruppe's main competitors?
Emerging players on record are CHECK24 Vergleichsportal GmbH, Verivox GmbH and MLP SE. Direct peers are Dr. Klein Privatkunden AG, Baufi24 GmbH and Planet Home Group. Broad incumbents are Hypoport AG / EUROPACE platform and ING-DiBa / ING Deutschland. Others are BFW Bundesverband Finanzdienstleistungen and Stiftung Warentest (Finanztest).
Does Interhyp Gruppe have an API?
No public API is recorded for Interhyp Gruppe.
What industry is Interhyp Gruppe in?
Interhyp Gruppe's product category is Residential Mortgage Brokerage. Its primary akta.pro industry code is FSAEAEAA, Residential Mortgage Brokerage (Purchase & Refinance), with a secondary code of FSAEAEAF, Construction & Renovation Loan Intermediation. Its NAICS code is 522310 and its SIC code is 6163.