Interhyp Gruppe

What Interhyp Gruppe does

Interhyp Gruppe is Germany's largest private mortgage broker, intermediating residential property financings between individual borrowers and a panel of more than 500 partner banks. Founded in 1999 and headquartered in Munich, the group operates through a hybrid model of roughly 140+ physical advisory locations and the digital Interhyp Home platform, supported by a proprietary eHyp brokerage system that handles product comparison, PSD2-linked affordability checks, and (since 2021) fully digital end-to-end closings with bank partners. Its business model is commission-based, earning a transaction fee on each financed deal; revenue scales with origination volume and the share of the German private mortgage broker market Interhyp captures (11.7% in 2021, with a stated target of 20% by 2028). Disclosed scale includes approximately 1,600 employees, €34.2 billion in 2021 financing volume, and €287 million in 2021 Rohertrag (gross revenue), representing 13% year-over-year growth. Distribution extends beyond the core retail channel through Prohyp (B2B broker network), MLP Hyp (joint venture with MLP's financial advisor base), and ThinkImmo (acquired in 2024, an upstream property-search engine), positioning Interhyp as a multi-sided property-and-finance ecosystem rather than a single-channel broker.

The group is a wholly owned subsidiary of ING Group (Netherlands), and its strategic roadmap is increasingly aligned with ING's digital-banking agenda — exemplified by Instant-Baufi, a near-instant digital mortgage product co-developed with ING and slated for a May 2026 launch. Earlier moves include Germany's first fully digital mortgage completion with Münchener Hypothekenbank (2021), the MLP Hyp joint venture (2019), and the 2024 ThinkImmo acquisition, alongside defensive actions such as the closure of the Vienna office (January 2022) to refocus on the German core. A July 2025 headquarters relocation to Munich's Werksviertel signals continued investment in head office and technology capacity, while a reported ~120-person technology team supports ongoing platform development. Disclosed AI usage is feature-level — anomaly detection and recommendations in Interhyp Home, PSD2-driven automated affordability assessment — without public evidence of proprietary foundation models or AI-led product differentiation.

Name

Interhyp Gruppe

Legal name

Interhyp AG

Website

https://interhyp-gruppe.de

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Interhyp Gruppe is Germany's largest private mortgage broker, intermediating residential financings between individual borrowers and a panel of 500+ partner banks through 140+ advisory locations, the digital Interhyp Home platform, and B2B channels such as Prohyp and the MLP Hyp joint venture.

Ownership category

akta.pro rank

Product category

Residential Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Construction & Renovation Loan Intermediation (FSAEAEAF)

Keywords

• Mortgage brokerage services
• Private construction financing
• Residential lending intermediation
• Home loan comparison
• Real estate financing broker

Headquarters

HQ city

Munich

HQ country

Germany

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Mortgage brokerage / transaction fees: Interhyp earns commissions (transaction fees) from partner banks and lenders for each mortgage successfully placed. As a broker, the company compares offerings from 500+ banks and sparkassen to find the optimal financing for each customer, earning a fee per completed transaction. The company reports revenue as 'Umsatzerlöse' (operating revenue).

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Interhyp Gruppe operates Germany's largest private mortgage brokerage, intermediating residential construction financing by comparing offerings from over 500 partner banks, sparkassen, and insurers. The company combines a proprietary digital platform (Interhyp Home) with personal advisory at more than 140 locations across Germany, earning commissions from partner lenders on each successfully placed mortgage. It also serves independent mortgage brokers through the Prohyp B2B brand and operates the cross-platform real estate search engine ThinkImmo.

Product overview

Interhyp Gruppe operates a multi-brand portfolio centered on private construction financing brokerage. The core offering (Interhyp) combines a digital platform with in-person consultation at over 140 German locations, offering access to approximately 500 banks. The product family includes the digital Home platform for customer mortgage management, the Prohyp B2B sub-brand for individual brokers, the ThinkImmo cross-platform property search engine, and the MLP Hyp joint venture with MLP. The internally developed eHyp system and the Interhyp Campus innovation hub power technology development. All offerings are tied together through the company's digital-first, 'Mensch und Technik' (Human and Technology) strategy.

Differentiator

Problem solved

Functional benefit

Brands

• Interhyp Home: Digital platform for mortgage financing where customers can plan, compare, and manage their complete home financing process online, including document upload, offer comparison, and advisor communication.

Products and services

• Interhyp Mortgage Brokerage

Quantifiable outcome

• 1,000,000+ completed mortgage financing agreements since 2000; helping over 1.8 million people finance their homes
• +5 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Deutsche BankcoreStrategic or Co-development Partner · 1 January 2026Deutsche Bank partnership for the rollout of first e-signatures for mortgage completions through the Interhyp Home platform, enabling fully digital signing of mortgage documents.
• Münchener HypothekenbankcoreStrategic or Co-development Partner · 1 September 2021Partnership for the first fully digital mortgage completion in Germany. Münchener Hypothekenbank provided the PSD2-based automated affordability check, enabling customers to complete the entire mortgage process digitally — from automated household budget calculation to e-signature — through the Interhyp Home platform.
• ClimatePartnerminorOthers · 6 July 2021Interhyp compensates unavoidable CO2 emissions through ClimatePartner, supporting a cookstove project in Gatare, Rwanda that protects the Nyungwe Forest National Park while enabling local households to act more sustainably.
• MLP SEcoreStrategic or Co-development Partner · 1 January 2019Interhyp and MLP jointly created MLP Hyp GmbH as a joint venture for distributing mortgage products through MLP's financial advisory network across Germany.
• ThinkImmo GmbHcoreTechnology or Integration · 1 January 2019ThinkImmo GmbH is a subsidiary of the Interhyp Gruppe, operating a cross-platform real estate search engine that complements the mortgage brokerage services.
• Prohyp GmbHcoreTechnology or Integration · 1 January 2019Prohyp GmbH is a subsidiary brand of the Interhyp Gruppe serving independent mortgage brokers (Einzelvermittler) with access to Interhyp's lender network and technology platform. André Lichner serves as Managing Director.

Scale indicators8 records

Recent moves8 records

Expansion highlights6 records

Emerging players

• CHECK24 Vergleichsportal GmbH: Germany's largest price-comparison portal, including Baufinanzierung as a core vertical; competes with Interhyp on digital-first lead generation and multi-lender comparison, though it operates across many financial products rather than specializing in mortgages.
• Verivox GmbH: German price-comparison portal offering mortgage broker/lead-generation services alongside energy and insurance; competes with Interhyp for digital mortgage customers but lacks Interhyp's 140+ physical advisory footprint.
• MLP SE: German financial advisory and wealth management firm; MLP is Interhyp's JV partner via MLP Hyp but also operates adjacent mortgage advisory for high-net-worth clients, partially overlapping with Interhyp's premium segments.

Direct peers

• Dr. Klein Privatkunden AG: One of Germany's largest private mortgage brokers, offering multi-lender product comparison through digital channels and personal advisory — a direct head-to-head competitor to Interhyp in the German residential Baufinanzierung market.
• Baufi24 GmbH: Online-focused German mortgage broker providing multi-lender Baufinanzierung comparison; a direct competitor in the digital, product-led segment where Interhyp Home plays.
• Planet Home Group: German mortgage and real estate financing broker providing multi-lender intermediation to retail and B2B clients, overlapping with Interhyp's core residential brokerage and B2B broker (Prohyp) segments.

Broad incumbents

• Hypoport AG / EUROPACE platform: Operates the EUROPACE B2B mortgage transaction platform serving banks, brokers, and financial distributors in Germany; an established incumbent in mortgage intermediation infrastructure that competes at the platform layer with Interhyp's eHyp.
• ING-DiBa / ING Deutschland: German retail banking arm of ING (Interhyp's parent); a strategic partner and direct originator that could compete with or distribute through Interhyp depending on customer channel and product overlap.

Others

• BFW Bundesverband Finanzdienstleistungen: German industry association for financial advisors and brokers; relevant ecosystem counterpart for Interhyp in policy advocacy and broker channel standards rather than direct competition.
• Stiftung Warentest (Finanztest): German consumer-protection testing organization that publishes mortgage product comparisons; shapes consumer perception of mortgage quality but does not sell mortgages, making it an adjacent ecosystem player to Interhyp's comparison-driven model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/interhypgruppe
• Instagraminstagram.com/interhypkarriere
• TikToktiktok.com/@interhypkarriere

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Interhyp Gruppe