GFA Caraïbes
- Company typePrivate
- Founded1971
- HeadquartersFort-de-France, Martinique
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
GFA Caraïbes firmographics
Firmographics- Name
- GFA Caraïbes
- Legal name
- GFA Caraïbes
- Website
- https://gfacaraibes.fr
- Company type
- Private
- Founded year
- 1971
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
GFA Caraïbes industry classification
Industry- Product category
- Insurance Services
- NAICS
- Insurance Carriers and Related Activities (524), Other Direct Insurance (except Life, Health, and Medical) Carriers (524128), Direct Life, Health, and Medical Insurance Carriers (52411), Insurance Agencies and Brokerages (52421)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399), Life Insurance (6311), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where GFA Caraïbes is headquartered
LocationHeadquarters
- HQ city
- Fort-de-France
- HQ country
- Martinique
Offices15 records
Markets served
GFA Caraïbes business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Insurance Premiums - Property & Casualty: Core revenue from property and casualty insurance policies including auto, home, pleasure craft, and multi-risk insurance for individuals and professionals. Revenue generated through recurring premium payments on insurance contracts.
- Health Insurance Premiums: Revenue from complementary health insurance (individuelle and collective/enterprise) including La Santé Caraïbes and La Santé Entreprise products. Generates recurring premiums from both individual and business customers.
- Life Insurance / Savings Products: Revenue from life insurance and savings products including Generali Vie Platinium and retirement plans. These products generate premium income and potentially administrative/subscription fees.
- Professional Insurance Products: Revenue from commercial policies including 100% Pro multi-risk, professional liability, auto fleet, and construction insurance (BTP). Targets small businesses and professionals in Antilles-Guyane.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Auto insurance with 4 formula options |
| Subscription | Monthly | Home insurance - Économique and Confort tiers |
| Subscription | Monthly | Collective health - La Santé Entreprise with 6 base plans (G1-G5) |
| Subscription | Monthly | Professional multi-risk (100% Pro) - Artisans, Commerçants, Services |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels6 records
GFA Caraïbes product offering
Product offeringCore offering
GFA Caraïbes is a regional insurance company in the French Antilles and Guyane that underwrites and distributes personal lines (auto, home, health, life, civil liability, funeral) and professional lines (multi-risk professional, corporate health, fleet auto, construction/BTP, professional civil liability) insurance products. Operating as a subsidiary of Generali France, the company distributes through its own advice centers (Espace Conseil), general agents, partner garages, and a digital customer portal, serving individuals, professionals, and small businesses across Martinique, Guadeloupe, and Guyane.
Product overview
GFA Caraïbes is a local insurance company operating in Martinique, Guadeloupe, and Guyane as a subsidiary of Generali France. The company offers a comprehensive portfolio of insurance products organized into personal insurance (auto, home, boat, health, life insurance, pension/retirement, civil liability, funeral insurance) and business/professional insurance (professional auto, multi-risk business insurance, corporate health, construction insurance, auto fleet). Key products include L'Auto GFA, Multirisque Habitation, Assurance Plaisance, La Santé Caraïbes, La Santé Entreprise (with G1-G5 formulas), L'Épargne Generali Platinium, and various professional multi-risk solutions like 100% PRO Artisans-Commerçants. The portfolio is distributed through direct agency branches, partner agencies, and an online client portal.
Differentiator
Problem solved
Functional benefit
Products and services
- Assurance Auto
Companies that use GFA Caraïbes
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
GFA Caraïbes technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature3 records
GFA Caraïbes partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- NAGICOcoreGFA Caraïbes and NAGICO finalized their partnership agreement in damage insurance for the Antilles and Guyane market. Following exclusive negotiations announced earlier in 2025, the agreement was signed on August 14. This partnership consolidates GFA Caraïbes' property insurance activities in the region.
- SMABTPcoreIn partnership with SMABTP, GFA Caraïbes offers specialized insurance solutions for the construction sector (BTP - Bâtiments et Travaux Publics) in Antilles-Guyane. SMABTP is a mutual insurance company specializing in construction risks.
- Generali FrancecoreGFA Caraïbes is a subsidiary (filiale) of Generali France, part of the Generali Group. Generali is a leading European insurance group, registered in the Italian insurance groups registry under number 026.
- PIRAC (Plateforme d'Intervention Régionale en Amérique et aux Caraïbes)minorPIRAC received a €13,000 donation from GFA Caraïbes for Saint-Vincent disaster relief. PIRAC was created in 2005 and ensures the link with the Red Cross during natural disasters in the Caribbean region.
- Surprise West IndiesminorGFA Caraïbes has supported the Surprise West Indies sailing association for over 20 years, sponsoring water sports at a high level. The team has won multiple Melges 24 competitions.
- Women in Tech FranceminorGFA Caraïbes co-organized the Martinickathon 2025 innovation hackathon with Women in Tech France NGO. The 2-day event brought together 50 students and 10 mentors to develop innovative solutions for Martinique.
- ONG (Martinickathon)minorGFA Caraïbes co-organized the Martinickathon 2025 with a local NGO, focusing on youth innovation for Martinique's development. Event hosted 50 students and 10 mentors over 2 days.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
GFA Caraïbes competitors and assessment
Company assessmentBroad incumbents
- Matmut: Large French mutual insurer with personal auto, home, and health offerings; comparable business model and customer base to GFA Caraïbes, with growing presence in French overseas territories.
- CNP Assurances: Leading French life and personal-risk insurer with deep presence in group health and protection products; competes with GFA Caraïbes's Generali-partnered life/savings and collective health offerings (La Santé Entreprise) for the same employer customers.
- Generali France: Direct parent company of GFA Caraïbes and the French operating arm of the Generali Group; offers the same personal and commercial P&C, health, and life insurance products that GFA Caraïbes distributes locally, with overlapping product architecture and reinsurance.
- Crédit Agricole Assurances: Bancassurance arm of Crédit Agricole distributing P&C, health, and life insurance through banking channels across France and overseas territories; competing with GFA Caraïbes especially for individual savings and personal-lines products.
- Allianz France: French arm of global insurer Allianz offering comprehensive personal and commercial lines; competes with GFA Caraïbes across multiple product categories with broader geographic reach and digital capabilities.
- MACIF: Major French mutual insurer offering auto, home, health, and life insurance; operates in overseas territories and competes with GFA Caraïbes for the same French Caribbean personal-lines customers through multi-channel distribution.
Regional players
- SMABTP: French mutual insurer specialized in construction (BTP) risks that partners with GFA Caraïbes to serve the Antilles-Guyane BTP sector; comparable product focus and Caribbean presence but primarily metropolitan-French in orientation.
Direct peers
- NAGICO: Caribbean-focused insurer that entered a strategic partnership with GFA Caraïbes in 2025 to consolidate damage insurance in the Antilles-Guyane market; directly comparable regional property/casualty carrier serving overlapping Caribbean territories.
- AXA Antilles: Caribbean operations of AXA France offering auto, home, health, and life insurance to individuals and businesses across the French West Indies; competes head-to-head with GFA Caraïbes in the same geographic footprint with overlapping multi-line products.
- Groupama Antilles-Guyane: Regional arm of French mutual insurer Groupama serving Martinique, Guadeloupe, and Guyane; directly competes with GFA Caraïbes in personal auto, home, and health insurance for individuals and professionals in the same French Caribbean territories.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
GFA Caraïbes social profiles
Digital presenceGFA Caraïbes compliance and trust
Trust signalCompliance1 record
GFA Caraïbes financial estimates
Financial estimateRevenue estimate
Valuation estimate
GFA Caraïbes leadership team
Management profileNumber of profiles
Profiles2 records
GFA Caraïbes funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
GFA Caraïbes M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about GFA Caraïbes
What does GFA Caraïbes do?
GFA Caraïbes is a regional insurance company in the French Antilles and Guyane that underwrites and distributes personal lines (auto, home, health, life, civil liability, funeral) and professional lines (multi-risk professional, corporate health, fleet auto, construction/BTP, professional civil liability) insurance products. Operating as a subsidiary of Generali France, the company distributes through its own advice centers (Espace Conseil), general agents, partner garages, and a digital customer portal, serving individuals, professionals, and small businesses across Martinique, Guadeloupe, and Guyane.
Is GFA Caraïbes a public or private company?
GFA Caraïbes is a private company. It is classified as corporate owned and is currently operating.
When was GFA Caraïbes founded?
GFA Caraïbes was founded in 1971. It employs 51 to 100 people.
Where is GFA Caraïbes based?
GFA Caraïbes is headquartered in Fort-de-France, Martinique.
How does GFA Caraïbes make money?
Four revenue lines are on record. Insurance Premiums - Property & Casualty is the primary driver. The others are health Insurance Premiums, life Insurance / Savings Products and professional Insurance Products.
Who are GFA Caraïbes's main competitors?
Broad incumbents on record are Matmut, CNP Assurances, Generali France, Crédit Agricole Assurances, Allianz France and MACIF. SMABTP is listed as a regional player. Direct peers are NAGICO, AXA Antilles and Groupama Antilles-Guyane.
Does GFA Caraïbes have an API?
No public API is recorded for GFA Caraïbes.
What industry is GFA Caraïbes in?
GFA Caraïbes's product category is Insurance Services. Its primary akta.pro industry code is FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 524 and its SIC code is 6331.