Breeze Underwriting

What Breeze Underwriting does

Breeze Underwriting (Aust) Pty Ltd is an Australian insurance underwriting entity that operated as an Authorised Representative (No. 001255796) of Breeze Underwriting Pty Ltd (ABN 55 167 479 754, AFSL 235130). The company provided specialized insurance products including hire and rental insurance, film and TV insurance, restaurant insurance, and accommodation insurance, alongside professional risk cover and complex risks coverage. Its target customer base comprised Australian businesses and individuals seeking indemnity protection against professional negligence claims and liability exposure for professional services, with risk segmentation driven by vertical use case. The firm generated revenue through insurance premiums collected on underwritten policies, priced via individual underwriting assessment rather than published rates, and operated on a recurring premium model within the Australian regulatory framework.

The company is headquartered in Melbourne and was marketed through the Chase Underwriting Solutions website, with two named underwriters — Sam Coulson (Director, Complex Risks) and Trevor Lewis (Senior Underwriter, Complex Risks) — responsible for servicing existing policies. Its core technology is described as an insurance underwriting platform, with no proprietary AI, automation, or differentiated technical components disclosed in the source material. The firm carried compliance certifications including the General Insurance Code of Practice, a Privacy Statement, Family Violence Policy, Financial Hardship Policy, and a Complaints and Disputes process.

Breeze Underwriting has ceased issuing new products. All matters previously managed by the company are now administered by Chase Underwriting Solutions, its parent organization. Existing policyholders will have their renewals issued by Chase Underwriting Solutions, with the same team continuing to service policies and no changes to service levels. This represents a wind-down of new business origination at the Breeze entity rather than market expansion, with the company's book of business being administered by Chase going forward. The operating status is 'operating' but in a runoff capacity, with the parent organization assuming both administration and effectively the strategic direction of the book.

Name

Breeze Underwriting

Legal name

Breeze Underwriting Pty Ltd

Website

https://breezeuw.com.au

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Breeze Underwriting, an Australian insurance underwriting firm, provided hire and rental, film and TV, restaurant, and accommodation insurance alongside professional risk cover. The company has ceased issuing new products, with all existing policies now administered by parent Chase Underwriting Solutions.

Ownership category

akta.pro rank

Product category

Professional Liability Insurance Underwriting

NAICS

Insurance Carriers (5241), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Agencies and Brokerages (52421)

SIC

Insurance Carriers, Nec (6399), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Professional Liability (Errors & Omissions) (FSAJADAB)

Keywords

• Professional liability insurance
• Insurance underwriting services
• Complex risks insurance
• Professional indemnity cover
• Authorised representative underwriting

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others, Technology or R&D

Revenue model

1. Insurance Underwriting Premiums: Breeze Underwriting generates revenue through insurance premiums collected on policies underwritten. As an Authorised Representative of Breeze Underwriting Pty Ltd (AFSL 235130), the company earns commission or premium income from insurance policies issued to cover professional risks and complex risks. The company is no longer issuing new products, with all matters now administered by Chase Underwriting Solutions.

Distribution channels1 record

Marketing channels1 record

Core offering

Breeze Underwriting (Aust) Pty Ltd, an Authorised Representative (No. 001255796) of Breeze Underwriting Pty Ltd (ABN 55 167 479 754, AFSL 235130), historically underwrote professional risk and complex risks insurance policies in Australia. The company is no longer issuing new products, and all matters—including renewals—are now administered by its parent company, Chase Underwriting Solutions.

Product overview

Breeze Underwriting was a single-product underwriting service offering professional risk cover and complex risks insurance. The company is no longer issuing new products; all existing policies are being transitioned to Chase Underwriting Solutions for administration. The portfolio consists solely of the Breeze Underwriting brand, which operates as an Authorised Representative of Breeze Underwriting Pty Ltd (AFSL 235130).

Differentiator

Problem solved

Functional benefit

Products and services

• Breeze Underwriting Professional Risk Cover Professional risk insurance underwriting distributed by Breeze Underwriting (Aust) Pty Ltd as an Authorised Representative (No. 001255796) of Breeze Underwriting Pty Ltd, providing professional indemnity and liability cover for Australian professionals and businesses. New business issuance has ceased and the book has been transferred to Chase Underwriting Solutions.
• Breeze Underwriting Complex Risks Cover Complex risks insurance underwriting offered by Breeze Underwriting (Aust) Pty Ltd under its Authorised Representative relationship with Breeze Underwriting Pty Ltd (AFSL 235130). Servicing is delivered by the Complex Risks team (Sam Coulson and Trevor Lewis) and is now administered by Chase Underwriting Solutions.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Breeze Underwriting Pty LtdcoreChannel Partner/ Reseller/ DistributorBreeze Underwriting (Aust) Pty Ltd operates as an Authorised Representative (No. 001255796) of Breeze Underwriting Pty Ltd, ABN 55 167 479 754, AFSL 235130. This授权代表 relationship allows Breeze Underwriting (Aust) to distribute insurance products underwritten by Breeze Underwriting Pty Ltd within the Australian market.
• Chase Underwriting SolutionscoreStrategic or Co-development PartnerChase Underwriting Solutions is the parent organization that now administers all matters previously managed by Breeze Underwriting. Existing policyholders will have their renewals issued by Chase Underwriting Solutions. The same team continues to service existing policies with no changes to service levels.

Recent moves4 records

Expansion highlights1 record

Direct peers

• Honan Insurance Group: Australian specialty insurance broker and underwriting agency operating across professional indemnity, complex risks, and niche commercial lines — direct functional overlap with Breeze's professional and complex risk underwriting focus.
• Dual Australia: Australian specialty underwriting arm of the global Dual Group, focused on professional indemnity, professional risks, and complex specialty lines — closely comparable to Breeze's professional and complex risk book.
• Liberty Specialty Markets Australia: Australian operations of Liberty Mutual's specialty markets business, underwriting professional indemnity, E&O, and complex commercial risks — comparable in product mix and target customer profile.

Broad incumbents

• Chubb Australia: Global general insurer with Australian operations covering professional indemnity, errors & omissions, and specialty commercial risks — significant overlap with Breeze's professional risk product set.
• Allianz Australia: Major general insurer in Australia offering professional indemnity and complex commercial lines as part of a much broader portfolio — overlaps with Breeze's professional risk offering but at substantially larger scale.
• Insurance Australia Group (IAG): Largest general insurer in Australia offering commercial and specialty coverages through multiple brands — overlaps with Breeze's professional risk segment as part of a far wider product suite.
• QBE Insurance Australia: Australia-headquartered global insurer providing commercial, professional, and specialty lines coverage through Australian distribution — competes broadly with Breeze's professional and complex risk offerings.
• AIG Australia: Large multinational insurer with a substantial Australian professional liability and specialty lines presence — directly competitive with Breeze's professional risk coverage though at much broader scale.
• Zurich Australia: Australian arm of Zurich Insurance Group, offering professional indemnity and commercial specialty lines — comparable in product offering though at significantly larger scale than Breeze.

Others

• Chase Underwriting Solutions: Parent entity now administering all Breeze Underwriting policies. Operates a multi-line Australian underwriting agency spanning Accident & Health, Construction, Environmental, Plant & Equipment, Professional Risks, and Complex Risks — directly absorbing Breeze's specialty and distribution capabilities.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/breezeuw
• LinkedInlinkedin.com/company/breeze-underwriting-aust-pty-ltd

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Breeze Underwriting