PS Finance Group
- Company typePrivate
- Founded2009
- HeadquartersGothenburg, Sweden
- Headcount11–50
- GTM typeB2B
- OfferingServices
What PS Finance Group does
PS Finance Group AB is a privately held Nordic receivables management and debt collection firm headquartered in Gothenburg, Sweden, founded in 2009. It serves approximately 1,800 active clients, primarily B2B enterprises across Sweden, Norway, Denmark, Finland, Germany, and the Netherlands, with additional international coverage delivered through partner and agent networks. The offering spans the full invoice lifecycle, comprising Fakturaservice (invoice distribution and follow-up), Påminnelseservice (customizable reminders), Inkassoservice (collection claims), Juridisk rådgivning (in-house legal services covering dispute resolution, credit, insolvency, and tenancy law), and specialized modules for B2C, property/real estate, and international collection, all anchored by the proprietary PS Method that segments customers into Normal, Risk, and VIP cohorts.
The technology backbone is the PS Sync integration platform, which supports REST API, CSV, and XML connectivity plus a 24/7 web-based customer portal, with pre-built integrations to leading Nordic ERP and accounting systems including Fortnox, the Visma family, Microsoft Dynamics 365 Business Central, Pyramid Business Studio, Viskan, Jeeves ERP, Tripletex, Poweroffice GO, and property platforms such as Vitec Hyra, Hogia DinHyresvärd, and Real Fastighetssystem. Operations are licensed by the Swedish Financial Supervisory Authority (Finansinspektionen) and the Norwegian Financial Supervisory Authority (Finanstilsynet), and are executed through wholly-owned subsidiaries and branches in each served market.
PS Finance Group operates on a "no cure no pay" contingency model in which clients pay no upfront or per-case fees and revenue is generated from fees and interest recovered from debtors, with additional streams from in-house legal services and from the adjacent subsidiary PS Asset Management AB, which acquires and manages non-performing loan portfolios. Reported turnover reached 170 MKR SEK in 2025 (approximately 25% YoY growth), up from 136 M SEK in 2023 (26% YoY growth), with a 72% solvency ratio in 2023. The company employs approximately 60 people across its six-country footprint and sells primarily through enterprise field sales responding to website-generated quote requests.
PS Finance Group firmographics
Firmographics- Name
- PS Finance Group
- Legal name
- PS Finance Group AB
- Website
- https://psfinancegroup.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
PS Finance Group industry classification
Industry- Product category
- Debt Collection and Receivables Management
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Sales Financing (52222)
- SIC
- Miscellaneous Business Credit Institution (6159), Services-Facilities Support Management Services (8744), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Reconciliations, Controls & Financial Operations (GL, Nostro/Vostro, Suspense) (FSABALAI)
- akta.pro secondary industry
- Loan Operations & Servicing (Consumer/SME/Corporate) (FSABALAD)
Keywords
Where PS Finance Group is headquartered
LocationHeadquarters
- HQ city
- Gothenburg
- HQ country
- Sweden
- HQ region
- Europe
Offices10 records
Markets served
PS Finance Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Debt Collection Fees (No Cure No Pay): The company operates on a no cure no pay model where clients pay no startup fees or case fees. Revenue is generated from fees and interest paid by debtors (the non-paying customers of PS Finance Group's clients). This aligns incentives and guarantees the company maximizes recovery efforts.
- Reminder Services: Reminder and dunning services included as part of the integrated collection service, with fees passed on to debtors when payment reminders are sent.
- Legal Services: In-house legal services for dispute resolution, insolvency cases, and tenancy law. Legal fees and court costs are typically recovered from debtors as part of the debt collection process.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | Pay-as-you-go | No Cure No Pay - No upfront costs to clients |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
PS Finance Group product offering
Product offeringCore offering
PS Finance Group provides end-to-end receivables management and debt collection services to businesses across the Nordics and Europe, spanning the full invoice-to-payment lifecycle. Core offerings include invoice management (Fakturaservice), payment reminders (Påminnelseservice), B2B and B2C debt collection (Inkassoservice), property debt collection (Fastighetsinkasso), international cross-border collection, and in-house legal services for disputed claims. All services are delivered through the PS Sync integration platform and Customer Portal, with dedicated account managers, under a No Cure No Pay pricing model where clients pay no upfront or per-case fees.
Product overview
PS Finance Group offers a unified receivables management platform with multiple integrated service modules spanning the entire invoice lifecycle. The core offering includes: Fakturaservice for complete invoice management with automatic follow-up; Påminnelseservice for customizable payment reminders with differentiated customer treatment; Inkassoservice for professional debt collection. Specialized modules include B2B Collection for business claims, B2C Collection for consumer claims, International Collection for cross-border debts, and Fastighetsinkasso for property/rent collection. The PS Sync integration tool and Customer Portal enable seamless connectivity with customer ERP systems. All services leverage in-house Legal Services for dispute resolution. The platform operates throughout the Nordics with coverage across Europe through partner networks.
Differentiator
Problem solved
Functional benefit
Brands
- PS Sync: Integration tool enabling seamless file transfer and case registration via customer portal. Allows import of files in .txt, .csv, and .xlxs formats for automated debt collection workflows.
Products and services
- Fakturaservice (Invoice Service) Outsourced invoice management service that integrates with customer ERP systems to create and distribute invoices, with automatic reminder and collection actions triggered when payment is not received. For businesses seeking full invoice lifecycle outsourcing.
- Påminnelseservice (Reminder Service) Retrieves overdue receivable information from customer ERP systems and sends payment reminders to late-paying customers. Includes customizable reminder methodology with PS Method customer categorization (Normal, Risk, VIP) and escalates to collection claims if payment is not received.
- Inkassoservice (Collection Service) Debt collection service that secures client cash flow while preserving customer relationships. Issues collection claims with the differentiated PS Method, achieving high recovery rates through dedicated collection advisors.
- Juridisk rådgivning (Legal Services) In-house legal services including dispute resolution, credit and insolvency law, and tenancy law. Provides legal expertise for collection cases including court proceedings when needed, available across all service tiers.
- B2B Collection Specialized B2B debt collection for larger and more complex claims. Includes in-house legal expertise and differentiated treatment based on customer relationships, positioning PS Finance Group as specialists in advanced B2B debt collection.
- B2C Collection Consumer debt collection for companies selling to private individuals. Focuses on debt resolution while preserving customer relationships, avoiding unnecessary credit remarks, and supporting payment plan arrangements.
- International Collection International debt collection across the Nordics and rest of Europe through partners and local agents. Provides single portal access for collection in multiple countries under one agreement.
- Fastighetsinkasso (Property Collection) Property debt collection including rent receivables. Covers everything from first collection notice to eviction or termination, with legal support for both commercial and residential properties. Includes direct integrations with leading Nordic property management systems.
- PS Sync Integration tool that enables file transfer and case registration via customer portal. Allows importing files in .txt, .csv, and .xlxs formats. Automates the flow from invoice due date to payment registration in customer systems, with REST API, CSV, and XML connectivity options for custom integrations.
- Customer Portal Web-based customer interface for monitoring debt collection matters in real time, 24/7. Included with all services and shows all events for cross-Nordic and international cases through a unified view.
Quantifiable outcome
- 26% YoY growth and 136M SEK net revenue in 2023
- +2 more outcomes
Companies that use PS Finance Group
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
PS Finance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration41 records
Feature4 records
PS Finance Group partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core.
- FortnoxcorePre-built integration with Fortnox accounting system, one of Sweden's most popular SME ERP platforms. Enables seamless transfer of new assignments and payment processing in both directions.
- VismacoreComprehensive integrations across the Visma product family including Visma.net ERP, Visma Business, Visma Control, and Visma eAccounting. Part of the standard integration offerings.
- Microsoft Dynamics 365 Business CentralcoreIntegration with Microsoft Dynamics Business Central enabling seamless data synchronization for companies using Microsoft's ERP ecosystem.
- Vitec HyracoreIntegration with Vitec Hyra property management system for automated rental collection and debt management workflow for property companies.
- Hogia DinHyresvärdcoreDirect integration with Hogia's DinHyresvärd property management system, enabling property companies to send overdue rental claims to PS Finance Group with a single click.
- Real FastighetssystemcoreDirect integration with Real property management system. Property companies using Real can transfer overdue rental claims automatically via API to PS Finance Group.
- TripletexcoreIntegration with Tripletex, a popular Norwegian cloud accounting system, enabling seamless workflow for Norwegian businesses.
Scale indicators10 records
Recent moves2 records
Expansion highlights6 records
PS Finance Group competitors and assessment
Company assessmentMarket position
Weaknesses4 records
Competitive moat4 records
Customer concentration
PS Finance Group social profiles
Digital presencePS Finance Group compliance and trust
Trust signalCompliance4 records
PS Finance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
PS Finance Group leadership team
Management profileNumber of profiles
Profiles1 record
PS Finance Group subsidiaries and ownership
Company hierarchySubsidiaries7 records
PS Finance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PS Finance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PS Finance Group
What does PS Finance Group do?
PS Finance Group provides end-to-end receivables management and debt collection services to businesses across the Nordics and Europe, spanning the full invoice-to-payment lifecycle. Core offerings include invoice management (Fakturaservice), payment reminders (Påminnelseservice), B2B and B2C debt collection (Inkassoservice), property debt collection (Fastighetsinkasso), international cross-border collection, and in-house legal services for disputed claims. All services are delivered through the PS Sync integration platform and Customer Portal, with dedicated account managers, under a No Cure No Pay pricing model where clients pay no upfront or per-case fees.
Is PS Finance Group a public or private company?
PS Finance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was PS Finance Group founded?
PS Finance Group was founded in 2009. It employs 11 to 50 people.
Where is PS Finance Group based?
PS Finance Group is headquartered in Gothenburg, Sweden, in the Europe region.
How does PS Finance Group make money?
Three revenue lines are on record. Debt Collection Fees (No Cure No Pay) is the primary driver. The others are reminder Services and legal Services.
Does PS Finance Group have an API?
Yes. PS Finance Group offers REST API connectivity for system integrations with business systems. The API enables automated transfer of new collection cases from customer business systems and processes payments bidirectionally. Additional file transfer capabilities include CSV format and XML for integration with other business systems. PS Sync tool provides API-based synchronization between customer ERP systems and PS Finance Group's collection management system.
What industry is PS Finance Group in?
PS Finance Group's product category is Debt Collection and Receivables Management. Its primary akta.pro industry code is FSABALAI, Reconciliations, Controls & Financial Operations (GL, Nostro/Vostro, Suspense), with a secondary code of FSABALAD, Loan Operations & Servicing (Consumer/SME/Corporate). Its NAICS code is 522320 and its SIC code is 6159.