Dana Pensiun Perhutani

What Dana Pensiun Perhutani does

Dana Pensiun Perhutani (DPPHT) is an Indonesian non-bank financial services institution (Lembaga Jasa Keuangan Non Bank) founded in 1997 by Perum Perhutani, a state-owned forestry enterprise under Indonesia's Ministry of State-Owned Enterprises. The fund was established with approval from the Minister of Finance and operates under a permit from Otoritas Jasa Keuangan (OJK), Indonesia's Financial Services Authority. Its core function is to collect pension contributions (iuran) from active Perum Perhutani employees during their working years and disburse periodic pension benefits (manfaat pensiun) to retirees and their eligible beneficiaries upon retirement. As of July 2026, the fund serves 3,698 active participants and 14,135 passive participants (retirees and surviving family members), with total net assets of Rp 1.085 Trillion and funding wealth of Rp 813 Billion as of 2020. The organization celebrated its 25th anniversary in July 2022 under the theme 'Quarter to Forever.'

The company's product surface is built around the PensiPro digital platform, an Android-based mobile application paired with a web portal (pensipro.dapenperhutani.com) that enables participants to submit pension benefit applications (Pengajuan SKMP), perform data updates (Pengkinian Data), print electronic tax forms (E-SPT), access a pension benefit simulation calculator (Simulasi MP), and report deaths of beneficiaries (Laporan Meninggal). The public-facing corporate website (dapenperhutani.com) provides regulatory disclosures, policy documents, performance summaries, and audited financial reports. The go-to-market motion is community-led, relying on regional socialization events at Perum Perhutani's KPH offices (Cepu, Sukabumi, Jember), coordination with the Penshutindo retiree association, and institutional alignment with Perum Perhutani's divisional structure rather than commercial demand generation. Bank BTPN serves as the primary disbursement banking partner, with mandatory quarterly participant authentication.

DPPHT's business model is a subscription-recurring contribution system: active employees pay pension contributions throughout their tenure, which are pooled and invested under OJK-regulated investment guidelines to fund future benefit obligations. The fund currently operates with a small administrative team of 11-50 employees, has 100% old-age benefit coverage, and is in the middle of a 2023-2027 rehabilitation/restructuring plan under enhanced OJK supervision, signaling a defensive operational posture focused on solvency preservation and regulatory compliance rather than expansion.

Name

Dana Pensiun Perhutani

Legal name

Dana Pensiun Perhutani

Website

https://dapenperhutani.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Dana Pensiun Perhutani is an Indonesian non-bank pension fund established in 1997 by state-owned forestry enterprise Perum Perhutani. It collects contributions from and pays retirement benefits to approximately 17,800 active and retired Perum Perhutani employees under OJK regulatory supervision, via its PensiPro digital platform.

Ownership category

akta.pro rank

Product category

Pension Fund Management

NAICS

Pension Funds (525110), Pension Funds (52511)

SIC

Life Insurance (6311)

akta.pro primary industry

Corporate & Public Pension Funds (DB/DC Sponsors) (FSAAAGAA)

akta.pro secondary industry

Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

Keywords

• Pension fund management
• Employee pension benefits
• Retirement income services
• Pension contribution administration
• Pension benefit disbursement

Headquarters

HQ city

Kedoya Selatan

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Pension Contributions (Iuran): Dana Pensiun Perhutani collects regular pension contributions (iuran) from active employees (peserta aktif) of Perum Perhutani. These contributions form the primary funding pool used to pay pension benefits (manfaat pensiun) to retirees and their beneficiaries. This is a recurring contribution model where both employer and employee may contribute during the employment period.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Dana Pensiun Perhutani administers a closed employer-sponsored pension fund for the employees and retirees of Perum Perhutani, the Indonesian state-owned forestry enterprise. It collects recurring pension contributions (iuran) from active employees during their working years and pays out periodic pension benefits (Manfaat Pensiun) to retirees and eligible surviving family members. Participants access administrative services — pension benefit applications, data updates, E-SPT tax form printing, and benefit simulations — through the PensiPro digital portal and Android mobile application, with monthly pension disbursements delivered through Bank BTPN.

Product overview

Dana Pensiun Perhutani operates as a unified platform combining a public information portal (dapenperhutani.com) with the PensiPro mobile application for participant self-service. The core offering includes pension benefit administration services such as SKMP (pension benefit certificate) applications, E-SPT printing, data updates, participant data mutations, and pension simulation. These services are accessible through the website and the PensiPro app, with the application mentioned as being developed with Android support to enhance participant access to pension services.

Differentiator

Problem solved

Functional benefit

Brands

• PensiPro: A digital platform/application for participants to manage pension benefits, submit retirement applications, and access pension-related services.

Products and services

• PensiPro Mobile Application A proprietary Android-based mobile application from Dana Pensiun Perhutani that allows participants to manage their pension accounts, submit pension benefit applications, perform data updates, print E-SPT tax forms, and report deaths. It is designed for participants of Dana Pensiun Perhutani (active employees and retirees of Perum Perhutani).
• Portal Informasi Dana Pensiun Perhutani The official corporate website of Dana Pensiun Perhutani, providing public information about pension fund services, participant services, financial reports, regulatory documents, and contact information. It serves as an information portal for participants and the general public.
• Pengajuan Manfaat Pensiun (Pension Benefit Application) A service enabling participants to submit pension benefit applications to receive periodic pension payments (Manfaat Pensiun) upon retirement. Includes the Pengajuan SKMP Normal workflow available via the PensiPro portal.
• Cetak E-SPT (Electronic Tax Form Printing) An electronic tax form (E-SPT) printing service that allows pensioners to generate tax documents related to their pension income.
• Pengkinian Data (Participant Data Update) A data update service that allows participants to ensure the accuracy of their personal information on file with the pension fund, supporting benefit administration and compliance.
• Simulasi MP (Pension Benefit Simulation) A pension benefit simulation calculator that allows participants to estimate their retirement benefits based on contribution history and actuarial factors.
• Laporan Meninggal (Death Reporting Service) A death reporting service that allows beneficiaries to report a participant's death so that the pension fund can process death benefits and transition payments to eligible surviving family members.
• Mutasi Data Peserta (Participant Data Mutation) A participant data mutation service that supports transferring or updating participant status within the pension fund's records.

Quantifiable outcome

• 3,698 active participants and 14,135 passive participants as of July 2026, with Rp 1.085 Trillion in net assets as of 2020
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Five partnerships are on record, tiered core and minor.

• Perum PerhutanicoreStrategic or Co-development Partner · 1 January 1997Perum Perhutani (Perhutani State-Owned Enterprise) is the founder (Pendiri) of Dana Pensiun Perhutani, established in 1997. Perum Perhutani is a state-owned forestry enterprise under Indonesia's Ministry of State-Owned Enterprises. The pension fund was established to provide retirement benefits for Perum Perhutani employees and was authorized by the Minister of Finance and operates under permit from Otoritas Jasa Keuangan (OJK).
• Bank BTPNcoreChannel Partner/ Reseller/ DistributorBank BTPN is the primary banking partner for disbursing monthly pension benefits (Manfaat Pensiun) to retirees of Dana Pensiun Perhutani. Participants are advised to receive their pension payments through BTPN accounts. BTPN also serves as an extension of DPPHT for handling pension disbursements, authentication requirements, and participant inquiries.
• Otoritas Jasa Keuangan (OJK)coreOthersOJK is Indonesia's Financial Services Authority, the regulator overseeing Dana Pensiun Perhutani's operations. OJK conducts intensive supervision of the pension fund, including a 2-year examination period as noted during the June 2024 socialization event in Jember. The fund operates under an official permit from OJK.
• Penshutindo (Pensiunan Perhutani Indonesia)minorChannel Partner/ Reseller/ DistributorPenshutindo is the retiree association of Perum Perhutani, with chapters at regional levels (rayon and cabang). Dana Pensiun Perhutani coordinates with Penshutindo for participant data reconciliation, socialization events, and communication with pensioners across various regions including Jawa Timur, Jawa Tengah, and Jawa Barat & Banten.
• Yayasan Jati SejahteraminorStrategic or Co-development PartnerYayasan Jati Sejahtera is a foundation associated with Perum Perhutani that collaborates with Dana Pensiun Perhutani on pension-related matters. A socialization meeting was held on August 11, 2021, via Zoom video conference between the fund's management and the foundation's administrators.

Scale indicators7 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Dana Pensiun Garuda Indonesia: Corporate pension fund for Garuda Indonesia employees; another employer-sponsored Indonesian pension fund with vertical concentration similar to DPPHT.
• Dana Pensiun BRI: The employer pension fund of Bank Rakyat Indonesia, another large Indonesian state-owned enterprise. Operates with the same regulatory framework and serves a comparable vertical (SOE employees) on a larger scale.
• Dana Pensiun PLN: Pension fund of PT PLN (Persero), the state-owned electricity utility. A direct peer as another SOE-sponsored Dana Pensiun with concentrated membership from a single state-owned employer.
• Dana Pensiun Telkom: A corporate pension fund established by PT Telekomunikasi Indonesia (Indonesia's state-owned telecom SOE) to serve its employees — directly comparable to DPPHT as another employer-sponsored Dana Pensiun Pemberi Kerja under OJK supervision.

Broad incumbents

• Mercer: Global consulting and administration firm offering pension fund management, actuarial, and benefits administration services — a broad incumbent that works with employer-sponsored pension plans including in Indonesia.
• Willis Towers Watson: Global advisory, broking, and solutions firm providing actuarial consulting and pension administration — comparable as a third-party pension services provider serving large employer pension arrangements.
• BPJS Ketenagakerjaan: Indonesia's national social security agency for workers' pensions (JHT and JP programs). A broad incumbent that manages mandatory pension contributions for private-sector workers across Indonesia — adjacent rather than directly competing with employer pension funds.

Emerging players

• Dana Pensiun Lembaga Keuangan (DPLK): A category of Indonesian individual pension funds (DPLK) offered by financial institutions — adjacent to DPPHT as a different pension structure (individual, financial-institution-sponsored) serving a similar retirement-saving need.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/dapen.perhutani
• LinkedInlinkedin.com/company/dana-pensiun-perhutani

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dana Pensiun Perhutani