Dempsey & Associates

What Dempsey & Associates does

Dempsey & Associates is a privately held, full-service financial advisory firm founded in 1997 by Martin J. Dempsey Jr. and headquartered in Paoli, Pennsylvania. The firm provides customized wealth management services to individual investors and pre-retirees (and current retirees), spanning retirement planning, investment management, financial planning, estate planning, tax planning, insurance advisory, and initial consultations. Its core product is a holistic financial blueprint tailored to each client's short-, intermediate-, and long-term needs, with ongoing review meetings as life and market conditions change.

The firm operates on LPL Financial's broker-dealer and Registered Investment Advisor platform, through which it delivers securities and advisory services; the founder holds FINRA Series 7, 24, and 65 registrations and the ChFC designation. The technology stack is effectively LPL's custody, trading, and account administration infrastructure, supplemented by an educational content/resource center on its own website (dempseyassoc.com) that functions as a top-of-funnel demand generation tool. There is no proprietary technology, app, or AI-driven product surface.

The business model is professional services / fee-based advisory, with revenue generated through financial planning and investment management fees. Pricing is not publicly disclosed and is determined on a customized, quote-based basis per engagement, with multi-year contracts. The go-to-market is sales-led, using content marketing (free educational guides, resource articles, calculators), phone-based scheduling, and in-person consultations. The firm is licensed to offer investment products in 17 states (AZ, CA, CO, CT, DE, DC, FL, MD, MI, MO, NJ, NY, NC, PA, SC, TX, UT) and to sell insurance products only in NJ and PA. Dempsey & Associates has no disclosed parent company, no funding rounds, no M&A activity, and no subsidiaries.

Name

Dempsey & Associates

Legal name

Dempsey & Associates

Website

https://dempseyassoc.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Dempsey & Associates is a privately held, full-service financial advisory firm in Paoli, PA, providing customized retirement, investment, estate, tax, and insurance planning to individual investors and retirees across 17 U.S. states via LPL Financial.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industry

Fee-Only Advisory (FSAEAAAL)

Keywords

• Retirement planning services
• Investment management advisory
• Wealth management services
• Financial planning advisory
• Estate and tax planning

Headquarters

HQ city

Paoli

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Fees: Dempsey & Associates generates revenue through fees charged for financial planning, investment management, and advisory services. The firm is affiliated with LPL Financial, a Registered Investment Advisor and broker-dealer, through which investment products and securities services are provided. Services address short-term, intermediate-term, and long-term investment needs, and include reviews of debt, insurance, and estate planning.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Dempsey & Associates is a full-service independent financial advisory firm that provides personalized retirement planning, investment management, financial planning, estate planning, tax planning, and insurance advisory services. Each portfolio and plan is customized for every client, addressing short-term, intermediate-term, and long-term investment needs alongside debt, insurance, and estate planning reviews. Securities and advisory services are delivered through the firm's affiliation with LPL Financial, a Registered Investment Advisor and FINRA/SIPC member broker-dealer.

Product overview

Dempsey & Associates is a full-service financial advisory firm founded in 1997 that offers a comprehensive suite of wealth management services. The firm operates as a single-service advisory practice rather than a platform with discrete modules. The core offerings include Retirement Planning, Investment Management, Financial Planning, Estate Planning, Tax Planning, Insurance Advisory, and Consultation services. Each portfolio and plan is customized for every client, addressing short-term, intermediate-term, and long-term investment needs alongside debt, insurance, and estate planning advice. The firm is licensed through LPL Financial and offers its services to residents of multiple states including Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Maryland, Michigan, Missouri, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Texas, and Utah.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning

Quantifiable outcome

• The firm helps clients pursue long-term profitability through short-term planning and time-tested investment strategies

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• LPL FinancialcoreChannel Partner/ Reseller/ DistributorDempsey & Associates is affiliated with LPL Financial, a Registered Investment Advisor and broker-dealer (Member FINRA/SIPC). Securities and advisory services are offered through LPL Financial. The firm holds FINRA registrations including Series 7, 24, and 65 through LPL.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Commonwealth Financial Network: Independent broker-dealer and RIA platform supporting thousands of affiliated financial advisors across the US. Directly comparable as the same LPL/Cetera-tier infrastructure model that Dempsey leverages, but at much larger scale and broader service offerings.
• Edelman Financial Engines: Large national RIA providing financial planning and investment management to individuals and employer plan participants. Targets the same mass-affluent/retirement-focused segment as Dempsey but with significantly greater scale and proprietary technology infrastructure.
• Cambridge Investment Research: Independent broker-dealer supporting financial advisors nationwide, directly analogous to LPL Financial. Comparable as the infrastructure layer enabling small advisory practices like Dempsey to deliver investment and advisory services.
• Fisher Investments: Large independent investment management firm serving individual and institutional clients. Comparable to Dempsey in managing portfolios for individual investors, but operates at vastly greater scale with a portfolio-management-led (vs. comprehensive planning-led) model.
• Cetera Financial Group: Broker-dealer and RIA platform serving independent financial advisors, similar in role to LPL Financial which Dempsey uses. Comparable as the platform category that supports small/mid-sized advisory practices in delivering wealth management services.
• Hightower Advisors: Independent RIA providing wealth management, investment advisory, and financial planning services to high-net-worth individuals and families. Comparable to Dempsey in offering holistic financial planning to individuals, though operating at significantly greater scale with multiple offices.
• Mariner Wealth Advisors: National independent wealth advisory firm offering comprehensive financial planning, investment management, tax, and estate services. Comparable to Dempsey in holistic service mix for individuals, but with multi-office presence and institutional scale.

Direct peers

• Private Advisor Group: Large LPL Financial-affiliated wealth management firm supporting hundreds of advisors. Highly comparable as a peer LPL-affiliated practice offering the same platform-based financial advisory model that Dempsey operates within, but at much larger scale.
• Creative Financial Group: LPL Financial-affiliated wealth management practice serving individuals with retirement and financial planning services. Comparable as a same-platform peer delivering nearly identical service offerings (retirement, investment, estate, tax planning) to the same individual customer segment.

Emerging players

• Betterment: Leading robo-advisor and digital wealth management platform serving individual investors with automated portfolio management and retirement planning. Targets the same mass-affluent and pre-retiree segment as Dempsey but with a low-fee, technology-driven model that represents a competitive threat to traditional advisory practices.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dempsey & Associates