OneFlorida Financial Group

What OneFlorida Financial Group does

OneFlorida Financial Group is a privately held, multi-state financial services agency founded in 2015 by Drew Gore. The firm is an appointed agency of OneAmerica Financial, selling insurance and securities products through a network of 25+ career agents and 50+ brokers operating from offices in Lutz FL, Indianapolis IN, Evansville IN, and Louisville KY. It explicitly operates in collaboration with sister firm OneIndiana Financial Group under shared ownership, while disclaiming affiliation with OneAmerica Securities or OneAmerica Financial companies themselves. The firm is not a broker-dealer or registered investment advisor.

The company's product surface spans Business Planning (business insurance, buy-sell agreements, key-employee protection), Risk Management (life and disability insurance, long-term care), Retirement Planning (qualified plans, IRAs, 401(k)s, 403(b)s), Charitable Giving, Retiree Services (Medicare supplements and ancillary benefits), and Full-Service Financial Planning. Its marketed differentiator is a "distinct macro-economic process" that produces personalized financial roadmaps balancing growth and risk, rather than a linear needs-based approach. Customer segments are individuals/families, business owners and employers, and retirees/near-retirees; pricing is per-product commission-based rather than subscription.

The business model is commission-driven: revenue is generated through insurance commissions (life, disability, long-term care, annuities) and securities commissions routed through OneAmerica Securities, Inc. There is no proprietary technology platform; distribution relies entirely on the human advisor network across three states, supplemented by a content-marketing resource center (glossary, tax resources, calculators). The firm carries no disclosed AI/ML capability, no external funding, and operates as a relatively small core team (1-10 employees) supporting a larger contractor producer base.

Name

OneFlorida Financial Group

Legal name

OneFlorida Financial Group

Website

https://onefloridafinancial.net

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

OneFlorida Financial Group is a privately held financial services agency affiliated with OneAmerica Financial, selling insurance and securities products through 25+ career agents and 50+ brokers across Florida, Indiana, and Kentucky to individuals, families, business owners, and retirees.

Ownership category

akta.pro rank

Product category

Financial Advisory & Insurance Services

NAICS

Finance and Insurance (52), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

akta.pro secondary industry

Financial Planning–Led RIAs (FSAAACAB)

Keywords

• Financial planning services
• Retirement planning
• Life insurance products
• Business insurance planning
• Investment advisory services

Headquarters

HQ city

Lutz

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance and Securities Commissions: The firm generates revenue through commissions on insurance products (life, disability, long-term care, annuities) and securities offered through OneAmerica Securities, Inc. Financial professionals earn commissions and fees based on products sold to clients.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

OneFlorida Financial Group is a comprehensive financial services agency offering retirement planning, life and disability insurance, long-term care, charitable giving, business planning, and retiree/Medicare services to individuals, families, business owners, and employers. The firm operates as an agency appointed with the insurance companies of OneAmerica Financial, with securities offered through OneAmerica Securities, Inc., and applies a distinctive macroeconomic approach to building personalized financial roadmaps that balance growth potential with risk reduction.

Product overview

OneFlorida Financial Group is a comprehensive financial services agency that offers an integrated portfolio of advisory and insurance services. The firm operates as a single unified advisory practice organized around core service areas: Business Planning (including business insurance and buy-sell agreements), Risk Management (Life Insurance and Disability Insurance), Retirement Planning, Charitable Giving, Retiree Services (Medicare-focused), Long Term Care, and Full-Service Financial Planning. The firm utilizes a distinctive macroeconomic approach to financial guidance and offers supplementary digital tools (glossary, tax resources, calculators). The company is affiliated with OneAmerica Financial for insurance product access and OneAmerica Securities for investment advisory services.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Planning Comprehensive business planning services including business insurance, buy-sell agreements, key employee protection, and executive compensation arrangements for sole proprietorships, partnerships, corporations, and LLCs.
• Retirement Planning Retirement planning services addressing qualified retirement plans, IRAs, Roth IRAs, 401(k)s, 403(b) plans, SEPs, SIMPLE plans, and Section 457 deferred compensation plans for individuals and businesses.
• Life Insurance Life insurance products including term life, whole life, universal life, variable universal life, and survivorship life insurance to provide financial protection for families and businesses.
• Disability Insurance Disability income insurance coverage that replaces a portion of income when illness or injury prevents working, available as individual or employer-provided policies.
• Retiree Services Medicare-focused services including education workshops, Medicare Supplements, long-term care, life insurance, and ancillary benefits for vision, dental, cancer, accidents, hearing, and fitness.
• Long Term Care Asset-based long-term care insurance products offered through OneAmerica Financial that provide long-term care benefits if care is needed, with assets passing to next generation if care is never required.
• Charitable Giving Charitable giving planning including charitable remainder annuity/unitrust, charitable lead trusts, pooled income funds, gift annuities, and wealth replacement strategies using life insurance.
• Full-Service Financial Planning Comprehensive financial planning covering personal investing, insurance, annuities, IRAs, retirement planning, lifestyle changes, charitable giving, education planning, business planning, special needs planning, and retiree services.
• Business Owners & Employers Services Business owner and employer-focused financial services including employer-owned life insurance and business continuation planning to attract, retain, and protect employees and business interests.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• OneAmerica FinancialcoreStrategic or Co-development PartnerOneFlorida Financial Group is an agency appointed with the insurance companies of OneAmerica Financial. The firm operates in collaboration with OneIndiana Financial Group. Securities are offered through OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC.
• OneIndiana Financial GroupcoreStrategic or Co-development PartnerOneIndiana Financial Group is the affiliated firm that OneFlorida collaborates with. Drew Gore serves as Owner/President of both organizations. Many team members work across both organizations.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Prudential Advisors: Career-agent division of Prudential Financial, where OneFlorida's two top leaders (Drew Gore, Nate McCardell) previously built their careers. Closest large-carrier comparable to OneFlorida's appointed-agent model.
• LPL Financial: Largest independent broker-dealer in the U.S., supporting thousands of advisors with wealth management, retirement, and insurance solutions. Comparable independent-advisor business model at enterprise scale.

Direct peers

• Northwestern Mutual: Career-agent financial services firm offering comprehensive planning, life insurance, disability, and wealth management. Closely comparable to OneFlorida's career-agent model and full-service planning breadth, though at vastly greater scale.
• New York Life: Mutual insurer with a career-agent distribution system selling life insurance, annuities, and long-term care products alongside financial planning. Directly comparable model to OneFlorida's appointed-agent approach with OneAmerica.
• Edward Jones: National financial services firm with a branch-based, relationship-driven advisor model offering comprehensive planning, retirement, and insurance products. Closely mirrors OneFlorida's local-office, relationship-first GTM.
• MassMutual: Mutual financial services company with a career-agent network selling life insurance, disability income, annuities, and wealth management. Highly comparable business mix and distribution model.

Emerging players

• Cambridge Investment Research: Independent broker-dealer supporting financial advisors with planning, insurance, and investment solutions. Comparable to the infrastructure layer that OneAmerica provides to OneFlorida's agents.
• Cetera Financial Group: Independent broker-dealer and RIA platform supporting independent financial advisors with insurance, securities, and advisory infrastructure. Provides comparable enablement to what OneAmerica provides to OneFlorida.

Regional players

• OneIndiana Financial Group: Sister organization under common ownership (Drew Gore), operating as the Indiana counterpart to OneFlorida. Same business model and product set, with many shared associates.

Others

• OneAmerica Securities: Registered Investment Advisor and FINRA/SIPC member through which OneFlorida offers securities. Strategic affiliate and supplier of the firm's investment products and back-office support.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/oneindianafinancial
• LinkedInlinkedin.com/company/oneflorida-financial-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OneFlorida Financial Group