Name

Remitz Software

Legal name

Kreativ Web Solutions Limited

Website

https://www.remitz.co.uk

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Remittance Software

NAICS

Custom Computer Programming Services (541511), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Services-Computer Programming Services (7371)

akta.pro primary industry

Cross-Border & FX Payments Platforms (BPAMAFAK)

akta.pro secondary industries

Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), FX Conversion, Pricing & Hedging Infrastructure (Treasury/Rate Engines) (FSAGAKAG), Cross-Border Settlement, Reconciliation & Disputes (FSAGAKAN)

Keywords

• Money transfer software
• White-label remittance
• AML compliance platform
• FCA payment software
• FX engine software

Headquarters

HQ city

Sheffield

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Core offering

Remitz Software provides white-label money transfer and remittance software that licensed UK Money Transfer Operators (MTOs) and fintechs rebrand as their own. The platform bundles AML/KYC compliance, agent management, a real-time FX engine, multi-currency ledger, and pre-built integrations with 30+ global payout, KYC, payment, and communication partners to enable compliant cross-border money transfer services across 147+ countries.

Product overview

Remitz Software offers a white-label remittance software platform composed of a core Money Transfer platform with multiple integrated modules. The core Money Transfer platform provides the foundational infrastructure for international remittances with built-in AML/KYC compliance. Around this core, Remitz offers modular add-ons including: Agent Based Transfer for agent network management; eWallet for digital wallet functionality; Airtime Top Up for mobile recharge; Mobile App for iOS/Android white-label apps; and the Marketplace for FX for real-time exchange rate management. The platform also includes dedicated Compliance Module, Transaction Engine, Digital Platform (customer portal), and Agent Network components. For businesses in the FCA application process, the SPI Licence Applicants module provides a sandbox environment for pre-configuration. The Enterprise tier bundles all modules together, while lower tiers offer modular access to specific capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Money Transfer International remittance platform enabling licensed UK MTOs to send, track, settle, and report cross-border payments with built-in AML/KYC compliance, agent management, and global payout integrations across 147+ countries.
• SPI Licence Applicants FCA-ready compliance tools and hosted sandbox environment for businesses applying for FCA Small Payment Institution (SPI) registration. Allows pre-configuration of workflows and preparation of FCA documentation before authorisation. Priced at £79/month.
• Marketplace for FX Real-time exchange rate engine with multi-currency support, configurable corridor-based fee management, and live rate sourcing from multiple liquidity providers.
• Airtime Top Up Mobile recharge service enabling MTO customers to send airtime top-up to recipients in 100+ countries via DT One integration.
• Business Software (White-Label MSB Platform) White-label MSB (Money Service Business) platform providing the complete technology stack for money transfer operators, including customer portal, back-office tools, and compliance suite.
• Mobile App White-label iOS and Android mobile application with biometric login and push notifications, published under the operator's own App Store and Google Play accounts. Available as a one-time fee add-on for £1,500.
• Agent Based Transfer Agent and sub-agent management infrastructure with individual ledgers, commission tracking, multi-level hierarchy support, and per-agent compliance controls for scaling through agent networks.
• eWallet Digital wallet module providing multi-currency wallet balances, fund loading via card/bank/Open Banking, peer-to-peer transfers, and outbound remittance integration. Included in Enterprise plan at £499/month.

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration21 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Finzly: US-based payment hub and core banking platform providing real-time payments, FX and remittance infrastructure for banks and fintechs. Comparable to Remitz on the payment processing and FX layer serving licensed financial institutions.
• RemitONE: Established white-label remittance software provider serving MTOs worldwide. Closest direct competitor — both firms sell a multi-currency, AML/KYC-ready, payout-integrated platform to licensed money transfer operators under a SaaS model.
• TerraPay: Cross-border payments network spanning 147+ countries and serving as Remitz's primary payout partner. Competes with Remitz's own platform offering for the same MTO customer base while simultaneously being embedded inside it.
• Thunes: Global cross-border payments network connecting mobile wallets, banks and cash-pickup points across 130+ countries. Overlaps directly with Remitz on payout connectivity and multi-corridor remittance infrastructure, and competes for similar MTO/fintech customers.
• Nium: Global payments platform offering real-time cross-border payouts, issuing and FX infrastructure for fintechs and financial institutions. Directly comparable to Remitz on cross-border payment rails and embedded remittance capabilities, though operating at greater scale.
• CrossSwitch: Global payment switch and remittance platform connecting banks, MTOs and mobile wallets across multiple continents. Comparable to Remitz on multi-corridor settlement, KYC orchestration and white-label money movement services.

Emerging players

• WorldRemit: Global digital remittance platform operating across 130+ countries, offering mobile, bank and cash-pickup transfers. While primarily consumer-facing rather than B2B SaaS like Remitz, it shares the same compliance, payout and corridor-engineering challenges and represents an alternative model in the same vertical.
• Modulr: UK-based payments-as-a-service platform providing account-to-account payment rails, Open Banking connectivity and embedded payment infrastructure to fintechs. Adjacent to Remitz on UK payment processing and embedded financial infrastructure, though less remittance-focused.

Broad incumbents

• Finastra: Large fintech software provider offering payments, core banking and treasury solutions globally. Operates at a much wider scope than Remitz but overlaps on cross-border payment infrastructure and serves many of the same tier-1 banks and MTO customers.
• Currencycloud: Visa-owned cross-border payments platform offering FX, multi-currency wallets, payment orchestration and banking-as-a-service APIs. Comparable to Remitz at the cross-border FX and payment processing layer but with broader institutional scope and deeper resources.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/remitz3
• Facebookfacebook.com/remitzsoftware

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Remitz Software