consimo

What consimo does

consimo is a Swiss social insurance service and competence center headquartered in Zürich, operating as a statutorily mandated compensation fund administrator for the Swiss construction, wood construction, and staffing industries. The organization was established in its current form in 2011 as a consolidation of multiple compensation funds and foundations dating back to 1945, and is the registered trademark under which eight coordinated services are delivered: two AHV compensation funds (AK66 SBV for Schweizerischer Baumeisterverband and AK117 swisstempcomp for swissstaffing), two family allowance funds (FAK66 and FAK117 swisstempfamily), a military service compensation fund (Militärdienstkasse SBV), an occupational pension fund (Pensionskasse SBV), a collection office for the Foundation for Flexible Retirement in the Construction Industry (Inkassostelle FAR), and a paritarian training and enforcement fund (Parifonds Bau). The underlying technology stack centers on the digital 'connect' portal, which serves as the unified self-service entry point for employer contribution management, family allowance registrations, and earnings replacement (EO) submissions, supplemented by the ALPS system for cross-border worker registration and AKISnet for individual account statements.

The business model is driven by statutory administration fees on mandatory employer contributions, regulated by Swiss federal law rather than commercial pricing. consimo operates as a B2B membership-based service provider, with all customers being member employers of three captive industry associations (Schweizerischer Baumeisterverband, Holzbau Schweiz, swissstaffing). Go-to-market is referral- and association-driven, with direct engagement through the connect digital portal and dedicated customer service centers in Zürich and Bellinzona. The organization employs 51-100 staff and serves employers across 15 Swiss cantons and three language regions. The digital EO registration process launching in 2026 via the ZAS central compensation office, together with Swissdec-standard ERP integration, represents the current technology modernization agenda and is intended to replace paper-based claims processing.

Name

consimo

Legal name

consimo

Website

https://consimo.ch

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

51–100 employees

Short description

consimo is a Zürich-based Swiss social insurance service center administering mandatory AHV, family allowance, pension, and training funds for member employers of the Swiss construction and staffing industry associations.

Ownership category

akta.pro rank

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Others

Revenue model

1. Social Insurance Administration Services: Statutory administration fees for managing AHV/IV/EO compensation funds, family allowance funds, military service funds, pension funds, and collection services for industry-specific retirement funds. Services are funded through mandatory contributions from member employers.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

consimo is a Swiss service and competence center that administers statutory social insurance on behalf of member employers of the Swiss Builders Association, Holzbau Schweiz, and swissstaffing. Its core offerings include AHV/IV/EO compensation fund administration (AK66 and AK117), family allowance processing across 15 cantons, military service compensation, occupational pension fund management (BVG second pillar), flexible retirement collection, and paritarian training funds for the construction industry. All services are delivered through a unified digital 'connect' portal and dedicated customer service centers covering German, French, and Italian language regions of Switzerland.

Product overview

consimo is a Swiss social insurance service and competence center offering a portfolio of eight coordinated services under one brand. The core offerings are two AHV compensation funds — AK66 SBV for the Swiss Builders Association (with Holzbau Schweiz as sub-association since 2003) and AK117 swisstempcomp for swissstaffing (since 2009) — each paired with a dedicated family compensation fund (FAK66 and FAK117 swisstempfamily). The portfolio also includes the Militärdienstkasse SBV for military service supplements, the Pensionskasse SBV for occupational pensions, the Inkassostelle FAR for flexible retirement collection, and the Parifonds Bau for paritarian training and enforcement. The digital customer portal 'connect' serves as the unified access point for employer contribution management, family allowance registrations, and EO submissions across all funds, supported by the digital EO registration process launching in 2026.

Differentiator

Problem solved

Functional benefit

Products and services

• connect Digital customer portal enabling employers to submit payroll data, manage family allowance registrations, handle earnings replacement (EO) submissions, delegate tasks to employees, and conduct digital exchange with consimo across contribution and benefits areas.
• Ausgleichskasse 66 SBV (AK66) Compensation fund for members of the Swiss Builders Association (SBV), providing AHV/IV/EO insurance, contribution management, and benefits including retirement pensions, disability benefits, income replacement, military compensation, and maternity compensation.
• Ausgleichskasse 117 swisstempcomp Compensation fund for members of swissstaffing, providing AHV/IV/EO insurance and related services including contributions management, benefits, and delegated tasks in professional training and family allowances for the temporary staffing sector.
• Familienausgleichskasse 66 SBV (FAK66) Family compensation fund for members of the Swiss Builders Association and Holzbau Schweiz, processing family allowances across 15 Swiss cantons as the billing agent for cantonal family allowance funds.
• Familienausgleichskasse 117 swisstempfamily Family compensation fund for swissstaffing members, providing nationwide family allowance services with processes adapted to customer needs and additional cantonal tasks in complementary family allowance benefits and professional training support.
• Militärdienstkasse SBV (MDK) Military service fund for members of the Swiss Builders Association and Holzbau Schweiz, reimbursing the difference between statutory income replacement benefits and benefits according to the fund's regulations.
• Pensionskasse SBV Occupational pension fund for the Swiss Builders Association, providing retirement and survivor benefits as part of the second pillar (BVG) of Swiss social insurance.
• Inkassostelle FAR Collection office for the Foundation for Flexible Retirement in the Construction Industry (FAR), handling contribution collection for early retirement provisions under the collective labor agreement, administered by consimo since 2003.
• Parifonds Bau Paritarian fund for Swiss construction industry providing training compensation for course and school attendance, financing negotiation and enforcement of collective labor agreements, and supporting occupational health and safety measures.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Nine partnerships are on record, tiered core, major and minor.

• swissstaffingcoreStrategic or Co-development Partner · 1 January 2011Swiss staffing industry association is the founding member of Ausgleichskasse 117 (AK117) since 2011. In 2009, swissstaffing transferred management of swisstempcomp to consimo.
• Holzbau SchweizcoreStrategic or Co-development Partner · 1 January 2003Wood construction association joined as a sub-association of AK66 in 2003. Members of Holzbau Schweiz are served through the same compensation fund infrastructure.
• Schweizerischer Baumeisterverband (SSE)coreStrategic or Co-development PartnerSwiss Master Builders Association has been the founding member of Ausgleichskasse 66 (AK66) since its establishment in 1948. Association members are served through the compensation fund for all statutory social insurance administration.
• Zentrale Ausgleichsstelle (ZAS)majorTechnology or IntegrationCentral compensation office for EO (earnings compensation) digital portal integration. ZAS operates the new EO portal for processing military, civil service, and civil defense compensation claims digitally starting 2026.
• Bundesamt für Sozialversicherungen (BSV)majorTechnology or IntegrationFederal Office for Social Insurance provides regulatory framework, forms, and digital systems including ALPS for cross-border worker insurance affiliation and various electronic forms for compensation claims.
• Verbandsausgleichskassen (VVAK)minorChannel Partner/ Reseller/ DistributorAssociation of professional compensation funds. Listed as a partner association for compensation fund operations.
• Unia and SynacoreStrategic or Co-development PartnerUnia and Syna trade unions co-founded the Stiftung FAR (flexible retirement foundation) with Schweizerischer Baumeisterverband in 2003. Collective labor agreement (GAV FAR) declared universally binding by Federal Council.
• Schweizerische Paritätische Vollzugskommission Bauhauptgewerbe (SVK)majorStrategic or Co-development PartnerSwiss Joint Implementation Committee for main construction industry. Oversees implementation of national collective labor agreements. Parifonds Bau supports SVK's activities.
• SwissdecmajorTechnology or IntegrationStandards organization for Swiss payroll and social insurance data exchange. Developing new Swissdec standards for direct ERP system integration with compensation funds for automated EO claims processing.

Scale indicators2 records

Recent moves8 records

Expansion highlights4 records

Broad incumbents

• Suva: Swiss National Accident Insurance Fund — public-mandate, non-profit social insurer operating under a similar Swiss statutory framework. Provides comparable mission-driven insurance administration at national scale across accident and occupational insurance.
• Sympany: Swiss non-profit health/social insurance foundation operating across compulsory and supplementary health insurance plus BVG pension solutions. Comparable mission-driven Swiss insurance administration, but broader product scope and larger market presence than consimo.
• Pensionskasse SBB: Large Swiss occupational pension fund (BVG/2nd pillar) for Swiss Federal Railways employees. Comparable occupational pension structure to Pensionskasse SBV but at much larger scale and serving a single corporate sponsor.

Regional players

• Sozialversicherungsanstalt des Kantons Zürich (SVA Zürich): Cantonal social insurance administrator for Canton Zürich administering AHV/IV/EO, family allowances, and supplements. Operates the same statutory functions as consimo but under a cantonal rather than association mandate, making it a structural parallel operating in the same geography.
• Sozialversicherungsanstalt St.Gallen (SVA St.Gallen): Cantonal social insurance administrator for Canton St. Gallen offering AHV/IV/EO, family allowances, and other statutory benefits. Comparable to consimo in function and services delivered, but serving a different cantonal mandate.

Direct peers

• Stiftung Abendrot: Independent Swiss occupational pension foundation offering BVG/LPP pension solutions to SMEs across multiple sectors. Comparable scale and multi-employer pension structure to Pensionskasse SBV, with a similar trustee-style governance model.
• AHV-Ausgleichskasse Arbeitgeber Schweiz: Swiss Verbandsausgleichskasse serving employer associations with AHV/IV/EO compensation fund services — directly comparable Verbandsausgleichskasse model for a different set of industry associations, competing on the same regulatory framework and member mandate.

Others

• Verbandsausgleichskassen (VVAK): Umbrella association of Swiss professional/industry compensation funds (Verbandsausgleichskassen) of which consimo is itself a member. Directly relevant industry body that coordinates standards and represents consimo's peer group at the regulatory and policy level.
• HRM Systems AG (UKA Solutions): Swiss payroll/social insurance technology provider integrated with SAP, Abacus, and compatible ERP systems. An existing technology partner of consimo via EO webservice — adjacent rather than competing, but operating in the same social insurance compliance ecosystem.

Market position

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/consimo
• Xx.com/consimo_sbv

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about consimo