RA Forsikring

What RA Forsikring does

RA Forsikring AS is a Norwegian insurance agency operating under the trade name Taxiforsikring, headquartered in Hamar, Norway. The company functions as a specialized insurance broker dedicated exclusively to the Norwegian taxi industry, distributing regulated insurance products as an authorized agent under power of attorney from Eir Försäkring AB, a Swedish insurer. Its core offering is taxi vehicle insurance (Taxiforsikring) available in Kasko and Super tiers, distinguished by unlimited mileage and no restrictions on driver usage — features tailored to commercial taxi operations that standard auto insurers typically exclude or penalize.

The product portfolio extends beyond vehicle coverage to include the statutory Løyvegaranti (taxi license guarantee) with no agreement fee, mandatory Yrkesskadeforsikring (occupational injury insurance), and add-on coverages for glass and roadside assistance. The company also distributes Innskuddspensjon (contribution-based pension) via partner Duvi, and group life insurance through Norges Taxiforbund (Norwegian Taxi Association). Revenue is generated through an 18.25% commission on new sales and renewals of policies underwritten by Eir Försäkring AB, with the commission subject to year-end claims-result adjustments.

The business operates with 1-10 employees and runs a low-overhead direct distribution model: inside sales via phone (9090 8415), online quote requests through the forskring.taxi website, and partner-driven channels for glass repair (Riis Bilglass), workers' compensation claims (Norua), and professional liability coverage (HDI Global Specialty SE). The company is registered with Finanstilsynet (Norwegian Financial Supervisory Authority) and holds cross-border distribution approval. There is no proprietary technology platform, mobile app, or disclosed AI/ML capability — the value proposition rests entirely on domain specialization within a narrow regulated vertical.

Name

RA Forsikring

Legal name

RA Forsikring AS

Website

https://forsikring.taxi

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

RA Forsikring AS is a Norwegian insurance agency operating as Taxiforsikring, distributing specialized vehicle insurance, license guarantees, and occupational injury coverage exclusively to taxi owners, drivers, and operators across Norway on commission from Eir Försäkring AB.

Ownership category

akta.pro rank

Product category

Commercial Auto Insurance

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321), Life Insurance (6311)

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAMAB)

Keywords

• Taxi insurance
• Commercial auto insurance
• Insurance brokerage
• Occupational injury coverage
• License guarantee insurance

Headquarters

HQ city

Norwegen

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Agency Commission: RA Forsikring AS earns 18.25% commission on new sales and renewals of insurance policies. The commission is calculated based on claims results at year-end. Revenue is generated from insurance premiums paid by customers, with the company retaining a portion as commission for sales, customer handling, claims processing, and administrative costs.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

RA Forsikring AS is a Norwegian insurance brokerage operating under the Taxiforsikring brand that specializes exclusively in insurance products for the Norwegian taxi industry. Operating as an authorized insurance agent for Swedish insurer Eir Försäkring AB, it sells taxi vehicle insurance (Kasko and Super), license guarantee insurance (Løyvegaranti), occupational injury insurance (Yrkesskadeforsikring), occupational pension (Innskuddspensjon), group life insurance (Gruppeliv), and supplementary add-ons such as glass and roadside assistance coverage.

Product overview

RA Forsikring operates the Taxiforsikring brand, offering a suite of insurance products tailored for Norway's taxi industry. The core product is taxi car insurance (Taxiforsikring) available in Kasko and Super tiers with unlimited mileage. The portfolio includes statutory Løyvegaranti (license guarantee) required for taxi operations, Yrkesskadeforsikring (occupational injury insurance), and add-on coverages for glass and roadside assistance. The company also offers pension products (Innskuddspensjon) through the Duvi partnership, and group life insurance. The products are distributed as insurance agency for Eir Försäkring AB (Swedish insurer), with claims processing handled directly by RA Forsikring.

Differentiator

Problem solved

Functional benefit

Products and services

• Taxi Car Insurance (Kasko) Comprehensive casco vehicle insurance for taxi vehicles, providing damage cover for taxi owners and drivers operating in Norway. Sold as a standalone policy under the Taxiforsikring brand via Eir Försäkring AB.
• Super Taxi Insurance Higher-tier vehicle insurance product offering enhanced coverage above the standard Kasko policy, marketed to Norwegian taxi operators through Taxiforsikring.
• License Guarantee (Løyvegaranti) Insurance guarantee covering taxi license (løyve) obligations, providing taxi owners and drivers with cover related to their operating license.
• Occupational Injury Insurance (Yrkesskadeforsikring) Workers' compensation / occupational injury cover for taxi drivers and operators, addressing statutory Norwegian occupational injury requirements for the taxi trade.
• Glass Coverage (Glassdekning) Supplementary cover for windshield and vehicle glass repair/replacement, sold as an add-on to taxi vehicle insurance policies.
• Roadside Assistance (Veihjelp) Supplementary roadside assistance and breakdown cover for taxi vehicles, sold as an add-on alongside taxi vehicle insurance.
• Occupational Pension (Innskuddspensjon) Occupational pension (innskuddspensjon) scheme for taxi operators and drivers, providing retirement savings contributions as part of the company's specialist taxi portfolio.
• Group Life Insurance (Gruppeliv) Group life insurance cover for taxi companies' drivers and employees, marketed to Norwegian taxi operators as part of the broader taxi-sector employee benefits offering.

Named customers1 record

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Eir Försäkring ABcoreTechnology or IntegrationEir Försäkring AB (Org. 559166-0617), based at Norrlandsgatan 11, 111 56 Stockholm, Sweden, is the insurance provider for all policies underwritten by RA Forsikring. They hold a license from the Swedish Finansinspektionen and are approved by Finanstilsynet in Norway for cross-border operations (ID: FT00115507). RA Forsikring operates as their authorized insurance agent, issuing policies on their behalf.
• Riis BilglasscoreChannel Partner/ Reseller/ DistributorPreferred glass repair partner offering discounted rates for glass damage repairs. Available to customers with or without glass coverage through RA Forsikring's taxi insurance products.
• HDI Global Specialty SE, DenmarkcoreOthersProvides professional liability insurance for RA Forsikring AS. Located at Indiakaj 6, 1. sal, DK-2100 København Ø, Denmark. CVR.nr: 41 26 86 38.
• Norges TaxiforbundminorChannel Partner/ Reseller/ DistributorNorwegian Taxi Association serves as a distribution channel for group life insurance products. Claims for group life insurance are submitted through the association.
• MatrixminorOthersPartner company mentioned in the collaboration partners section of the Taxiforsikring website. Specific nature of partnership not detailed.

Scale indicators1 record

Recent moves6 records

Expansion highlights3 records

Broad incumbents

• Protector Forsikring: Norwegian P&C insurer with commercial vehicle and specialty lines that overlap with RA Forsikring's niche, serving Norwegian SMEs through brokers.
• If Skadeforsikring: Leading Nordic P&C carrier offering motor vehicle and workers' compensation insurance; competes in the same commercial auto space as RA Forsikring but at vastly broader scale across the Nordics.
• Fremtind Forsikring: Norwegian P&C insurer backed by SpareBank 1, offering motor, occupational injury, and personal lines that overlap with RA Forsikring's product set across the Norwegian SME market.
• Tryg: One of the largest Nordic P&C insurers, offering commercial auto and motor fleet coverage that competes with RA Forsikring's taxi products, but as part of a broad multi-line portfolio rather than a taxi specialist.
• Gjensidige Forsikring: Major Norwegian P&C insurer with commercial auto and occupational injury products that overlap with RA Forsikring's offerings, though serving all segments rather than specializing in taxi.

Regional players

• Codan Forsikring: Danish-owned Nordic P&C insurer active in Norway; comparable commercial auto and workers' comp offerings though primarily distributed in Denmark and broader Scandinavia rather than a taxi specialist.

Others

• Duvi: Pension platform partner powering RA Forsikring's Innskuddspensjon product; a thematic peer in the broader Norwegian taxi financial-services ecosystem.
• Norua: Claims handling partner for RA Forsikring's workers' compensation book; an adjacent service provider in the same Norwegian occupational injury ecosystem.
• Norges Taxiforbund: The Norwegian Taxi Association is a distribution channel for RA Forsikring's group life product and a key ecosystem partner; comparable as the industry body that influences taxi operator purchasing behavior.

Direct peers

• Eir Försäkring AB: The Swedish insurer that underwrites all of RA Forsikring's policies via cross-border distribution; the closest partner/carrier relationship and the de facto risk-bearing peer in RA's distribution chain.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/forsikring.taxi
• LinkedInlinkedin.com/company/taxiforsikring

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RA Forsikring