Biggs Insurance Group
Biggs Insurance Group is an independent insurance agency in Charlotte, NC, selling personal, commercial, and specialty insurance products to individuals and small businesses through multiple carrier relationships, primarily Safeco Insurance (Liberty Mutual Group). Founded in 2007, it operates with 1-10 employees serving the Ballantyne community.
- Company typePrivate
- Founded2007
- HeadquartersCharlotte, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Biggs Insurance Group does
Biggs Insurance Group is an independent insurance agency founded in 2007 and headquartered at 13850 Ballantyne Corporate Place, Suite 500, Charlotte, North Carolina. The firm sells a broad portfolio of personal lines (auto, homeowners, condo, renters, life, boat, motorcycle, landlord, umbrella), commercial lines (general liability, commercial auto, workers' compensation, business property), and specialty lines (flood, earthquake, RV, classic car, off-road vehicle, health) to individual consumers and small businesses in the Charlotte/Ballantyne market. The agency is an appointed representative of multiple insurance carriers, with Safeco Insurance (a Liberty Mutual Group member) identified as the primary carrier relationship.
The company operates without any proprietary technology platform, offering quote requests via its website and direct phone outreach during business hours (Mon-Fri 9AM-5PM), supported by an online service center for claims, payments, policy management, and certificates of insurance. Its value proposition emphasizes human-driven carrier comparison across multiple insurers to identify discounts that automated quote systems miss, and it positions itself as a community-embedded "Go-To agency" for Ballantyne residents.
Revenue is generated exclusively through carrier commissions on policies sold and renewed across the personal and commercial book. The firm is privately held with 1-10 employees, no disclosed ownership structure or management team, no institutional funding, and no reported M&A or leadership changes. Operating geographies are limited to the Charlotte, NC metropolitan area, with no evidence of expansion beyond a single domestic submarket.
Biggs Insurance Group firmographics
Firmographics- Name
- Biggs Insurance Group
- Legal name
- Biggs Insurance Group
- Website
- https://www.biggsinsurancegroup.com/
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Biggs Insurance Group is an independent insurance agency in Charlotte, NC, selling personal, commercial, and specialty insurance products to individuals and small businesses through multiple carrier relationships, primarily Safeco Insurance (Liberty Mutual Group). Founded in 2007, it operates with 1-10 employees serving the Ballantyne community.
- Ownership category
- akta.pro rank
Where Biggs Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Charlotte
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Biggs Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D
Revenue model
- Insurance Commission Revenue: As an independent insurance agency, Biggs Insurance Group earns revenue through commissions paid by insurance carriers they represent. They sell various insurance products including auto, home, life, business, and specialty lines, earning commissions on each policy sold and renewed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing - no tiered plans disclosed |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Biggs Insurance Group product offering
Product offeringCore offering
Biggs Insurance Group is an independent insurance agency based in Charlotte, NC that sells personal and commercial insurance products on behalf of multiple carriers, including Safeco (a Liberty Mutual company). Founded in 2007, it operates as a small agency with 1-10 employees and earns revenue through commissions from the carriers it represents.
Product overview
Biggs Insurance Group is an independent insurance agency offering a unified portfolio of personal and commercial insurance products through multiple carrier relationships, including Safeco Insurance (Liberty Mutual Group). The product portfolio spans personal lines (auto, homeowner, condo, renters, life, boat, motorcycle, landlord, umbrella, and specialty products like classic car, RV, flood, earthquake, and health insurance) and commercial lines (business, commercial auto, general liability, and workers' comp). The agency differentiates through its independent agency model, comparing rates across multiple insurers to find coverage at affordable prices for Charlotte, NC residents.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Insurance
- Commercial Insurance
Companies that use Biggs Insurance Group
Customer profileSegments2 records
Ideal customer profiles2 records
Biggs Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Biggs Insurance Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Safeco Insurance (Liberty Mutual Group)coreSafeco Insurance, a member of Liberty Mutual Group, is the primary insurance carrier represented by Biggs Insurance Group. The agency offers Safeco products including auto insurance with special teen driver programs (Teensurance™) and other personal lines coverage.
Scale indicators2 records
Recent moves4 records
Expansion highlights3 records
Biggs Insurance Group competitors and assessment
Company assessmentBroad incumbents
- State Farm: Largest US personal lines insurer selling primarily through a captive local agent model. Highly comparable customer experience (local agent, multi-line personal/commercial) and competes head-to-head with Biggs for Ballantyne/Charlotte households.
- Allstate: National P&C carrier with a captive exclusive agent footprint. Competes directly for the same personal auto/homeowner customers Biggs serves, while operating at vastly greater scale and brand recognition.
- Liberty Mutual: National multi-line carrier and parent of Safeco — Biggs' named primary carrier partner. Comparable in product breadth (auto, home, life, commercial) and serves the same Charlotte customers both directly and through agency partners.
- Nationwide: National multi-line carrier offering personal and commercial coverage through both captive and independent channels. Competes with Biggs for the same Charlotte-area personal and small-business customers.
- GEICO: Direct-to-consumer P&C carrier competing for the same auto and homeowner customers in North Carolina. Represents the digital/disintermediation threat to agency-based distribution models like Biggs'.
- Progressive: Direct-to-consumer P&C carrier with a strong independent agent channel. Competes with Biggs for the same auto/homeowner customers via digital channels while also distributing through agencies.
- Brown & Brown: Large national insurance brokerage distributing commercial and personal lines. Relevant comparable on the brokerage business model and demonstrates the scale potential of an agency-led insurance intermediary.
- Hub International: Major North American insurance brokerage with a strong independent agent model. Comparable on multi-line brokerage structure and represents a growth/scale benchmark for an independent agency.
Direct peers
- Erie Insurance: Regional P&C insurer distributing exclusively through independent agents in the Mid-Atlantic and Southeast. Closest structural peer to Biggs — multi-line P&C, agent-led distribution, East Coast regional overlap including the Carolinas.
- Auto-Owners Insurance: Mid-sized P&C carrier distributing exclusively through independent agents in the Southeast, including the Carolinas. Most structurally similar competitor to Biggs in agency model, product mix, and geographic overlap.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Biggs Insurance Group social profiles
Digital presenceBiggs Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Biggs Insurance Group leadership team
Management profileNumber of profiles
Biggs Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Biggs Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Biggs Insurance Group
What does Biggs Insurance Group do?
Biggs Insurance Group is an independent insurance agency based in Charlotte, NC that sells personal and commercial insurance products on behalf of multiple carriers, including Safeco (a Liberty Mutual company). Founded in 2007, it operates as a small agency with 1-10 employees and earns revenue through commissions from the carriers it represents.
Is Biggs Insurance Group a public or private company?
Biggs Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Biggs Insurance Group founded?
Biggs Insurance Group was founded in 2007. It employs 1 to 10 people.
Where is Biggs Insurance Group based?
Biggs Insurance Group is headquartered in Charlotte, United States, in the North America region.
How does Biggs Insurance Group make money?
One revenue line is on record: insurance Commission Revenue.
Who are Biggs Insurance Group's main competitors?
Broad incumbents on record are State Farm, Allstate, Liberty Mutual, Nationwide, GEICO, Progressive, Brown & Brown and Hub International. Direct peers are Erie Insurance and Auto-Owners Insurance.
Does Biggs Insurance Group have an API?
No public API is recorded for Biggs Insurance Group.