Association of PSD Banks

What Association of PSD Banks does

Association of PSD Banks is a private, for-profit cooperative bank headquartered in Bonn, Germany, operating with a small headcount of 11–50 employees. According to the available firmographic data, the entity provides construction financing, loan, and insurance services, indicating a retail and SMB-oriented financial services proposition typical of the German Genossenschaftsbank (cooperative banking) sector. The "Association" framing suggests a central coordination, product-placement, or shared-services body for the regional PSD Bank network rather than a single direct retail branch.

Core products span three traditional banking verticals: construction/real-estate financing, general lending, and insurance distribution or brokerage. No information on the underlying technology stack, platform architecture, or proprietary systems was available; the website source resolved to a loading/verification page with no substantive product or technical content. Consequently, the technology profile cannot be characterized beyond conventional cooperative-banking infrastructure.

The business model appears to be that of a member-owned cooperative serving retail and SMB customers through the PSD Bank distribution network. Revenue mechanics, pricing models, fee structures, and segment-level economics are not disclosed in the available data. Without customer logos, transaction volumes, or financial disclosures, the revenue base, customer mix, and geographic reach of the association entity itself cannot be quantified from the provided evidence.

Name

Association of PSD Banks

Website

https://psd-bank.de

Company type

Private

Headcount range

11–50 employees

Short description

Association of PSD Banks is a private German cooperative bank association headquartered in Bonn, offering construction financing, loan, and insurance services to retail and SMB customers through the PSD Bank network.

Ownership category

akta.pro rank

Product category

Cooperative Banking

NAICS

Credit Unions (52213)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Federations/Centrals & Cooperative Banking Networks (2nd-Tier Co-ops) (FSABAEAL)

akta.pro secondary industry

Housing & Urban Development Banks (Public) (FSABAKAG)

Keywords

• Cooperative banking
• Construction financing
• Consumer loan services
• Banking association
• Insurance services

Headquarters

HQ city

Bonn

HQ country

Germany

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Core offering

Association of PSD Banks is a cooperative bank headquartered in Bonn, Germany that provides construction financing, loan, and insurance services. Operating as an association of PSD banks, it delivers retail and member-focused financial products through a private, for-profit structure with 11-50 employees.

Differentiator

Problem solved

Functional benefit

Products and services

• Construction Financing
• Loan Services
• Insurance Services

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• apoBank (Deutsche Apotheker- und Ärztebank): German cooperative bank serving a closed professional membership (healthcare professionals). Closely comparable member-base model to PSD's traditional postal-employee membership.
• Bausparkasse Schwäbisch Hall: Germany's largest Bausparkasse (building society) and a specialist in construction/savings financing. Comparable in the construction-finance niche PSD Banks emphasize.
• Volksbanken Raiffeisenbanken (BVR / DZ Bank group): Germany's dominant cooperative banking federation, with DZ Bank as central institution and BVR as the sector association. Directly comparable as a 2nd-tier cooperative banking network serving member-owned local banks, though materially larger in scale.
• PSD Bank Rhein-Ruhr: One of the regional PSD cooperative banks that the Association represents. Direct member-bank peer operating under the same PSD brand, charter, and product set.
• Wüstenrot Bausparkasse: German Bausparkasse and retail banking group with strong construction-finance and savings products. Comparable to PSD Banks in the housing-finance and deposit-led retail banking niche.
• Sparda-Banken: Federation of regional cooperative banks in Germany historically serving public-sector employees. Highly comparable to PSD Banks in member-base model, regional structure, and retail deposit focus.

Emerging players

• GLS Bank: German member-owned cooperative bank focused on ethical and sustainable finance. Comparable as a values-driven cooperative bank but with a different growth posture and broader membership.

Regional players

• Raiffeisen Bank International: Austrian-headquartered cooperative banking group serving Central and Eastern Europe. Comparable as a cooperative banking federation with cross-border reach and similar local-member architecture.
• Crédit Mutuel: Major French cooperative banking federation with similar 2nd-tier architecture (federations of local member banks). Highly comparable structurally, though operating in a different national market.

Broad incumbents

• KfW Bankengruppe: German state-owned development bank active across construction, housing, and SME finance. Comparable in construction-finance capability but operating as a public-sector institution rather than a cooperative.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/psdbankengruppe
• LinkedInlinkedin.com/company/verband-der-psd-banken-e-v-

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Association of PSD Banks