MoneyPass
MoneyPass operates one of the largest US surcharge-free ATM networks, connecting roughly 40,000 ATMs across the United States and Puerto Rico to 160 million cardholders from 2,000+ participating banks, credit unions, prepaid card issuers, and Independent ATM Deployers as a brand owned by Fiserv Solutions, LLC.
- Company typePrivate
- Founded-
- HeadquartersPittsburg, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What MoneyPass does
MoneyPass operates one of the largest surcharge-free ATM networks in the United States, connecting approximately 40,000 ATMs across the country and Puerto Rico to roughly 160 million cardholders supplied by more than 2,000 participating organizations. The network is owned and operated by Fiserv Solutions, LLC as a brand within the Fiserv, Inc. (NASDAQ: FISV) family of financial services technology solutions, and is headquartered in Brookfield, Wisconsin with a privacy-management office in Alpharetta, Georgia. The platform enables participating banks, credit unions, prepaid card issuers, and Independent ATM Deployers (IADs) to offer cardholders surcharge-free cash withdrawals, shared-deposit routing at thousands of deposit-accepting ATMs, and a Locator Services API that integrates ATM location data into issuer mobile-banking apps.
The underlying technology is an ATM-network routing and interchange layer operated on Fiserv's financial-services infrastructure, with image-capture deposit-transaction routing for Shared Deposits and a point-of-sale PIN network (PIN POS) that complements participating institutions' debit portfolios. Ancillary tools include the online ATM Locator and the Impact Marketing portal, a free co-marketing platform that provides participants with digital assets and print-on-demand collateral to promote MoneyPass affiliation to their cardholders.
MoneyPass monetizes primarily through network and interchange fees charged to participating financial institutions, prepaid card issuers, and IADs for access to the surcharge-free network and for routed transactions, including Shared Deposits and PIN POS volume. Distribution is B2B2C: the company does not sell directly to consumers; cardholders access the network through their card-issuing institution or use IAD-deployed ATMs branded with the MoneyPass logo. Pricing is not publicly disclosed; prospective participants submit inquiries through Fiserv's Client360 system or contact MoneyPass directly.
MoneyPass firmographics
Firmographics- Name
- MoneyPass
- Legal name
- Fiserv Solutions, LLC
- Website
- https://moneypass.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- MoneyPass operates one of the largest US surcharge-free ATM networks, connecting roughly 40,000 ATMs across the United States and Puerto Rico to 160 million cardholders from 2,000+ participating banks, credit unions, prepaid card issuers, and Independent ATM Deployers as a brand owned by Fiserv Solutions, LLC.
- Ownership category
- akta.pro rank
MoneyPass industry classification
Industry- Product category
- ATM Network Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- ATM / Cash Access Network Schemes (FSAMAAAH)
- akta.pro secondary industries
- ATM Deployers & Managed ATM Services (IAD/ISO) (FSAMAOAC), Cash Access & Cardless ATM Withdrawal Services (FSAMAOAJ)
Keywords
Where MoneyPass is headquartered
LocationHeadquarters
- HQ city
- Pittsburg
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
MoneyPass business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Infrastructure, Personnel, Marketing or Sales
Revenue model
- Network/Interchange Fees: MoneyPass generates revenue by charging participating financial institutions, prepaid card issuers, and IADs fees for access to the surcharge-free ATM network. Financial institutions pay to join the network and gain access to approximately 40,000 surcharge-free ATM locations without deploying their own ATMs. Shared Deposits transactions generate additional revenue per transaction acquired.
- POS Network Services: PIN POS coverage with industry-leading interchange rates to complement debit portfolios of participating financial institutions
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
MoneyPass product offering
Product offeringCore offering
MoneyPass operates one of the largest surcharge-free ATM networks in the United States, providing participating financial institutions, prepaid card issuers, and Independent ATM Deployers access to approximately 40,000 surcharge-free ATMs nationwide. The network enables participating institutions to offer their cardholders nationwide cash access and deposit capabilities without deploying their own ATM fleet, generating revenue through network/interchange fees and per-transaction Shared Deposits fees.
Product overview
MoneyPass is a single, unified surcharge-free ATM network product from Fiserv, comprising approximately 40,000 ATMs across the United States and Puerto Rico. The core offering is the MoneyPass Network providing surcharge-free ATM access to over 2,000 organizations and 160 million cardholders. The product suite includes six integrated modules: Surcharge-Free ATMs (core access), Shared Deposits (enabling deposits at thousands of ATMs), Locator Services (ATM location data integration), Marketing Support (promotional tools via Impact Marketing portal), PIN POS (point-of-sale network coverage with interchange benefits), and an online ATM Locator tool. Together, these modules provide financial institutions, IADs, and prepaid card issuers a complete solution for offering cardholders convenient, surcharge-free access to their accounts nationwide.
Differentiator
Problem solved
Functional benefit
Brands
- Surcharge-Free ATMs: Nationwide surcharge-free ATM access for issuers and acquirers
- Shared Deposits
- Locator Services
- Marketing Support
- POS
Products and services
- Surcharge-Free ATMs Nationwide surcharge-free ATM access for issuers and acquirers, allowing cardholders to withdraw cash without paying surcharge fees at MoneyPass locations.
Quantifiable outcome
- Approximately 40,000 surcharge-free ATMs nationwide accessible to participating cardholders
- +1 more outcomes
Companies that use MoneyPass
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
MoneyPass technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
MoneyPass partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Fiserv, Inc.coreFiserv, Inc. is the parent company and global leader in financial services technology solutions headquartered in Brookfield, Wisconsin. The MoneyPass Network is owned and operated by Fiserv Solutions, LLC on behalf of itself and its affiliates. Fiserv provides the technology infrastructure and operational support for the MoneyPass network.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
MoneyPass competitors and assessment
Company assessmentMarket position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
MoneyPass social profiles
Digital presenceMoneyPass financial estimates
Financial estimateRevenue estimate
Valuation estimate
MoneyPass leadership team
Management profileNumber of profiles
MoneyPass funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MoneyPass M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MoneyPass
What does MoneyPass do?
MoneyPass operates one of the largest surcharge-free ATM networks in the United States, providing participating financial institutions, prepaid card issuers, and Independent ATM Deployers access to approximately 40,000 surcharge-free ATMs nationwide. The network enables participating institutions to offer their cardholders nationwide cash access and deposit capabilities without deploying their own ATM fleet, generating revenue through network/interchange fees and per-transaction Shared Deposits fees.
Is MoneyPass a public or private company?
MoneyPass is a private company. It is classified as corporate owned and is currently operating.
When was MoneyPass founded?
MoneyPass was founded in -1. It employs 1 to 10 people.
Where is MoneyPass based?
MoneyPass is headquartered in Pittsburg, United States, in the North America region.
How does MoneyPass make money?
Two revenue lines are on record. Network/Interchange Fees are the primary driver. The others are POS Network Services.
Does MoneyPass have an API?
No public API is recorded for MoneyPass.
What industry is MoneyPass in?
MoneyPass's product category is ATM Network Services. Its primary akta.pro industry code is FSAMAAAH, ATM / Cash Access Network Schemes, with a secondary code of FSAMAOAC, ATM Deployers & Managed ATM Services (IAD/ISO). Its NAICS code is 52232 and its SIC code is 6199.