Farmers and Merchants Mutual Fire Insurance Company
- Company typePrivate
- Founded1904
- HeadquartersCalumet, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
Farmers and Merchants Mutual Fire Insurance Company firmographics
Firmographics- Name
- Farmers and Merchants Mutual Fire Insurance Company
- Legal name
- Farmers and Merchants Mutual Fire Insurance Company
- Website
- https://farmmut.com
- Company type
- Private
- Founded year
- 1904
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Farmers and Merchants Mutual Fire Insurance Company industry classification
Industry- Product category
- Personal Lines Property Insurance
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro industry
- Crop & Farm Property InsuranceFinancial & Insurance/Insurance — Motor, Property & Casualty/Property Insurance (Homeowners, Renters & Commercial Property)
Keywords
Where Farmers and Merchants Mutual Fire Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Calumet
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Farmers and Merchants Mutual Fire Insurance Company business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: The company generates revenue through insurance premiums collected from policyholders. As a mutual fire insurance company, it provides Homeowners, Renters, Mobile Homeowners, Dwelling Fire, Short-Term/Vacation Rental Properties, and Farm Fire protection coverages.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Farmers and Merchants Mutual Fire Insurance Company product offering
Product offeringCore offering
Farmers and Merchants Mutual Fire Insurance Company is a regional mutual fire insurance company founded in 1904 and headquartered in Calumet, Michigan. It underwrites and sells personal lines property insurance products—including homeowners, renters, mobile home, dwelling fire, farm fire, inland marine, and short-term/vacation rental property coverage—exclusively to residents and property owners of Michigan's Upper Peninsula, distributed through a network of 45+ independent insurance agencies across 15 counties.
Product overview
Farmers and Merchants Mutual Fire Insurance Company is a regional property and casualty insurance provider offering personal lines insurance coverages through independent agents in Michigan's Upper Peninsula. The company operates as a single-product-focused insurer with multiple insurance product lines including Homeowners Insurance, Mobile-Homeowners Insurance, Inland Marine Insurance, Dwelling Fire Insurance, Short-Term/Vacation Rental Properties Insurance, Farm Fire Insurance, and Renters Insurance. The company has been providing insurance coverage since 1904 and serves policyholders through over 45 independent agencies across Upper Michigan counties.
Differentiator
Problem solved
Functional benefit
Products and services
- Homeowners Insurance Standard homeowners insurance protecting owners of single-family and primary residences against fire and related property perils, sold to individuals residing in Michigan's Upper Peninsula.
- Renters Insurance Personal property coverage for tenants renting residences in Michigan's Upper Peninsula.
- Mobile Homeowners Insurance Specialty property insurance tailored for owners of manufactured/mobile homes in Michigan's Upper Peninsula.
- Dwelling Fire Insurance Fire and allied perils coverage for non-owner-occupied dwellings and secondary residences in Michigan's Upper Peninsula.
- Short-Term/Vacation Rental Property Insurance Property coverage designed for owners of short-term and vacation rental properties in Michigan's Upper Peninsula.
- Farm Fire Insurance Fire and allied property coverage for farm owners in Michigan's Upper Peninsula.
- Inland Marine Insurance Coverage for personal property that is mobile or in transit, such as recreational equipment and other moveable valuables, for residents of Michigan's Upper Peninsula.
Companies that use Farmers and Merchants Mutual Fire Insurance Company
Customer profileSegments4 records
Ideal customer profiles2 records
Farmers and Merchants Mutual Fire Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Farmers and Merchants Mutual Fire Insurance Company partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Over 45 Independent Insurance AgenciescoreThe company markets personal lines insurance coverages through a network of over 45 independent insurance agencies across Michigan's Upper Peninsula. These independent agents provide quotes and service policies for Homeowners, Renters, Mobile Homeowners, Dwelling Fire, Short-Term/Vacation Rental Properties, and Farm Fire protection.
- Insurance Alliance of MichiganminorListed as an insurance industry link on the company's website. Trade association representing insurance companies in Michigan.
- Michigan Department of Insurance & Financial ServicesminorListed as an insurance industry link on the company's website. State regulatory agency overseeing insurance in Michigan.
- NAMIC (National Association of Mutual Insurance Companies)minorListed as an insurance industry link on the company's website. National trade association for mutual insurance companies.
Scale indicators3 records
Recent moves5 records
Expansion highlights3 records
Farmers and Merchants Mutual Fire Insurance Company competitors and assessment
Company assessmentMarket position
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Farmers and Merchants Mutual Fire Insurance Company compliance and trust
Trust signalCompliance1 record
Farmers and Merchants Mutual Fire Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Farmers and Merchants Mutual Fire Insurance Company leadership team
Management profileNumber of profiles
Profiles7 records
Farmers and Merchants Mutual Fire Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Farmers and Merchants Mutual Fire Insurance Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Farmers and Merchants Mutual Fire Insurance Company
What does Farmers and Merchants Mutual Fire Insurance Company do?
Farmers and Merchants Mutual Fire Insurance Company is a regional mutual fire insurance company founded in 1904 and headquartered in Calumet, Michigan. It underwrites and sells personal lines property insurance products—including homeowners, renters, mobile home, dwelling fire, farm fire, inland marine, and short-term/vacation rental property coverage—exclusively to residents and property owners of Michigan's Upper Peninsula, distributed through a network of 45+ independent insurance agencies across 15 counties.
Is Farmers and Merchants Mutual Fire Insurance Company a public or private company?
Farmers and Merchants Mutual Fire Insurance Company is a private company. It is classified as management employee owned and is currently operating.
When was Farmers and Merchants Mutual Fire Insurance Company founded?
Farmers and Merchants Mutual Fire Insurance Company was founded in 1904. It employs 1 to 10 people.
Where is Farmers and Merchants Mutual Fire Insurance Company based?
Farmers and Merchants Mutual Fire Insurance Company is headquartered in Calumet, United States, in the North America region.
How does Farmers and Merchants Mutual Fire Insurance Company make money?
One revenue line is on record: insurance Premiums.
Does Farmers and Merchants Mutual Fire Insurance Company have an API?
No public API is recorded for Farmers and Merchants Mutual Fire Insurance Company.
What industry is Farmers and Merchants Mutual Fire Insurance Company in?
Farmers and Merchants Mutual Fire Insurance Company's product category is Personal Lines Property Insurance. Its primary akta.pro industry code is FSAJACAK, Crop & Farm Property Insurance. Its SIC code is 6331.