Paine Financial Services

What Paine Financial Services does

Paine Financial Services is a privately held, family-owned independent financial advisory practice founded in 1986 by Gregory J. Paine in Tacoma, Washington. The firm operates a 3-person team consisting of President Gregory J. Paine, LPL Financial Advisor Steven Paine (who joined in January 2015 as the second generation of the Paine family), and Administrative Assistant Maria De Leon. Paine Financial Services is not itself registered as a broker-dealer or investment advisor; all securities and advisory services are offered through LPL Financial, a Registered Investment Advisor and FINRA/SIPC member, which provides the custodial, compliance, and technology platform. The firm manages over $74 million in brokerage and advisory assets through this relationship.

The firm's product and service offering spans a comprehensive suite of individual retirement and investment solutions — Traditional and Roth IRAs, SIMPLE IRAs, SEPs, 401(k)/Profit Sharing plans, mutual funds, fixed/indexed/variable annuities, and personalized asset allocation — plus employer retirement plan services for small businesses (plan design, implementation, and employee enrollment). Supporting tools include the Albridge Wealth Reporting client portal for consolidated account access, LPL-powered Market Insight research content, Bond Market Perspectives, FINRA-sourced financial calculators, and a free Retirement Lifestyle workbook. A promotional $99 online financial plan (regularly $249) is positioned as the entry-level offer to acquire new clients.

Paine Financial Services generates revenue primarily through recurring advisory fees on $74M+ in client AUM via the LPL platform, supplemented by one-time financial planning fees and commissions on insurance/annuity products. Distribution is overwhelmingly referral-driven — the firm's website explicitly states 'We grow our business through client referrals' — and is reinforced by community involvement through the Boys & Girls Clubs of South Puget Sound and the Kiwanis Club of Greater Tacoma. Greg Paine is registered as a representative in 11 U.S. states (AZ, AR, CA, FL, HI, LA, ME, NV, OR, TX, WA), though all physical operations are conducted from the single Tacoma office at 4301 S Pine St, Suite #26.

Name

Paine Financial Services

Legal name

Paine Financial Services

Website

https://paine-financial.com

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

1–10 employees

Short description

Paine Financial Services is a family-owned independent financial advisory firm founded in 1986 in Tacoma, Washington, serving individual investors and small businesses with retirement planning, investment management, and employer retirement plan services via LPL Financial, managing over $74 million in client assets.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

Keywords

• Financial advisory services
• Retirement planning
• Investment management
• Financial planning
• Wealth management

Headquarters

HQ city

Tacoma

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Financial Planning Fees: One-time financial planning fees for personal financial plans, with a promotional offer at $99 (reduced from $249) to attract new clients
2. Advisory and Brokerage Services: Manages over $74 million in brokerage and advisory assets through LPL Financial, generating revenue from advisory fees and potentially commissions on investment products sold

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Paine Financial Services is a family-owned independent financial advisory firm founded in 1986 by Greg Paine, providing personalized retirement planning, investment management, financial planning, and annuity services to individuals, families, and small businesses. The firm delivers its advisory offerings through an affiliation with LPL Financial and manages over $74 million in brokerage and advisory assets for its clients.

Product overview

Paine Financial Services is a financial advisory firm that offers a comprehensive suite of retirement and investment products and services through LPL Financial. The firm provides multiple retirement account types including SIMPLE IRA, SEP, Profit Sharing/401(k) Plans, Traditional IRA, and Roth IRA, as well as insurance products such as Fixed and Indexed Annuities and Variable Annuities. The company offers investment vehicles like Mutual Funds and Fixed Annuities through partnerships with over 20 investment and insurance companies including Vanguard, American Funds, Franklin/Templeton, and AIG. Core services include plan design, implementation, employee enrollment meetings, individual retirement planning, and computerized asset allocation with reporting. Clients access account information through Albridge Wealth Reporting portal, while research resources include Market Insight (LPL Financial Research Blog) and Bond Market Perspectives. The firm also provides financial planning software, retirement lifestyle workbooks, and financial calculators as supplementary tools.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

Two partnerships are on record, tiered core.

• LPL FinancialcoreTechnology or IntegrationSecurities and advisory services are offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Paine Financial Services manages over $74 million in brokerage and advisory assets through this partnership. The relationship provides the technology platform, compliance infrastructure, and custodial services for client accounts.
• LPL Small Market SolutionscoreTechnology or IntegrationEmployer retirement plan solutions provider for small business clients seeking 401(k) and similar retirement benefit plans.

Scale indicators1 record

Recent moves7 records

Expansion highlights4 records

Market position

Strengths4 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/paine-financial-services

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Paine Financial Services