Texas capital bank foundation

What Texas capital bank foundation does

Texas Capital Bank Foundation is the 501(c)(3)-style community-impact arm of Texas Capital Bank, founded in 1998 and headquartered in Dallas, Texas. Its primary stated activity is allocating Community Impact Grants to nonprofit organizations serving low-and-moderate income communities, functioning as a grant-making vehicle for the broader Texas Capital Bancshares, Inc. (NASDAQ: TCB) franchise. The foundation operates with no separately disclosed financials in the available data and serves as a stakeholder-engagement and community-relations extension of the parent bank.

Texas Capital Bank, the parent entity that funds and houses the foundation, is a federally chartered commercial bank with full-service operations across Texas's five largest metropolitan areas (Austin, Dallas, Fort Worth, Houston, San Antonio) and a corporate headquarters in Richardson. The bank delivers consumer, small business, commercial, and investment banking through five mobile applications (Texas Capital Bank Mobile, BankNow Treasury Services, Private Wealth, PWA Client Portal, and CentreSuite), online banking, branch locations, and dedicated relationship managers. Specialized industry coverage spans Energy, Healthcare, Technology/Media/Telecom, Government & Nonprofit, Financial Institutions, Mortgage Finance, and Franchise & Branded Retail. Subsidiary infrastructure includes Bask Bank (online deposit brand), Texas Capital Securities/TCBI Securities (SEC/FINRA/SIPC broker-dealer), Private Wealth Advisors, and WarehouseNow.

The parent bank's revenue mechanics rely on net interest spread from loans and deposits, transaction and service fees (e.g., $35 wire fees, $15 overdraft, $30 stop payment), treasury management services, investment banking fees (capital markets, M&A advisory, syndications), and wealth management/AUM-based revenue. Distribution combines physical branches, digital channels, and direct enterprise sales. Strategic posture is defined by a multi-year Transformation Initiative formally completed in October 2025 alongside active product launches in real-time payments, workplace banking, and consumer deposit acquisition.

Name

Texas capital bank foundation

Legal name

Texas Capital Bancshares, Inc.

Website

https://texascapitalbank.com

Company type

Public

Founded year

2003

Operating status

Operating

Short description

The Texas Capital Bank Foundation allocates Community Impact Grants to nonprofits serving low-and-moderate income communities in Texas, operating as the grant-making community arm of Texas Capital Bancshares, Inc. (NASDAQ: TCB) since 1998.

Ownership category

akta.pro rank

Product category

Corporate Philanthropy

NAICS

Grantmaking Foundations (813211), Grantmaking and Giving Services (81321)

akta.pro primary industry

Corporate Foundations & CSR Grantmaking (BPAGAKAC)

akta.pro secondary industry

Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA)

Keywords

• Community impact grants
• Nonprofit grantmaking
• Corporate philanthropy
• Community outreach
• Charitable giving

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Others, Operations, Personnel, Marketing or Sales

Revenue model

1. Interest Income from Loans: As a bank, Texas Capital generates revenue primarily through interest income on loans including commercial loans, real estate loans, consumer loans, and credit facilities. The bank offers acquisition finance, asset-based lending, equipment financing, term loans, and SBA lending products.
2. Deposit Interest Spread: The bank pays interest on deposits (checking, savings, money market, CDs) and earns the spread between what it pays depositors and what it charges borrowers.
3. Transaction and Service Fees: Fees for various banking services including wire transfers ($35 domestic online, $60 manual), stop payments ($30), replacement debit cards (no charge for standard, $30 for expedited), overdraft fees ($15), and ATM fees.
4. Treasury Management Services: Revenue from commercial treasury solutions including wire services, ACH processing, merchant services, fraud protection, liquidity management, and commercial card solutions.
5. Investment Banking Fees: Fees from capital markets, mergers and acquisitions advisory, equity research, financial sponsors services, and commercial loan syndications.
6. Wealth Management: Revenue from Private Banking services including investment management, estate planning, trust services, and concierge private banking through affiliated entities.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

The Texas Capital Bank Foundation allocates Community Impact Grants to nonprofit organizations serving low-and-moderate-income communities. As the nonprofit community impact arm of Texas Capital Bancshares, Inc., the Foundation channels corporate philanthropy through grantmaking and operates the Mobile Financial Center, an outreach program that extends financial services and financial literacy into underserved Texas communities.

Product overview

Texas Capital Bank is a full-service regional bank offering a comprehensive suite of banking products and services. The core platform consists of consumer and business banking through multiple channels: online banking, mobile applications, and in-person banking centers. The mobile app ecosystem includes five distinct apps: Texas Capital Bank Mobile for consumer banking, BankNow Treasury Services for commercial treasury management, Private Wealth for wealth management clients, PWA Client Portal for investment account access, and CentreSuite for commercial card management. Consumer products include Star Checking variants, Star Savings, Star Money Market, Star High-Yield Savings, and Certificates of Deposit. Business banking encompasses checking accounts (Select and Elite Business Checking), Business Money Market, and specialized lending products. Treasury solutions include instant payments, fraud protection, merchant services, commercial cards, payables and receivables management, and liquidity management. Investment banking services cover capital markets, M&A advisory, equity research, and commercial loan syndications. Wealth management is offered through Private Banking with estate planning, investment management, trust services, and concierge banking. Sub-brands include WarehouseNow for warehouse lending and Bask Bank for travel-focused online banking. The company also operates Texas Capital Securities as its broker-dealer subsidiary.

Differentiator

Problem solved

Functional benefit

Products and services

• Community Impact Grants

Segments10 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature8 records

Partnerships

Six partnerships are on record, tiered core and supporting.

• Zelle (Early Warning Services, LLC)coreTechnology or IntegrationTexas Capital Bank has partnered with Zelle to provide fast, safe, and easy person-to-person payment services. Zelle is integrated directly into Texas Capital Bank's online and mobile banking platforms, allowing customers to send money to friends, family, and small businesses with funds typically available within minutes.
• Capital Confirmation (confirmation.com)supportingTechnology or IntegrationTexas Capital Bank partners with Capital Confirmation and subscribes to their patented confirmation.com service for electronic processing of audit confirmations. This provides time savings with average turnaround under two days, improved efficiency, accuracy through electronic format, and enhanced security through multi-layer authentication.
• TCBI Securities, Inc. (Texas Capital Securities)coreStrategic or Co-development PartnerTCBI Securities, Inc. (also referred to as Texas Capital Securities or TCS) is an SEC and MSRB-registered broker-dealer and member of FINRA and SIPC. It's an affiliated company under common control of Texas Capital Bancshares, Inc. Provides securities brokerage accounts and investment-related products and services.
• Texas Capital Bank Wealth Management Services, Inc. (Private Wealth Advisors)coreStrategic or Co-development PartnerInvestment adviser registered with the SEC providing investment advisory services. Affiliated with TCS and TCB under common control of Texas Capital Bancshares, Inc.
• Apple PaysupportingTechnology or IntegrationDigital wallet integration allowing Texas Capital Bank debit card holders to make payments using Apple Pay on Apple devices.
• Google PaysupportingTechnology or IntegrationDigital wallet integration allowing Texas Capital Bank debit card holders to make payments using Google Pay on Android devices.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Wells Fargo Foundation: Wells Fargo's corporate giving and foundation arm focused on housing affordability, small business growth, and financial health. A peer as a large national bank foundation with overlapping community-impact grantmaking priorities.
• Bank of America Charitable Foundation: Corporate foundation of Bank of America funding workforce development, affordable housing, and community revitalization in LMI communities. Directly comparable as a bank-affiliated CSR grantmaking entity, though operating at materially larger scale.
• JPMorgan Chase Foundation: Philanthropic arm of JPMorgan Chase, the largest U.S. bank, deploying billions in community development and LMI-focused grants nationally. Comparable as a large national bank-affiliated foundation with a similar grantmaking model focused on community impact, workforce, and small business.
• PNC Foundation: PNC's corporate foundation supporting early childhood education, community development, and economic inclusion. Comparable as a regional-to-national bank foundation with a similar LMI grantmaking mandate.
• Truist Foundation: Philanthropic arm of Truist Financial Corporation, formed from the BB&T-SunTrust merger, with a focus on economic equity, education, and community development. Comparable as a large regional bank foundation with similar LMI-targeted grantmaking.
• Citi Foundation: Citi's philanthropic entity funding financial inclusion, workforce development, and community development initiatives globally. Comparable in grantmaking focus on LMI communities and as an established bank-affiliated foundation.

Direct peers

• BOK Financial Foundation: Philanthropic arm of BOK Financial Corporation, a Tulsa-based regional bank with a meaningful Texas presence. Comparable as a Mid-South regional bank foundation executing community-impact grantmaking in overlapping geographies.
• Comerica Charitable Foundation: Charitable arm of Comerica Incorporated, a Dallas-headquartered regional bank with overlapping Texas and Midwest markets. A close comparable in regional scope, focus on LMI communities, and bank-foundation structure.
• US Bank Foundation: Corporate giving program of U.S. Bancorp supporting affordable housing, workforce, and community economic development. A direct peer in size and structure — a large regional bank foundation executing comparable community-impact grant strategies.
• Cullen/Frost Bankers Foundation (Frost Bank): Foundation of Frost Bank, a major Texas-based regional bank headquartered in San Antonio. Highly comparable as a Texas-focused regional bank foundation serving similar LMI Texas communities.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks4 records

Key highlights5 records

Customer concentration

• Xtwitter.com/TXCapitalBank
• YouTubeyoutube.com/@texascapital
• Facebookfacebook.com/TexasCapitalBank
• LinkedInlinkedin.com/company/texas-capital-bank
• Instagraminstagram.com/Texas_Capital

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries5 records

Funding overview

Funding rounds

Investors

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M&A

Investments4 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Texas capital bank foundation