Fondsdiscount.de

Name

Fondsdiscount.de

Legal name

Legal name not explicitly stated in source data.

Website

https://fondsdiscount.de

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

Fondsdiscount.de (now Smartbroker Finance) is a Berlin-based online financial services firm that aggregates securities depot and fund offerings from leading German online brokers, providing retail investors access to over 18,000 mutual funds at 100% discount on the issue surcharge.

Ownership category

akta.pro rank

Headquarters

HQ city

Berlin

HQ country

Germany

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Commission/Rebate Income: The platform generates revenue by offering over 18,000 funds with 100% discount on the issue surcharge (Ausgabeaufschlag). This suggests the company earns volume-based rebates or commissions from fund providers rather than charging customers directly.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Fondsdiscount.de operates an online platform that provides German retail investors with access to securities deposits (Wertpapierdepots) at special conditions, including over 18,000 mutual funds with 100% discount on the issue surcharge (Ausgabeaufschlag). The platform also enables customers to compare savings tariffs across leading online brokers, with expert support to help select the best offer; closed-fund and bond services have been transferred to specialized partner My Finance Impulse GmbH.

Differentiator

Problem solved

Functional benefit

Products and services

• FondsDISCOUNT / Smartbroker Finance Platform Securities brokerage platform offering securities deposits (Wertpapierdepots) at special conditions for German retail investors, providing access to over 18,000 mutual funds with 100% discount on the issue surcharge (Ausgabeaufschlag). Customers are routed to Smartbroker Finance for account management.
• Online Broker Savings Tariff Comparison Comparison service that lets German retail investors evaluate savings tariffs from leading online brokers side by side, with expert support to help select the best offer for their needs.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• My Finance Impulse GmbHcoreStrategic or Co-development PartnerMy Finance Impulse GmbH has taken over the service for entrepreneurial participations, closed funds, and bonds from Fondsdiscount.de. Existing Fondsdiscount.de customers retain their customary cost advantages and receive free access to all investment documents. The partnership enables Fondsdiscount.de to specialize in its core offering of discounted securities depot accounts while My Finance Impulse handles the specialized closed fund and bond products.

Scale indicators1 record

Direct peers

• Trade Republic: German neo-broker offering commission-free securities trading and fund access to retail investors. Direct peer because both target German retail investors seeking low-cost securities and fund access, though Trade Republic operates a fully proprietary mobile brokerage platform versus Fondsdiscount.de's comparison and rebate model.
• Scalable Capital: Munich-based robo-advisor and online broker serving German and European retail investors with ETF, fund, and securities trading. Direct peer as it competes for the same cost-conscious German retail investor segment with comparable securities and fund offerings.
• Onvista Bank: German online broker offering securities depot and fund trading services to retail investors. Direct peer as a similarly sized German online broker targeting the same cost-conscious retail segment with fund and securities offerings.
• Smartbroker+ AG: German publicly-listed online broker offering commission-free securities and fund trading. Direct peer as it shares the Smartbroker brand lineage with the subject company's rebrand and competes for the same retail German investor base with similar fund and depot products.

Broad incumbents

• Consorsbank (BNP Paribas): German online broker owned by BNP Paribas providing securities, fund, and depot services to retail investors. Broad incumbent with overlapping fund and securities offerings for German retail customers, supported by a larger banking parent.
• Comdirect (Commerzbank): Established German online broker and direct bank owned by Commerzbank, offering securities, fund, and depot products. Broad incumbent competing for the same retail customer base with broader banking services, but at much larger scale and with traditional pricing structures.
• flatexDEGIRO: One of Germany's largest online brokers, offering securities and fund trading across multiple European markets. Broad incumbent as a much larger, established broker with overlapping fund/securities products targeting German retail investors, though with significantly broader scope and scale.
• DKB (Deutsche Kreditbank): Major German direct bank with a sizable brokerage and securities depot offering alongside core banking. Broad incumbent offering fund and securities access to retail customers, competing for the same investor segment at much larger scale.

Others

• Check24: Major German comparison portal covering financial products, insurance, and consumer services. Adjacent peer in that it competes for consumer attention in financial product comparison and lead generation in the German retail market.
• Verivox: German price-comparison platform for financial products including banking, insurance, and investments. Adjacent peer because it competes for the same comparison-and-distribution role in German retail financial services, though with a much broader product scope beyond funds.

Market position

Customer concentration

• Xx.com/fondsdiscountde

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fondsdiscount.de