ATA Comp Fund
ATA Comp Fund is a private Alabama-based workers' compensation fund founded in 1993, providing coverage, loss control, safety, and claims management services to transportation, distribution, supply-chain logistics, and allied companies, with a nationwide multi-state program delivered through Alliance Interstate Risk.
- Company typePrivate
- Founded1993
- HeadquartersMontgomery, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What ATA Comp Fund does
ATA Comp Fund, operating under the legal name Alabama Trucking Association Workers' Compensation Fund, is a private workers' compensation insurance fund established in 1993 and headquartered in Montgomery, Alabama. The fund provides workers' compensation coverage to transportation, distribution, supply-chain logistics, and allied companies, with additional vertical coverage offered to aggregate haulers, manufacturing operations, and moving companies. Its offering is anchored by three integrated pillars: a workers' compensation insurance product, an industry-leading behavior-based Loss Control and Safety program, and an expert Claim Management team; supplementary programs include the annual Safety Blitz, Building Blocks of a Safety Culture, and telemedicine services for claims.
The business model is membership-driven and subscription-like, with annual premium billing for workers' compensation coverage, loss-sensitive deductible options, and a dividend credit program that has returned over $304 million to members since inception, averaging 32.7% annually over the past 10 years ($22,805,135 distributed with 2026 renewals). Distribution is direct to enterprise members via an inquiry-and-application process, supported by the endorsement of the Alabama Trucking Association and a nationwide program delivered through Alliance Interstate Risk Service (AIRS) for employers operating across multiple states.
Technology is limited to a members-only online portal for account access, documents, billing statements, and payments; the company does not disclose any AI/ML capability, proprietary models, or platform integrations. The headcount of 11-50 supports a focused operating team that delivers underwriting, risk management, claims, auditing, IT, marketing, and finance functions as evidenced by recent leadership hires and promotions between 2022 and 2024.
ATA Comp Fund firmographics
Firmographics- Name
- ATA Comp Fund
- Legal name
- Alabama Trucking Association Workers' Compensation Fund
- Website
- https://atacompfund.org
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ATA Comp Fund is a private Alabama-based workers' compensation fund founded in 1993, providing coverage, loss control, safety, and claims management services to transportation, distribution, supply-chain logistics, and allied companies, with a nationwide multi-state program delivered through Alliance Interstate Risk.
- Ownership category
- akta.pro rank
ATA Comp Fund industry classification
Industry- Product category
- Workers' Compensation Insurance
- NAICS
- Other Insurance Funds (525190), Other Insurance Funds (52519)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Self-Insured Workers’ Compensation Programs (FSAJAEAD)
- akta.pro secondary industries
- Indemnity (Lost-Time) Workers’ Compensation (FSAJAEAB), Workers’ Compensation for Small Business & Pay-As-You-Go Programs (FSAJAEAG)
Keywords
Where ATA Comp Fund is headquartered
LocationHeadquarters
- HQ city
- Montgomery
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
ATA Comp Fund business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Workers' Compensation Insurance Premiums: The Fund provides workers' compensation coverage to transportation, distribution, supply-chain logistics, and allied companies. Premiums are charged for coverage, with loss-sensitive deductible options available.
- Dividend Returns to Members: Eligible members receive dividends returned for all coverage provided. Policies written through Alliance Interstate Risk are eligible for dividend credit program.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Standard Workers' Compensation Coverage |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
ATA Comp Fund product offering
Product offeringCore offering
ATA Comp Fund (Alabama Trucking Association Workers' Compensation Fund) provides workers' compensation insurance coverage tailored for transportation, distribution, supply-chain logistics, and allied companies. Since 1993, the Fund has offered stable, low-cost premiums with loss-sensitive deductible options, supported by an industry-leading Loss Control and Safety program, expert Claim Management, and a Nationwide Program through Alliance Interstate Risk for multi-state operations. Eligible members receive dividend returns on coverage, averaging 32.7% annually over the past 10 years.
Product overview
ATA Comp Fund operates as a single unified service offering, not a platform-plus-modules architecture. The core offering is workers' compensation coverage for the trucking and transportation industry, supported by three integrated service pillars: Loss Control and Safety Program, Claim Management, and Dividend Credit Program. Members can add optional modules including the Nationwide Program (for multi-state operations) and Loss-Sensitive Deductible Options. The company also provides supplementary member services including a Member Portal, Telemedicine Services, Safety Blitz educational materials, and the Building Blocks of a Safety Culture program.
Differentiator
Problem solved
Functional benefit
Products and services
- Workers' Compensation Coverage
- Loss Control and Safety Program
Quantifiable outcome
- 32.7% annual dividend average over 10 years
- +2 more outcomes
Companies that use ATA Comp Fund
Customer profileNamed customers5 records
Segments5 records
Ideal customer profiles3 records
ATA Comp Fund technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
ATA Comp Fund partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Alliance Interstate Risk Service (AIRS)corePolicies written through Alliance Interstate Risk are eligible to participate in the dividend credit program. AIRS provides a seamless nationwide program for employers with multi-state operations.
- Alabama Trucking AssociationcoreThe ATA Comp Fund is endorsed by the Alabama Trucking Association. This endorsement provides credibility and drives referrals for the workers' compensation program serving trucking and transportation companies in Alabama.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
ATA Comp Fund competitors and assessment
Company assessmentDirect peers
- State Compensation Insurance Fund of California: State-established workers' compensation fund serving California employers. Comparable as a quasi-public workers' comp fund with dividend / experience-rating mechanisms returning value to policyholders.
- Texas Mutual Insurance Company: Texas-based workers' compensation mutual serving Texas employers. Highly comparable as a mutual/association-affiliated workers' comp fund returning value to policyholders through dividend-like mechanisms.
- AmTrust Financial Services: Specialty workers' compensation insurer with strong small and mid-market employer focus. Directly comparable in product offering, customer segment, and emphasis on loss control.
- Berkshire Hathaway Homestate Companies: Workers' compensation carrier operating across multiple states. Comparable as a multi-state workers' comp writer with strong regional focus and emphasis on safety and claims services.
- Zenith Insurance Company: Workers' compensation insurance specialist focused on California and trucking/small commercial risks. Highly comparable as a dedicated workers' comp carrier with vertical specialization and loss-control services.
- Accident Fund Insurance Company of America: Workers' compensation carrier targeting small to mid-sized employers. Directly comparable as a specialty workers' comp writer serving niche industry verticals.
- AF Group (Accident Fund Holdings): Workers' compensation insurance carrier serving commercial and group customers. Comparable as a multi-state workers' comp writer with similar loss-control and claims-management orientation.
- EMPLOYERS (EIG): Workers' compensation insurance specialist focused on small business. Comparable as a niche workers' comp underwriter with loss-control programs and a similar target-market emphasis.
- Builders Mutual Insurance Company: Mutual insurance company focused on workers' compensation for specific industries. Comparable as a trade/association-affiliated mutual workers' comp fund with dividend-like returns to policyholders.
Broad incumbents
- Travelers (Workers' Compensation division): Major national P&C insurer with a substantial workers' compensation book. Comparable in product but operates at vastly greater scale and across all commercial lines, not specialized in trucking.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
ATA Comp Fund social profiles
Digital presenceATA Comp Fund financial estimates
Financial estimateRevenue estimate
Valuation estimate
ATA Comp Fund leadership team
Management profileNumber of profiles
Profiles9 records
ATA Comp Fund subsidiaries and ownership
Company hierarchySubsidiaries1 record
ATA Comp Fund funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ATA Comp Fund M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ATA Comp Fund
What does ATA Comp Fund do?
ATA Comp Fund (Alabama Trucking Association Workers' Compensation Fund) provides workers' compensation insurance coverage tailored for transportation, distribution, supply-chain logistics, and allied companies. Since 1993, the Fund has offered stable, low-cost premiums with loss-sensitive deductible options, supported by an industry-leading Loss Control and Safety program, expert Claim Management, and a Nationwide Program through Alliance Interstate Risk for multi-state operations. Eligible members receive dividend returns on coverage, averaging 32.7% annually over the past 10 years.
Is ATA Comp Fund a public or private company?
ATA Comp Fund is a private company. It is classified as corporate owned and is currently operating.
When was ATA Comp Fund founded?
ATA Comp Fund was founded in 1993. It employs 11 to 50 people.
Where is ATA Comp Fund based?
ATA Comp Fund is headquartered in Montgomery, United States, in the North America region.
How does ATA Comp Fund make money?
Two revenue lines are on record. Workers' Compensation Insurance Premiums are the primary driver. The others are dividend Returns to Members.
Who are ATA Comp Fund's main competitors?
Direct peers on record are State Compensation Insurance Fund of California, Texas Mutual Insurance Company, AmTrust Financial Services, Berkshire Hathaway Homestate Companies, Zenith Insurance Company, Accident Fund Insurance Company of America, AF Group (Accident Fund Holdings), EMPLOYERS (EIG) and Builders Mutual Insurance Company. Travelers (Workers' Compensation division) is listed as a broad incumbent.
Does ATA Comp Fund have an API?
No public API is recorded for ATA Comp Fund.
What industry is ATA Comp Fund in?
ATA Comp Fund's product category is Workers' Compensation Insurance. Its primary akta.pro industry code is FSAJAEAD, Self-Insured Workers’ Compensation Programs, with a secondary code of FSAJAEAB, Indemnity (Lost-Time) Workers’ Compensation. Its NAICS code is 525190 and its SIC code is 6331.