Asset Management Consultants

What Asset Management Consultants does

Asset Management Consultants (DBA: Asset MC) is a Charlotte, North Carolina-based registered investment advisory firm providing retirement planning, estate planning, and wealth management services to individuals and families nearing or already in retirement, as well as to small businesses across the Southeast United States. The firm operates under the legal entity Asset Investment Solutions, LLC, and was founded by Scott Phillips, who serves as Principal and Investment Advisor Representative with over 30 years of financial services experience. The firm delivers an integrated seven-product service suite — Annuities, Wealth Accumulation, Asset Protection, Life Insurance, Retirement Income Strategies, Tax Minimization Strategies, and Estate Conservation — staffed by a multidisciplinary team of Financial Advisors, Retirement Planners, Insurance, and Tax professionals working as a single advisory unit.

The business model is fee-based professional services: revenue is generated from advisory fees on comprehensive financial planning engagements, supplemented by product-sourced commissions on insurance and annuity placements routed through partnerships with multiple insurance carriers and financial institutions. The go-to-market motion is sales-led and locally focused — free no-obligation consultations serve as the lead-conversion mechanism, with in-person delivery at two Charlotte office locations (Elm Lane and Ballantyne Corporate Place). Marketing is light-touch: a website, Facebook page, and the founder's LinkedIn profile. The firm explicitly holds a fiduciary duty and positions its multi-carrier independent access as its core differentiator.

There is no proprietary technology, software product, AI/ML capability, or digital platform underpinning the offering. The value delivered is entirely human-driven advisory, supported by a network of external professional affiliates (legal, accounting, advisory) that extend service scope without proportional in-house headcount.

Name

Asset Management Consultants

Legal name

Asset Investment Solutions, LLC

Website

https://assetmc.net

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Asset Management Consultants is a Charlotte, NC-based registered investment advisory firm delivering retirement, estate, and wealth management services to pre-retirees, retirees, and small businesses in the Southeast U.S. through a multidisciplinary advisory team.

Ownership category

akta.pro rank

Product category

Retirement and Estate Planning Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)

SIC

Investment Advice (6282)

akta.pro primary industry

Portfolio Construction & Asset Allocation Advisory (FSAEAAAC)

akta.pro secondary industry

Estate & Legacy Planning Advisory (FSAEAAAG)

Keywords

• Retirement planning
• Estate planning
• Wealth management
• Financial advisory
• Annuity services

Headquarters

HQ city

Charlotte

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Financial Advisory Services: Fee-based financial advisory services providing retirement planning, estate planning, and wealth management to individuals and small businesses. Revenue derived from advisory fees for comprehensive financial planning services including annuities, life insurance, and investment management.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Asset Management Consultants is a full-service retirement planning and financial advisory firm serving individuals and small businesses in Charlotte, North Carolina. The firm provides personalized retirement income strategies, estate conservation planning, wealth accumulation, tax minimization, and asset protection using insurance products such as annuities and life insurance, delivered by a team of Financial Advisors, Retirement Planners, Insurance and Tax professionals operating under a fiduciary duty.

Product overview

Asset Management Consultants is a full-service retirement planning company offering a unified suite of financial advisory services. The core offering consists of seven integrated financial products: Annuities (guaranteed income vehicles), Wealth Accumulation (long-term investment growth strategies), Asset Protection (portfolio diversification against market losses), Life Insurance (term and permanent coverage), Retirement Income Strategies (comprehensive income planning), Tax Minimization Strategies (tax-deferred investing), and Estate Conservation (legacy planning). These services work together as a cohesive financial strategy, with the team of Financial Advisors, Retirement Planners, Insurance and Tax professionals providing personalized advice tailored to each client's investment goals, risk tolerance, and tax situation.

Differentiator

Problem solved

Functional benefit

Products and services

• Annuities Insurance contracts purchased from insurance companies that provide fixed and/or variable interest crediting options with tax-deferred compounding and various guaranteed payout options for retirement income. Targeted at individuals building retirement income strategies.
• Wealth Accumulation Long-term investment growth strategies that use time and compounding interest, with portfolio allocation adjustments spanning aggressive stock market investments and conservative secured income contracts such as annuities. Targeted at individuals seeking to build retirement assets.
• Asset Protection Financial strategies that incorporate guaranteed income products such as annuities to protect retirement assets from market declines and provide supplemental income throughout retirement. Targeted at retirees concerned about market volatility.
• Life Insurance Insurance coverage including term and permanent policies intended to replace income for surviving family members, cover funeral costs, and maintain the household's standard of living. Targeted at families and individuals seeking income replacement and estate protection.
• Retirement Income Strategies Comprehensive retirement income planning using insurance and annuity vehicles designed to generate guaranteed income that may last 25-30 years of retirement. Targeted at individuals and families nearing or in retirement.
• Tax Minimization Strategies Tax-deferred investment vehicles that allow money to compound without income taxes until retirement, potentially when the client is in a lower tax bracket. Targeted at individuals seeking to reduce retirement tax burden.
• Estate Conservation Planning services designed to protect assets and ensure proper distribution according to the client's wishes after death, preserving legacy for family and loved ones. Targeted at individuals and families concerned with legacy preservation.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Asset Investment Solutions, LLCcoreOthersAsset Investment Solutions, LLC is a registered investment adviser affiliated with Asset Management Consultants. Registration of an investment adviser does not imply any level of skill or training.
• Advisory AffiliatesminorStrategic or Co-development PartnerAffiliates providing advisory services as part of the comprehensive estate and financial planning solution. Each member possesses unique competency that combines to provide comprehensive planning.
• Legal AffiliatesminorStrategic or Co-development PartnerLegal professional affiliates providing estate conservation and legal planning services as part of the comprehensive planning solution.
• Accounting AffiliatesminorStrategic or Co-development PartnerAccounting professional affiliates providing tax planning and minimization strategies as part of the comprehensive financial planning solution.
• Various Insurance Companies and Financial InstitutionscoreChannel Partner/ Reseller/ DistributorWorks independently with many different companies and financial institutions to find plans that truly fit client needs. Partner insurance companies provide annuity and life insurance products.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• LPL Financial: Largest independent broker-dealer in the US, supporting a vast network of advisors offering retirement planning, annuities, life insurance, and wealth management. Overlaps with Asset Management Consultants in the same advisor-supported retirement planning category but at massive scale.
• Raymond James Financial Services: Diversified financial services firm with an independent advisor channel offering retirement planning, annuities, wealth management, and tax planning. Comparable advisor-driven retirement planning model, but operating at institutional scale with national reach.
• Advisor Group: Large independent broker-dealer and wealth management platform supporting thousands of financial advisors delivering retirement, estate, and tax planning. Directly analogous business model of supporting independent advisors offering multi-product retirement planning, but at significantly larger scale.
• Ameriprise Financial: Diversified financial services company with a large advisor network delivering retirement planning, annuities, insurance, and wealth management to individuals and small businesses. Comparable retail financial advisory offering but at national scale with significantly broader product breadth.
• Edward Jones: National retail financial advisory firm with thousands of branch offices providing retirement, investment, and estate planning to individuals and families. Comparable customer base and retirement-focused offering but with substantially larger geographic footprint and brand recognition.
• Edelman Financial Engines: Large RIA offering retirement planning, investment management, and tax-efficient strategies to individuals nationwide. Comparable in serving the same retiree/near-retiree segment with integrated planning, but at substantially larger scale and with proprietary technology and advisor network.

Direct peers

• Cetera Financial Group: Independent broker-dealer and RIA support platform serving thousands of independent financial advisors who provide retirement, estate, and tax planning to individuals and small businesses. Directly comparable model: independent advisors offering integrated retirement planning services under a fiduciary framework.
• Commonwealth Financial Network: Independent broker-dealer and RIA that supports financial advisors providing holistic retirement, tax, and estate planning to individuals. Similar model of independent advisors offering fee-based and commission-based retirement planning under a fiduciary umbrella.
• Cambridge Investment Research: Large independent broker-dealer supporting RIAs and financial advisors offering comprehensive retirement and wealth planning. Comparable in that affiliated advisors deliver multi-product retirement planning (annuities, life insurance, investments) to individuals and small businesses.
• Pure Financial Advisors: Fee-only RIA providing comprehensive retirement, tax, and estate planning to individuals, with a multi-advisor team model. Closely comparable in structure: integrated team of advisors, planners, and tax professionals delivering holistic retirement planning on a fiduciary basis.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/assetmc.net
• LinkedInlinkedin.com/in/scott-phillips-2b789923

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Asset Management Consultants