Encompass Financial

What Encompass Financial does

Encompass Financial (trading as Encompass CPA) is a privately held accounting and financial advisory firm founded in 1991 by Tom Thuijs and headquartered at 18 Francis Street, Geraldton, Western Australia. The firm delivers a single, unified suite of professional services organized into six core lines: Accounting and Compliance, Business Support, Company Secretarial, Taxation, Managing Your Wealth, and Finance Services, complemented by advisory offerings for starting, buying, or selling a business. It serves a horizontal mix of small-to-medium businesses, individuals and families, and Self-Managed Superannuation Fund (SMSF) trustees, with clients distributed throughout Australia rather than concentrated in the Geraldton region. SMSF audit and advisory is a stated specialty, supported by the Principal's registration as an SMSF Auditor and Associate membership in the SMSF Professionals' Association of Australia.

The firm operates as a traditional professional services practice rather than a technology platform. Its technology footprint is limited to staff expertise across mainstream Australian accounting packages (MYOB, QuickBooks, Xero, Reckon, Agrimaster) and a Box.com-based client portal for document exchange. There are no proprietary software products, no API surface, no announced AI/ML capabilities, and no disclosed patents or trademarks. GTM is referral-driven and direct: clients engage by phone, email, in person, or via an online enquiry form, supported by a content marketing program consisting of a regularly updated blog/news section and an archived PDF newsletter series (2017-2019).

The revenue model is straightforward fee-for-service professional services, with pricing set per engagement rather than through published fee schedules. The team is founder-led and small: 8 listed individuals (1 Principal/FCPA, 5 qualified accountants, 1 office manager, plus administrative staff), with several members holding 15-23 years of tenure. Ownership is private, independent, and undiluted, with no parent company, institutional investor, M&A activity, or capital raise indicated in the source material. The website's copyright is dated 2026 and the news section shows recent posts, indicating active ongoing operations.

Name

Encompass Financial

Legal name

Encompass CPA

Website

https://encompasscpa.com.au

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

1–10 employees

Short description

Encompass Financial is a privately held, founder-led accounting and financial advisory firm based in Geraldton, Western Australia, providing accounting, taxation, business advisory, wealth management, and SMSF audit services to SMBs, individuals, and SMSF trustees across Australia.

Ownership category

akta.pro rank

Product category

Accounting & Tax Services

NAICS

Portfolio Management and Investment Advice (523940), Finance and Insurance (52)

SIC

Investment Advice (6282), Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

akta.pro secondary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

Keywords

• Accounting services
• Taxation services
• Self-managed super funds
• Business advisory
• Wealth management advisory

Headquarters

HQ city

Geraldton

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Accounting and Compliance Services: Professional services revenue derived from delivering accounting, taxation, business support, company secretarial, wealth management, and finance services to individuals and businesses on a fee-for-service basis.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Encompass Financial is a professional accounting and financial advisory firm that prepares annual and management accounts, manages bookkeeping, PAYG, GST, superannuation guarantee compliance, and self-assessment requirements. It also delivers business start-up and planning advisory, cashflow forecasting, company secretarial work, taxation return preparation and planning (including capital gains, FBT, payroll tax), personal wealth management (including retirement and estate planning), SMSF audit and advisory, and commercial finance broking for leases, loans, asset finance, and invoice discounting.

Product overview

Encompass Financial is a single-firm accounting and financial services practice offering a unified suite of services rather than a modular software platform. The core service portfolio consists of six integrated service lines: Accounting and Compliance Services (annual accounts, management accounts, bookkeeping, PAYG/GST records), Business Support Services (startup planning, financial management, cashflow forecasting), Company Secretarial Services (statutory returns, company formation), Taxation Services (tax returns, capital gains planning, FBT, payroll tax), Managing Your Wealth Services (personal tax planning, retirement and estate planning), and Finance Services (commercial finance, asset finance). These are complemented by advisory services for starting, buying, or selling a business, and informational products including newsletters and a business calendar. The firm does not offer a software platform with integrations in the traditional SaaS sense; rather, it provides professional services with staff expertise in third-party accounting software tools including MYOB, QuickBooks, Xero, Reckon, and Agrimaster.

Differentiator

Problem solved

Functional benefit

Products and services

• Accounting and Compliance Services

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• PKF Australia: Mid-tier accounting and business advisory network in Australia offering tax, audit, SMSF and advisory services. Comparable service model and client segments with broader geographic coverage.
• RSM Australia: Mid-tier accounting and advisory firm operating across Australia with tax, business advisory and wealth management services. Comparable service mix and mid-market client base to Encompass.
• Crowe Australasia: Australia-focused arm of the Crowe Global accounting network offering tax, audit, advisory and wealth services. Comparable service lines with broader geographic reach and global backing.
• William Buck: Australian accounting and advisory firm with strong regional/mid-market presence. Comparable across accounting, tax, SMSF and business advisory services, with greater geographic spread.
• BDO Australia: Large Australian accounting and advisory network providing tax, audit, business advisory and wealth services. Overlaps substantially with Encompass's offerings but at national scale with deeper specializations.
• Pitcher Partners: Mid-tier Australian accounting, advisory and wealth management firm with a broad service offering spanning tax, business advisory and SMSF services. Comparable across most service lines but operates at substantially larger scale.

Direct peers

• Kelly Partners Group: ASX-listed Australian accounting and advisory roll-up building a national network of partner-led accounting firms. Directly comparable business model (accounting, tax, SMSF, wealth advisory) and the most relevant acquirer/comparable for a multi-service regional accounting practice like Encompass.
• Heffron SMSF: Australian specialist SMSF administration and audit firm. Directly comparable on the SMSF niche that Encompass highlights as a differentiator, representing both a competitor and a potential specialist referral partner.
• Prosperity Advisers: Australian accounting and business advisory firm serving SMEs and high-net-worth individuals with tax, business advisory and wealth management services. Comparable size and integrated service model.
• Pilot Partners: Australian chartered accounting firm offering tax, business advisory, superannuation and wealth services. Directly comparable in service mix, scale and mid-market positioning.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/encompass-financial

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Encompass Financial