Clessidra Factoring
Italian SME-focused factoring intermediary, licensed under Article 106 T.U.B., wholly owned by Clessidra SGR (Gruppo Italmobiliare), offering trade receivables management and the digital "Factoring On Demand" sub-brand across manufacturing, services, wholesale, agri-food, and public administration sectors.
- Company typePrivate
- Founded2020
- HeadquartersMilano, Italy
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Clessidra Factoring does
Clessidra Factoring is an Italian financial intermediary founded in November 2020, operating under the regulatory license granted by Article 106 of the Italian Banking Act (Testo Unico Bancario). The company is wholly owned by Clessidra SGR, itself part of Gruppo Italmobiliare, which positions the entity within an established Italian investment and industrial group. The company is headquartered in Milan and maintains a secondary operational site in Padua, with a disclosed headcount in the 11-50 employee range.
The company's core offering is trade receivables management and factoring services targeted at Italian small and medium enterprises (SMEs). Its stated client base spans manufacturing, services, wholesale, agri-food, and public administration contractors, indicating deliberate sector diversification across the Italian SME landscape. Beyond its traditional factoring line, the company has developed a sub-brand called "Factoring On Demand," suggesting a digital or on-demand delivery channel layered on top of its conventional origination approach.
The business model follows the standard factoring revenue mechanic: the company purchases trade receivables from clients and earns income from the discount applied (interest spread) plus fees for related services such as credit management, collections, and bad-debt protection. As a recently established licensed intermediary with a relatively small team, the company appears to be in an early build-out phase, leveraging the credibility and capital backing of its parent group to compete against more established Italian factoring operators.
Clessidra Factoring firmographics
Firmographics- Name
- Clessidra Factoring
- Legal name
- Clessidra Factoring
- Website
- https://clessidrafactoring.it
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Italian SME-focused factoring intermediary, licensed under Article 106 T.U.B., wholly owned by Clessidra SGR (Gruppo Italmobiliare), offering trade receivables management and the digital "Factoring On Demand" sub-brand across manufacturing, services, wholesale, agri-food, and public administration sectors.
- Ownership category
- akta.pro rank
Clessidra Factoring industry classification
Industry- Product category
- Factoring Services
- NAICS
- Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Receivables Finance (Factoring, Invoice Discounting, Forfaiting) (FSABAHAD)
Keywords
Where Clessidra Factoring is headquartered
LocationHeadquarters
- HQ city
- Milano
- HQ country
- Italy
- HQ region
- Europe
Offices2 records
Markets served
Clessidra Factoring business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Factoring and Credit Management Services: Clessidra Factoring generates revenue through specialized services in financing and managing commercial credits, including credit advance, credit management, insolvency guarantees, and indirect factoring. The revenue model is transaction-based, driven by the volume of commercial credits processed and managed on behalf of clients.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels2 records
Clessidra Factoring product offering
Product offeringCore offering
Clessidra Factoring is a licensed Italian financial intermediary (under Article 106 of the Italian Consolidated Banking Law, T.U.B.) that provides financing, management, and guarantees for commercial trade receivables. It offers specialized services including credit advance, credit management, insolvency guarantees, and indirect factoring to Italian SMEs, including companies in restructuring phases. Founded in November 2020, the company operates as a bespoke (sartorial) financial services provider combining direct consultant support with digital client tools.
Product overview
Clessidra Factoring operates as a unified financial services platform offering specialized factoring and credit management solutions for Italian SMEs. The core offering consists of Clessidra Factoring itself, which provides financing and management of commercial credits along with guarantees against insolvency and indirect factoring. This is complemented by the Factoring On Demand module, which delivers personalized, tailor-made solutions that combine digital accessibility with customized service delivery.
Differentiator
Problem solved
Functional benefit
Brands
- Factoring On Demand: A digital-first factoring solution customized for individual business needs, combining digital convenience with tailored financial solutions.
Products and services
- Prodotti e Servizi (Factoring Services) Specialized services for Italian SMEs including financing and management of business credits, guarantees against customer insolvency, and indirect factoring. Targeted at companies operating in manufacturing, services, wholesale trade, and agri-food sectors, as well as those working with the Italian Public Administration.
- Factoring On Demand A digital-first, personalized factoring solution that combines the convenience of digital tools with tailor-made ('sartorial') financial services modeled to each business's specific needs, featuring dedicated and customized service for Italian SMEs.
Companies that use Clessidra Factoring
Customer profileSegments2 records
Ideal customer profiles2 records
Clessidra Factoring technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Clessidra Factoring partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights4 records
Clessidra Factoring competitors and assessment
Company assessmentDirect peers
- Mediofactoring: Italy's largest factoring company (part of Mediocredito Centrale / Poste Italiane group). Comparable as a major Italian factoring operator competing for the same SME and PA receivables, but with significantly greater scale and balance sheet.
- Credimi: Italian fintech platform providing invoice financing and factoring to SMEs. Closely comparable as a digitally-native Italian SME receivables financier, competing for the same customer base with similar transaction-based economics.
- Workinvoice: Italian digital factoring and invoice advance platform serving SMEs and small corporates. Directly comparable in product (receivables financing), customer segment (Italian SMEs), and digital-plus-advisory GTM.
- Sella Factor (Banca Sella group): Factoring arm of the Italian Banca Sella group, focused on SMEs and small corporates. Directly comparable as an Italian SME-focused factoring operator with bank-group backing.
Emerging players
- Cashme: Italian fintech offering short-term credit, salary-backed loans, and SME financing products. Comparable as a digital-first Italian SME credit provider, though overlapping more on consumer/SME lending than on traditional factoring.
- BorsadelCredito: Italian fintech lending marketplace for SMEs offering credit and factoring-style products. Comparable as a digital-first Italian SME credit intermediary, though broader than pure receivables finance.
Broad incumbents
- Eurofactor (Crédit Agricole group): European factoring arm of Crédit Agricole serving mid-market and SME clients across multiple geographies. Comparable as an established bank-affiliated factoring platform, though operating at broader European scale.
- Banca Ifis: Italian listed bank with a sizable factoring and NPL servicing franchise. Comparable as an established player in Italian SME receivables finance, though operating as a broader banking group rather than a pure-play factoring intermediary.
- UniCredit Factoring: Factoring unit of UniCredit, one of Italy's largest banking groups. Comparable as a major bank-affiliated Italian factoring operator competing for SME and corporate receivables.
- BNP Paribas Factor (Italy): Italian arm of BNP Paribas' European factoring franchise. Comparable as a major bank-affiliated Italian factoring competitor, competing on the same SME and corporate receivables with greater capital and cross-border reach.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Clessidra Factoring social profiles
Digital presenceClessidra Factoring compliance and trust
Trust signalCompliance1 record
Clessidra Factoring financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clessidra Factoring leadership team
Management profileNumber of profiles
Clessidra Factoring funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clessidra Factoring M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clessidra Factoring
What does Clessidra Factoring do?
Clessidra Factoring is a licensed Italian financial intermediary (under Article 106 of the Italian Consolidated Banking Law, T.U.B.) that provides financing, management, and guarantees for commercial trade receivables. It offers specialized services including credit advance, credit management, insolvency guarantees, and indirect factoring to Italian SMEs, including companies in restructuring phases. Founded in November 2020, the company operates as a bespoke (sartorial) financial services provider combining direct consultant support with digital client tools.
Is Clessidra Factoring a public or private company?
Clessidra Factoring is a private company. It is classified as corporate owned and is currently operating.
When was Clessidra Factoring founded?
Clessidra Factoring was founded in 2020. It employs 11 to 50 people.
Where is Clessidra Factoring based?
Clessidra Factoring is headquartered in Milano, Italy, in the Europe region.
How does Clessidra Factoring make money?
One revenue line is on record: factoring and Credit Management Services.
Who are Clessidra Factoring's main competitors?
Direct peers on record are Mediofactoring, Credimi, Workinvoice and Sella Factor (Banca Sella group). Emerging players are Cashme and BorsadelCredito. Broad incumbents are Eurofactor (Crédit Agricole group), Banca Ifis, UniCredit Factoring and BNP Paribas Factor (Italy).
Does Clessidra Factoring have an API?
No public API is recorded for Clessidra Factoring.
What industry is Clessidra Factoring in?
Clessidra Factoring's product category is Factoring Services. Its primary akta.pro industry code is FSABAHAD, Receivables Finance (Factoring, Invoice Discounting, Forfaiting). Its NAICS code is 522 and its SIC code is 6153.