Presta Simple
Presta Simple is a Mexico City-based SOFOM (non-bank financial institution) founded in 2009 that provides revolving and term credit exclusively to small and medium enterprises (PyMEs) in Mexico, distributed through a sales-led model of dedicated account executives with no proprietary fintech platform.
- Company typePrivate
- Founded2009
- HeadquartersBenito Juarez, Mexico
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Presta Simple does
Presta Simple, S.A.P.I. de C.V., SOFOM, E.N.R. is a Mexico City-based non-bank financial company (SOFOM) founded in 2009 that provides credit exclusively to small and medium enterprises (PyMEs) in Mexico. The company is headquartered in the Nápoles neighborhood of Benito Juárez and operates with 11-50 employees under a sales-led, relationship-based distribution model, with no proprietary technology platform or digital self-service channel.
The product portfolio is intentionally narrow and consists of two products: Crédito Revolvente, a flexible revolving credit line that charges interest only on the utilized balance and is designed for working capital, supplier payments, and payroll; and Crédito Simple, a structured term loan aligned to the cash-flow profile of investments in machinery, equipment, transportation, and permanent working capital. The company has no app, no public API, and no documented AI/ML infrastructure; technology adoption is limited to corporate website pre-qualification forms and standard social media channels (Facebook, Twitter/X, LinkedIn).
The business model is classic Mexican SOFOM lending: revenue is generated from interest on outstanding credit balances plus a disclosed opening commission (4.5441%), with a publicly disclosed CAT promedio of 34.3% as of May 31, 2026 (TIIE 28 days + 23 pp = 29.7559% plus opening commission). The company is supervised by CNBV under Article 56 of the LGOAAC, is registered with Condusef and the Buró de Entidades Financieras, and publishes its PLD (anti-money-laundering) reporting channel and product cost schedules in line with regulatory requirements. No funding rounds, parent company, M&A activity, or external investors are disclosed.
Presta Simple firmographics
Firmographics- Name
- Presta Simple
- Website
- https://prestasimple.mx
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Presta Simple is a Mexico City-based SOFOM (non-bank financial institution) founded in 2009 that provides revolving and term credit exclusively to small and medium enterprises (PyMEs) in Mexico, distributed through a sales-led model of dedicated account executives with no proprietary fintech platform.
- Ownership category
- akta.pro rank
Presta Simple industry classification
Industry- Product category
- SME Lending
- NAICS
- Other Nondepository Credit Intermediation (52229), Nondepository Credit Intermediation (5222)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE)
Keywords
Where Presta Simple is headquartered
LocationHeadquarters
- HQ city
- Benito Juarez
- HQ country
- Mexico
- HQ region
- Latin America
Offices1 record
Markets served
Presta Simple business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Revolving Credit (Crédito Revolvente): Flexible credit line allowing SMEs to dispose and liquidate credit as needed. Interest is charged only on the utilized balance, with total flexibility in credit management.
- Simple Credit (Crédito Simple): Term credit for investments in machinery, equipment, transportation, and permanent working capital. Structured with payment calendars aligned to cash flow generation from investments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Monthly | Revolving credit with interest charged only on utilized balance |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Presta Simple product offering
Product offeringCore offering
Presta Simple provides credit solutions to Mexican small and medium enterprises (PyMEs) through two core products: Crédito Revolvente, a revolving credit line that businesses draw and repay as needed with interest charged only on the utilized balance; and Crédito Simple, a structured term credit for investments in machinery, transportation equipment, and permanent working capital, with repayment schedules aligned to the cash flow generated by the financed investment.
Product overview
Presta Simple offers a unified portfolio of credit products for small and medium enterprises (PyMEs) in Mexico. The core offering consists of two products: Crédito Revolvente (revolving credit) for flexible, day-to-day working capital needs where businesses draw and repay as needed; and Crédito Simple (term credit) for specific investments in machinery, equipment, or permanent working capital with structured repayment schedules. The company operates as a SOFOM E.N.R. under supervision of CNBV, focusing exclusively on providing financing solutions to Mexican SMEs.
Differentiator
Problem solved
Functional benefit
Products and services
- Crédito Revolvente (Revolving Credit) A revolving credit product for Mexican SMEs that allows businesses to draw and repay funds as needed under a single contract. Interest is charged only on the amount utilized, providing flexible working capital for daily operations, supplier payments, payroll, and capturing supplier discounts through early payment.
- Crédito Simple (Term Credit) A structured term credit product designed for Mexican SMEs to finance investments in machinery, transportation equipment, expansion of installed capacity, and permanent working capital. Repayment schedules are tailored to align with the cash flow recovery timelines of the financed investment or project.
Companies that use Presta Simple
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles1 record
Presta Simple technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Presta Simple partnerships and signals
Strategic signalScale indicators1 record
Recent moves4 records
Expansion highlights3 records
Presta Simple competitors and assessment
Company assessmentMarket position
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Presta Simple social profiles
Digital presencePresta Simple financial estimates
Financial estimateRevenue estimate
Valuation estimate
Presta Simple leadership team
Management profileNumber of profiles
Presta Simple funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Presta Simple M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Presta Simple
What does Presta Simple do?
Presta Simple provides credit solutions to Mexican small and medium enterprises (PyMEs) through two core products: Crédito Revolvente, a revolving credit line that businesses draw and repay as needed with interest charged only on the utilized balance; and Crédito Simple, a structured term credit for investments in machinery, transportation equipment, and permanent working capital, with repayment schedules aligned to the cash flow generated by the financed investment.
Is Presta Simple a public or private company?
Presta Simple is a private company. It is classified as unknown and is currently operating.
When was Presta Simple founded?
Presta Simple was founded in 2009. It employs 11 to 50 people.
Where is Presta Simple based?
Presta Simple is headquartered in Benito Juarez, Mexico, in the Latin America region.
How does Presta Simple make money?
Two revenue lines are on record. Revolving Credit (Crédito Revolvente) is the primary driver. The others are simple Credit (Crédito Simple).
Does Presta Simple have an API?
No public API is recorded for Presta Simple.
What industry is Presta Simple in?
Presta Simple's product category is SME Lending. Its primary akta.pro industry code is FSAKAGAE, Supply Chain Finance (Trade Credit, PO/Inventory Financing). Its NAICS code is 52229 and its SIC code is 6153.