CDBA

What CDBA does

Community Development Bankers Association (CDBA), founded in 2000 and headquartered at 1201 15th Street NW, Suite 200, Washington, D.C., is a 501(c)(6) nonprofit trade association and the sole national body dedicated to the community development bank sector in the United States. It represents 127 member banks and thrifts across 26 states plus Washington, D.C. as of 2024 — primarily Certified Community Development Financial Institution (CDFI) banks and Minority Depository Institutions (MDIs) that lend in low- and moderate-income, minority, and Native communities. CDBA is led by CEO Jeannine Jacokes and governed by a board chaired by First Southwest Bank President & CEO Kent Curtis.

CDBA's core deliverables are organized around four service lines: (1) federal public-policy advocacy before the CDFI Fund, FDIC, Treasury, and Congress, including an ongoing partnership with the bipartisan Senate Community Development Finance Caucus; (2) learning and education, anchored by the annual Peer Forum (held in early June) and a year-round calendar of webinars and workshops; (3) exclusive market intelligence and performance benchmarking for member banks; and (4) capital connections that channel deposits and funding to community lenders, most visibly through the ACT (Advancing Communities Together) Deposit Program launched in June 2024 in partnership with the National Bankers Association and IntraFi. The association is host-organizationally nested within Partners for the Common Good (PCG) and operates the CapNexus deposit-matching infrastructure jointly with Inclusiv.

The business model is a recurring membership subscription model supplemented by professional services revenue from annual Peer Forum registration and corporate sponsorships (Diamond sponsors include Baker Tilly and FICO; Silver sponsors include the American Bankers Association and the Independent Community Bankers of America). Membership dues are paid by CDFI-certified banks, MDIs, and other mission-driven banks. Distribution is direct (national, via the cdbanks.org Drupal-based site, email newsletters, and in-person advocacy), and there is no app, public API, or disclosed AI capability. CDBA is independently governed, has no parent company, and is not venture- or PE-backed.

Name

CDBA

Legal name

Community Development Bankers Association

Website

https://cdbanks.org

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

1–10 employees

Short description

CDBA is the U.S. national trade association for community development banks, representing 127 CDFI-certified and Minority Depository Institution member banks across 26 states and Washington, D.C., delivering federal advocacy, the annual Peer Forum, exclusive market intelligence, and deposit-channeling programs like the ACT Deposit Program.

Ownership category

akta.pro rank

Product category

Banking Trade Association Services

NAICS

Professional Organizations (81392), Business Associations (813910)

SIC

Services-Membership Organizations (8600)

akta.pro primary industry

Community Development Credit Unions (CDCUs) (FSABAEAC)

Keywords

• Community development banking
• CDFI advocacy
• Bank trade association
• Mission-driven banking
• Financial inclusion services

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership Dues: CDBA generates revenue primarily through membership dues from CDFI-certified banks, minority depository institutions (MDIs), and other mission-driven banks. Membership provides access to federal public-policy advocacy, learning and education programs, market intelligence, performance benchmarking, and connections for mission-aligned deposits and capital.
2. Annual Peer Forum Registration: The organization generates revenue through the annual Peer Forum conference, a flagship event that brings together mission-driven banks for learning, networking, and strategy-setting. Sponsorship fees from companies like Baker Tilly, FICO, IntraFi, and others also contribute.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

CDBA is the national trade association for the community development bank sector. It delivers federal public-policy advocacy for CDFI-certified and mission-driven banks, hosts an annual Peer Forum alongside year-round webinars and workshops, provides members with market intelligence and performance benchmarking, and facilitates capital connections through programs such as the ACT Deposit Program (in partnership with the National Bankers Association, powered by IntraFi's ICS service) and the CapNexus platform (hosted by Partners for the Common Good).

Product overview

CDBA is the national trade association for the community development bank sector, offering advocacy, education, market intelligence, and capital connection services. The association provides learning through its annual Peer Forum and year-round webinars; delivers market intelligence and performance benchmarking exclusive to members; and facilitates value-aligned deposits through programs like the ACT Deposit Program. The ACT Deposit Program, launched in partnership with the National Bankers Association, enables institutional depositors to place funds with CDFI and MDI banks while maintaining FDIC insurance coverage.

Differentiator

Problem solved

Functional benefit

Brands

• ACT Deposit Program: Advancing Communities Together (ACT) Deposit Program - a deposit program launched with the National Bankers Association to channel funding to CDFI and MDI banks serving low-income and minority communities, powered by IntraFi's ICS service.

Products and services

• ACT (Advancing Communities Together) Deposit Program A deposit program that channels institutional funding to banks serving low-income and minority communities while ensuring all deposits are eligible for FDIC insurance. The program distributes deposits across 70+ participating CDFIs and MDIs via IntraFi's ICS service.
• Federal Public-Policy Advocacy Federal public-policy advocacy that advances the CDFI and mission-focused banking sector, educating policymakers about the work these banks do and the needs of communities they serve. Engages with the bipartisan Senate Community Development Finance Caucus and partners with ABA and ICBA on FY2025 CDFI funding.
• Learning and Education Program (Annual Peer Forum, Webinars, Workshops) Annual Peer Forum conference and year-round calendar of webinars and workshops designed for knowledge exchange, policy engagement, peer support, and capacity building among mission-driven banks.
• Market Intelligence and Performance Benchmarking Market intelligence and performance benchmarking exclusive to member banks, helping them better serve their communities through data-driven insights.
• CapNexus Deposit-Matching Platform Access Online networking platform hosted by Partners for the Common Good (PCG) that CDBA uses in partnership with Inclusiv to match CDFI banks with CDFI credit unions seeking deposits as part of the BEA Program deposit channeling initiative.

Quantifiable outcome

• CDBA members received $4.75 billion (57% of total) in Emergency Capital Investment Program (ECIP) investments
• +2 more outcomes

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• National Bankers Association (NBA)coreStrategic or Co-development Partner · 4 June 2024CDBA and NBA jointly launched the Advancing Communities Together (ACT) Deposit Program in June 2024 to channel vital funding to banks serving low-income and minority communities. The program ensures all deposits are eligible for FDIC insurance. At launch, four major financial firms deposited $35 million through the program, with 75 CDFIs and MDIs participating.
• IntraFicoreTechnology or Integration · 4 June 2024IntraFi powers the ACT Deposit Program through its ICS service, which includes 3,000 banks nationwide and provides FDIC insurance coverage. The partnership enables distribution of large institutional deposits across participating CDFIs and MDIs.
• Baker Tilly US, LLPminorOthersDiamond sponsor of the 2026 CDBA Peer Forum.
• FICOminorOthersDiamond sponsor of the 2026 CDBA Peer Forum.
• InclusivcoreStrategic or Co-development PartnerCDBA partners with Inclusiv (formerly the National Federation of Community Development Credit Unions) to match CDFI banks with CDFI credit unions seeking deposits through the CapNexus platform hosted by Partners for the Common Good. This partnership channels deposits from CDFI banks into CDFI credit unions to support lending in distressed communities.
• Partners for the Common Good (PCG)coreStrategic or Co-development PartnerPCG is a national CDFI loan fund that hosts the CapNexus platform used by CDBA and Inclusiv to facilitate partnerships between CDFI banks and credit unions. PCG also hosts the CDBA organization.
• American Bankers Association (ABA)minorChannel Partner/ Reseller/ DistributorSilver sponsor of the 2026 CDBA Peer Forum. ABA is also a partner in advocating for FY2025 CDFI funding.
• Independent Community Bankers of America (ICBA)minorChannel Partner/ Reseller/ DistributorSilver sponsor of the 2026 CDBA Peer Forum. ICBA is also a partner in advocating for FY2025 CDFI funding.
• Senate Community Development Finance CaucuscoreOthersBipartisan Senate caucus co-chaired by Senators Mark Warner and Mike Crapo dedicated to supporting CDFI and MDI missions. CDBA works with this caucus to advocate for the sector and promote economic opportunity in LMI communities.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Inclusiv: National association of community development credit unions (formerly the National Federation of CDFI Credit Unions). Comparable CDFI trade-association model, partnering with CDBA on the CapNexus deposit-channeling platform.
• CDFI Coalition: Advocacy coalition for the CDFI industry, focused on federal policy and appropriations. Comparable in mission to CDBA's advocacy function but covering all CDFI entity types rather than specializing in banks.
• Opportunity Finance Network: National membership association for the broader CDFI industry, including loan funds and venture capital CDFIs. Operates a parallel advocacy and capacity-building model covering the non-bank CDFI segment.
• National Bankers Association: Trade association for minority and women-owned banks, including minority depository institutions (MDIs). CDBA's most direct counterpart and core partner on the ACT Deposit Program, serving an overlapping mission-driven banking segment.

Broad incumbents

• Credit Union National Association (CUNA): National trade association for the U.S. credit union industry. Operates the same association model as CDBA (advocacy, education, member services) but for credit unions rather than banks.
• American Bankers Association: The largest U.S. banking trade association, representing banks of all sizes. Silver sponsor of CDBA's Peer Forum and a partner on FY2025 CDFI funding, but serves a much broader constituency.
• Independent Community Bankers of America: Larger trade association representing the broader community banking sector. Overlaps with CDBA on community-bank advocacy (joint FY2025 CDFI funding advocacy) but covers all community banks, not just CDFIs/MDIs.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/community-development-bankers-association

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CDBA