Developer docs
API playgroundTry for free, no card

Search company profiles

CapitalSource

Full company profile

uuid00346tz

Namestring
CapitalSource
Legal namestring
Banc of California
Websiteurl
capitalsourcebank.com
Company typeenum
Public
Founded yearint
2000
Descriptiontext

CapitalSource is a commercial bank operating under the Banc of California brand, providing commercial loans and depository products to small and medium-sized businesses, middle market companies, and individuals. Founded in 2000 and FDIC-insured, the bank operates a California-centric footprint with national reach through specialized services. The legal entity is structured as a public company (previously NYSE:CSE under the CapitalSource name), though detailed product and operational data describe the post-merger Banc of California entity. Headquarters is listed in Los Angeles with a principal office in Santa Ana, California.

The bank delivers a multi-product platform spanning traditional commercial banking (business checking and deposits, small business lending, middle market and commercial banking) and specialized verticals including commercial real estate (acquisition, construction, multifamily, warehouse lending), asset-based lending, corporate asset finance, lender finance, affordable housing financing, venture banking (technology, life sciences, fund finance), and Build@Banc for early-stage startups. Payments and commerce services are delivered through the BancEdge sub-brand (payment processing, merchant portal, gateway, business credit card). The underlying technology stack is a digital banking platform supporting online and mobile banking, with specialized portals for treasury management, asset management, and asset-based lending, integrated with third-party technology providers including Clearwater Analytics and Cync Software.

Revenue is generated through three streams: interest income from the diversified lending portfolio, fee-based income from deposit accounts, credit card programs, payment processing (BancEdge), and treasury management, and specialty deposit products (including 1031 exchange deposits). Pricing is quote-based and not publicly disclosed, with services delivered through branch locations, online and mobile banking, dedicated industry-focused relationship managers, and specialty service portals. Customer segments span size tiers (small business, middle market, commercial) and industry verticals (attorneys, commercial aviation, healthcare, media & entertainment, government, insurance, community associations, veterinary, franchisees).

Short descriptiontext

CapitalSource (operating as Banc of California) is an FDIC-insured regional bank offering commercial loans, deposits, treasury management, payment processing (BancEdge), and venture banking to small businesses, middle-market companies, and startups primarily across California.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
501–1,000
akta.pro rankint
HeadquartersLos Angeles, United States
HQ citystring
Los Angeles
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
commercial lending, small business banking, middle market banking, venture banking, commercial real estate finance
Industry3 codes
1SME Business Lending (Term Loans, Lines of Credit, Overdrafts)
CodeFSABABABPrimaryYes
2Small Business Banking (Microbusiness/Sole Proprietor)
CodeFSABAAAIPrimaryNo
3Commercial Mortgage Brokerage
CodeFSAEAEABPrimaryNo
NAICS code1 code
  • Commercial Banking522110
SIC code1 code
  • State Commercial Banks6022
Product category
Commercial Banking
GTM motion2 records

Each record includes

Type, Description, Source

Revenue model3 records
1Interest Income
TypeSubscription Recurring
Description

Traditional lending revenue from business loans, commercial real estate financing, construction lending, multifamily financing, and consumer loans. The bank offers asset-based lending, corporate asset finance, small business lending, affordable housing financing, and warehouse lending.

bancofcal.com
2Fee-Based Income
TypeTransaction Fee
Description

Revenue from deposit account fees, credit card programs, payment processing fees (BancEdge merchant services), and treasury management service fees.

bancofcal.com
3Specialty Deposit Products
TypeSubscription Recurring
Description

Revenue from specialty deposit products including 1031 exchange deposits and master deposit accounts for complex financial needs.

bancofcal.com
Marketing channels5 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels4 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Pricing details1 tier
1Business banking solutions for businesses at every stage of growth
ModelOtherBilling cadenceMonthly
Notes

Quote-based / Not publicly disclosed - business checking, deposit accounts, lending solutions

bancofcal.com
GTM typeB2B
B2B
Offering typeServices
Services
Brand1 of 2 records shown
1BancEdge
Description

Payment processing solution for accepting payments online, in person, or on the go.

bancofcal.com
+1 more record
Core offering1 text field

CapitalSource bank offers commercial loans and depository products and services to small and middle-market businesses, with additional venture banking, commercial real estate financing, asset-based lending, treasury management, and payment processing (BancEdge) offerings. Through the integrated Banc of California franchise, it also delivers consumer deposit products, business credit cards, and industry-specialized banking relationships across California.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

CapitalSource operates a comprehensive banking platform offering both business and personal banking solutions. The product portfolio includes specialized platforms such as Global Treasury Management (with payables, receivables, information services, international banking, liquidity, and fraud prevention modules), Venture Banking (covering technology, life sciences, and fund finance), and Commercial Real Estate Banking. Core products include BancEdge Payment Processing and BancEdge Business Credit Card for payment solutions, along with Build@Banc for early-stage startup banking. The company serves diverse industries including attorneys, bankruptcy professionals, commercial aviation, community associations, CPAs, franchisees, government, healthcare, insurance, media & entertainment, nonprofits, professional fiduciaries, and veterinary practices.

Product and service8 records
1BancEdge Payment Processing
CategoryPayment Processing
Description

Payment processing solution that enables businesses to accept payments seamlessly online, in person, or on the go.

2BancEdge Business Credit Card
CategoryBusiness Credit Card
Description

Business credit card offering smarter spending with cash back rewards and spending control features.

3Build@Banc Early-Stage Banking
CategoryVenture Banking
Description

Early-stage banking solution designed to support startups from seed to scale.

4Global Treasury Management
CategoryTreasury Management
Description

Comprehensive treasury management platform providing payables, receivables, information services, international banking, liquidity solutions, and fraud prevention tools.

5Venture Banking
CategoryVenture Banking
Description

Tailored banking solutions for venture-backed companies and innovation-focused businesses, including technology banking, life sciences banking, and fund finance for VC and PE funds.

6Commercial Real Estate Banking
CategoryCommercial Real Estate Lending
Description

Banking platform offering tailored lending solutions for commercial property acquisition, construction, multifamily financing, and warehouse lending.

7Asset-Based Lending
CategoryAsset-Based Lending
Description

Lending solution that unlocks working capital using business assets as collateral, accessed through the Cync Software-powered ABL portal.

8Business Banking Solutions
CategoryBusiness Banking
Description

Banking solutions for businesses at every stage of growth, including small business, middle market, and commercial banking with business checking, deposit accounts, and business lending.

Scale indicator1 record

Each record includes

Type, Value, Description, Source

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Market position
Competitive moat5 records

Each record includes

Type, Details

Key highlights4 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers4 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment2 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile5 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles3 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
Compliance1 record

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds1 record

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment8 records

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

CapitalSource

Commercial Bankingcapitalsourcebank.com

CapitalSource (operating as Banc of California) is an FDIC-insured regional bank offering commercial loans, deposits, treasury management, payment processing (BancEdge), and venture banking to small businesses, middle-market companies, and startups primarily across California.

What CapitalSource does

CapitalSource is a commercial bank operating under the Banc of California brand, providing commercial loans and depository products to small and medium-sized businesses, middle market companies, and individuals. Founded in 2000 and FDIC-insured, the bank operates a California-centric footprint with national reach through specialized services. The legal entity is structured as a public company (previously NYSE:CSE under the CapitalSource name), though detailed product and operational data describe the post-merger Banc of California entity. Headquarters is listed in Los Angeles with a principal office in Santa Ana, California.

The bank delivers a multi-product platform spanning traditional commercial banking (business checking and deposits, small business lending, middle market and commercial banking) and specialized verticals including commercial real estate (acquisition, construction, multifamily, warehouse lending), asset-based lending, corporate asset finance, lender finance, affordable housing financing, venture banking (technology, life sciences, fund finance), and Build@Banc for early-stage startups. Payments and commerce services are delivered through the BancEdge sub-brand (payment processing, merchant portal, gateway, business credit card). The underlying technology stack is a digital banking platform supporting online and mobile banking, with specialized portals for treasury management, asset management, and asset-based lending, integrated with third-party technology providers including Clearwater Analytics and Cync Software.

Revenue is generated through three streams: interest income from the diversified lending portfolio, fee-based income from deposit accounts, credit card programs, payment processing (BancEdge), and treasury management, and specialty deposit products (including 1031 exchange deposits). Pricing is quote-based and not publicly disclosed, with services delivered through branch locations, online and mobile banking, dedicated industry-focused relationship managers, and specialty service portals. Customer segments span size tiers (small business, middle market, commercial) and industry verticals (attorneys, commercial aviation, healthcare, media & entertainment, government, insurance, community associations, veterinary, franchisees).

CapitalSource firmographics

Firmographics
Name
CapitalSource
Legal name
Banc of California
Website
https://capitalsourcebank.com
Company type
Public
Founded year
2000
Operating status
Operating
Headcount range
501–1,000 employees
Short description
CapitalSource (operating as Banc of California) is an FDIC-insured regional bank offering commercial loans, deposits, treasury management, payment processing (BancEdge), and venture banking to small businesses, middle-market companies, and startups primarily across California.
Ownership category
akta.pro rank

CapitalSource industry classification

Industry
Product category
Commercial Banking
NAICS
Commercial Banking (522110)
SIC
State Commercial Banks (6022)
akta.pro primary industry
SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)
akta.pro secondary industries
Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI), Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

  • Commercial lending
  • Small business banking
  • Middle market banking
  • Venture banking
  • Commercial real estate finance

Where CapitalSource is headquartered

Location

Headquarters

HQ city
Los Angeles
HQ country
United States
HQ region
North America

Offices1 record

Markets served

CapitalSource business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

  1. Interest Income: Traditional lending revenue from business loans, commercial real estate financing, construction lending, multifamily financing, and consumer loans. The bank offers asset-based lending, corporate asset finance, small business lending, affordable housing financing, and warehouse lending.
  2. Fee-Based Income: Revenue from deposit account fees, credit card programs, payment processing fees (BancEdge merchant services), and treasury management service fees.
  3. Specialty Deposit Products: Revenue from specialty deposit products including 1031 exchange deposits and master deposit accounts for complex financial needs.

Pricing tiers

ModelBillingPrice
OtherMonthlyBusiness banking solutions for businesses at every stage of growth

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

CapitalSource product offering

Product offering

Core offering

CapitalSource bank offers commercial loans and depository products and services to small and middle-market businesses, with additional venture banking, commercial real estate financing, asset-based lending, treasury management, and payment processing (BancEdge) offerings. Through the integrated Banc of California franchise, it also delivers consumer deposit products, business credit cards, and industry-specialized banking relationships across California.

Product overview

CapitalSource operates a comprehensive banking platform offering both business and personal banking solutions. The product portfolio includes specialized platforms such as Global Treasury Management (with payables, receivables, information services, international banking, liquidity, and fraud prevention modules), Venture Banking (covering technology, life sciences, and fund finance), and Commercial Real Estate Banking. Core products include BancEdge Payment Processing and BancEdge Business Credit Card for payment solutions, along with Build@Banc for early-stage startup banking. The company serves diverse industries including attorneys, bankruptcy professionals, commercial aviation, community associations, CPAs, franchisees, government, healthcare, insurance, media & entertainment, nonprofits, professional fiduciaries, and veterinary practices.

Differentiator

Problem solved

Functional benefit

Brands

  • BancEdge: Payment processing solution for accepting payments online, in person, or on the go.
  • Build@Banc

Products and services

  • BancEdge Payment Processing Payment processing solution that enables businesses to accept payments seamlessly online, in person, or on the go.
  • BancEdge Business Credit Card Business credit card offering smarter spending with cash back rewards and spending control features.
  • Build@Banc Early-Stage Banking Early-stage banking solution designed to support startups from seed to scale.
  • Global Treasury Management Comprehensive treasury management platform providing payables, receivables, information services, international banking, liquidity solutions, and fraud prevention tools.
  • Venture Banking Tailored banking solutions for venture-backed companies and innovation-focused businesses, including technology banking, life sciences banking, and fund finance for VC and PE funds.
  • Commercial Real Estate Banking Banking platform offering tailored lending solutions for commercial property acquisition, construction, multifamily financing, and warehouse lending.
  • Asset-Based Lending Lending solution that unlocks working capital using business assets as collateral, accessed through the Cync Software-powered ABL portal.
  • Business Banking Solutions Banking solutions for businesses at every stage of growth, including small business, middle market, and commercial banking with business checking, deposit accounts, and business lending.

Companies that use CapitalSource

Customer profile

Named customers4 records

Segments2 records

Ideal customer profiles5 records

CapitalSource technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

CapitalSource partnerships and signals

Strategic signal

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

CapitalSource competitors and assessment

Company assessment

Market position

Competitive moat5 records

Key highlights4 records

Customer concentration

CapitalSource social profiles

Digital presence

CapitalSource compliance and trust

Trust signal

Compliance1 record

CapitalSource financial estimates

Financial estimate

Revenue estimate

Valuation estimate

CapitalSource leadership team

Management profile

Number of profiles

Profiles3 records

CapitalSource funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

CapitalSource M&A and investment

M&A and investment

M&A1 record

Investments8 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CapitalSource

What does CapitalSource do?

CapitalSource bank offers commercial loans and depository products and services to small and middle-market businesses, with additional venture banking, commercial real estate financing, asset-based lending, treasury management, and payment processing (BancEdge) offerings. Through the integrated Banc of California franchise, it also delivers consumer deposit products, business credit cards, and industry-specialized banking relationships across California.

Is CapitalSource a public or private company?

CapitalSource is a public company. It is classified as corporate owned and is currently operating.

When was CapitalSource founded?

CapitalSource was founded in 2000. It employs 501 to 1,000 people.

Where is CapitalSource based?

CapitalSource is headquartered in Los Angeles, United States, in the North America region.

How does CapitalSource make money?

Three revenue lines are on record. Interest Income is the primary driver. The others are fee-Based Income and specialty Deposit Products.

Does CapitalSource have an API?

No public API is recorded for CapitalSource.

What industry is CapitalSource in?

CapitalSource's product category is Commercial Banking. Its primary akta.pro industry code is FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts), with a secondary code of FSABAAAI, Small Business Banking (Microbusiness/Sole Proprietor). Its NAICS code is 522110 and its SIC code is 6022.

Unlock the full company data

50 free credits on sign-up, no credit card required.

Contact sales
Live signals
PR NewswireLightstone Closes $73 Million Financing for Moxy South BeachNational real estate investor and developer Lightstone announced the close of $73 million in financing from Canyon Partners Real Estate and CapitalSource to develop the 7-story, 202-key Moxy South Beach hotel in Miami Beach, Florida. The financing package consisted of a $55 million senior loan from CapitalSource and an $18 million preferred equity investment from Canyon. The Moxy South Beach, the first Moxy-branded hotel in Florida, will be located at 915 Washington Avenue and is expected to span 78,000 gross square feet with amenities including a rooftop pool and co-working spaces.GlobeNewswirePacWest Bancorp Announces the Completion of Its Merger With CapitalSource Inc.PacWest Bancorp completed its merger with CapitalSource on April 7, 2014, combining their banking operations. The combined entity has $15.4 billion in assets and 81 branches, with integration scheduled for April 12, 2014.GlobeNewswireCapitalSource Declares Fourth Quarter 2013 DividendCapitalSource Inc. declared a $0.01 per share quarterly cash dividend for the fourth quarter of 2013, payable on December 27, 2013 to shareholders of record on December 13, 2013. The ex-dividend date is December 11, 2013. The company's total assets were $8.8 billion and total deposits $6.1 billion as of September 30, 2013.GlobeNewswireParkit Closes US$16,500,000 RefinancingParkit Enterprise closed a $16.5 million refinancing of its Denver Canopy parking facility on November 1, 2013, with CapitalSource Bank. The company repaid all debt to Maxam Capital and Wells Fargo, and issued a $300,000 convertible debenture for working capital. Management expects to meet FY2013 budgeted revenues of $7.5 million and EBITDA of $2.6 million.GlobeNewswireCapitalSource Reports Third Quarter 2013 ResultsCapitalSource reported Q3 2013 net income of $48 million, including a $12 million tax benefit from an IRS examination. Net interest income rose 9% year-over-year, and loans grew $174 million, raising year-to-date growth to 13.6%. The company expects the PacWest Bancorp merger to close in Q1 2014.GlobeNewswireCapitalSource Announces Date for Third Quarter 2013 Earnings ReleaseCapitalSource Inc. will release its third-quarter 2013 earnings results on Wednesday, October 23, 2013, before the market opens. The company, which makes commercial loans to small and middle-market businesses, reported total assets of $8.7 billion and total deposits of $5.9 billion as of June 30, 2013.GlobeNewswirePacWest Bancorp and CapitalSource Inc. Agree to MergePacWest Bancorp and CapitalSource Inc. signed a definitive merger agreement valued at approximately $2.3 billion, creating a combined bank with about $15.4 billion in assets. CapitalSource shareholders will receive $2.47 cash and 0.2837 PacWest shares per share, totaling $11.64. The deal is expected to close in the first quarter of 2014.GlobeNewswirePacWest Bancorp and CapitalSource Inc. Agree to MergePacWest Bancorp and CapitalSource Inc. signed a definitive merger agreement valued at approximately $2.3 billion, creating a combined bank with about $15.4 billion in assets. CapitalSource shareholders will receive $2.47 cash and 0.2837 PacWest shares per share, totaling $11.64. The deal is expected to close in the first quarter of 2014.GlobeNewswireCapitalSource Declares Second Quarter 2013 DividendCapitalSource Inc. declared a $0.01 per share quarterly cash dividend for the second quarter of 2013, payable on or about June 28, 2013 to shareholders of record on June 17, 2013. The ex-dividend date is June 13, 2013. The company's total assets were $8.5 billion and total deposits $5.7 billion as of March 31, 2013.GlobeNewswireCapitalSource Announces Date for First Quarter 2013 Earnings ReleaseCapitalSource Inc. will release its first-quarter 2013 earnings on April 29, 2013, at 1:15 p.m. PDT, with a conference call at 2:30 p.m. PDT. The company, which makes commercial loans to small and middle-market businesses, had total assets of $8.5 billion and deposits of $5.6 billion as of December 31, 2012.