Garris Horn
Garris Horn LLP is a boutique, virtual U.S. law firm founded in 2018 that provides consumer financial services regulatory compliance, CFPB enforcement defense, TRID advisory, and litigation for mortgage lenders, banks, FinTech firms, and real estate companies nationwide.
- Company typePrivate
- Founded2018
- HeadquartersDallas, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Garris Horn does
Garris Horn LLP is a privately held, virtual U.S. boutique law firm founded in 2018 and domiciled in Texas, specializing in consumer financial services regulatory compliance, CFPB and state enforcement defense, TRID and integrated-disclosure advisory, fair lending, and related commercial litigation and M&A work for the mortgage, banking, real estate, and FinTech/RegTech industries. The firm was co-founded by Richard Horn, former CFPB Senior Counsel & Special Advisor who led the TRID mortgage disclosure rulemaking, and Troy Garris, a mortgage industry veteran; the partnership has subsequently expanded through lateral additions of senior partners with in-house General Counsel, RegTech, and litigation backgrounds.
The firm's go-to-market is content-driven and reputation-led rather than sales-led: senior partners publish a steady cadence of regulatory-update blog posts, speak regularly at Mortgage Bankers Association and industry conferences, and are quoted in trade press such as Bloomberg and American Banker. Garris Horn operates as a distributed, virtual firm with offices in Dallas, Tucson, and Washington DC, and licensed-attorney coverage in additional states; it offers alternative billing arrangements including monthly flat fees as a differentiator from traditional law firms. There are no technology products, API, or proprietary platforms; the offering is exclusively professional legal services, with revenue derived from hourly and flat-fee engagements with enterprise and institutional financial services clients on a national basis.
Garris Horn firmographics
Firmographics- Name
- Garris Horn
- Legal name
- Garris Horn LLP
- Website
- https://garrishorn.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Garris Horn LLP is a boutique, virtual U.S. law firm founded in 2018 that provides consumer financial services regulatory compliance, CFPB enforcement defense, TRID advisory, and litigation for mortgage lenders, banks, FinTech firms, and real estate companies nationwide.
- Ownership category
- akta.pro rank
Garris Horn industry classification
Industry- Product category
- Legal Services for Consumer Financial Services
- NAICS
- Offices of Lawyers (541110)
- SIC
- Services-Legal Services (8111)
- akta.pro primary industry
- Mergers & Acquisitions (M&A) & Securities Law (BPAHAAAI)
Keywords
Where Garris Horn is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
Garris Horn business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Legal Services - Professional Services: The firm generates revenue through providing legal services to financial services industry clients, including regulatory compliance, litigation, enforcement defense, and transactional services. They offer alternative billing arrangements including monthly flat fees and reasonable rates compared to traditional law firms.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
Garris Horn product offering
Product offeringCore offering
Garris Horn LLP is a boutique, virtual, national law firm that delivers legal services to financial services companies, banks, mortgage companies, credit unions, fintech firms, and title and real estate entities. Its core offerings center on consumer financial services regulatory compliance and enforcement defense, document compliance, consumer and commercial financial services litigation, partnership disputes, mergers and acquisitions, and franchise law, with particular expertise in TRID, fair lending, RESPA, and CFPB-related matters.
Product overview
Garris Horn LLP is a virtual, national law firm that provides consumer financial services regulatory compliance and enforcement defense, document compliance, consumer and commercial financial services litigation, commercial litigation, partnership disputes, mergers and acquisitions (M&A) and other business transactions, and franchise law services. The firm also provides staff training on TRID, Fair Lending, and RESPA Section 8, and serves as outside general, regulatory, or product counsel to mortgage banking companies. The firm's service offering is a single, unified legal services practice rather than a platform-plus-modules architecture.
Differentiator
Problem solved
Functional benefit
Products and services
- Consumer Financial Services Regulatory Compliance and Enforcement Defense Regulatory compliance counseling and enforcement defense for banks, mortgage companies, fintechs, and other consumer financial services providers, including representation before the CFPB, DOJ, and state regulators on examinations and enforcement matters.
- Document Compliance Review and preparation of consumer financial services disclosures and documents, including TRID-integrated mortgage disclosures, RESPA, and fair lending-related documentation for lenders, servicers, and other regulated entities.
- Consumer Financial Services Litigation Litigation representation in consumer financial services matters for lenders, servicers, banks, and other financial services providers, including disputes involving consumer finance, mortgage, and credit products.
- Commercial Litigation Commercial litigation representation for businesses in commercial disputes, government investigations, and enforcement defense, led by Litigation Partner David G. Ross.
- Partnership Disputes Legal representation in partnership disputes and business breakup matters, including disputes among owners of financial services and other businesses.
- Mergers and Acquisitions (M&A) and Other Business Transactions Legal counsel for mergers and acquisitions and other business transactions involving independent mortgage bankers, community banks, fintechs, and other financial services companies.
- Franchise Law Legal services in franchise law for franchisors and franchisees, including franchise agreements, regulatory compliance, and dispute resolution.
Companies that use Garris Horn
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles4 records
Garris Horn technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Garris Horn partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Mortgage Bankers AssociationminorThe firm is a member of the Mortgage Bankers Association (MBA), participating in industry events and conferences. Attorneys speak regularly at MBA conferences on compliance and regulatory topics.
Scale indicators2 records
Recent moves5 records
Expansion highlights5 records
Garris Horn competitors and assessment
Company assessmentBroad incumbents
- Mayer Brown LLP: Mayer Brown is a global law firm with a substantial consumer finance and banking regulatory practice, frequently representing major banks, mortgage servicers, and fintechs in CFPB enforcement and supervisory matters. Overlaps with Garris Horn's core work but as a much broader offering with hundreds of attorneys and international reach.
- Manatt, Phelps & Phillips LLP: Manatt is a national law and consulting firm with a deep financial services regulatory practice serving lenders, fintechs, and consumer finance companies. It competes with Garris Horn for the same regulatory and enforcement-defense mandates but at meaningfully larger scale and with broader practice coverage including healthcare, media, and energy.
- Alston & Bird LLP: Alston & Bird operates one of the largest financial services regulatory practices in the US, with deep mortgage banking and consumer finance expertise. Comparable to Garris Horn in targeting the same regulated client base, but bundled into a full-service firm of 800+ attorneys with significantly greater capacity.
- Ballard Spahr LLP: Ballard Spahr houses a 100+ attorney Consumer Financial Services group focused on mortgage, banking, and fintech regulation. Directly overlaps with Garris Horn's core competency but at the scale and pricing of an Am Law 200 firm, often winning mandates that grow beyond boutique capacity.
Direct peers
- Weiner Brodsky Kider PC: Weiner Brodsky Kider is a DC boutique specializing in mortgage banking, consumer finance, and bank regulatory law. Closely comparable to Garris Horn in service mix (regulatory compliance, enforcement defense, M&A for mortgage companies) and in serving independent mortgage bankers and community banks nationwide.
- Buckley LLP: Buckley is a Washington, DC-based boutique built around banking and consumer financial services regulatory and enforcement defense work. Comparable to Garris Horn in serving depository institutions and fintechs on CFPB, OCC, and FRB matters, with similar scale and premium pricing on regulatory mandates.
- Hudson Cook LLP: Hudson Cook is the premier boutique law firm focused on consumer financial services regulation, with deep mortgage banking and fintech practices. It is the closest analog to Garris Horn—same niche, similar size, and identical client base of lenders, servicers, and fintechs navigating CFPB enforcement.
Others
- Mortgage Bankers Association (MBA): The MBA is the national trade association representing the real estate finance industry. Garris Horn is an MBA member and regularly speaks at MBA conferences; while not a peer, the MBA defines the ecosystem in which the firm operates and is the institutional anchor for its thought-leadership GTM.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Garris Horn social profiles
Digital presenceGarris Horn financial estimates
Financial estimateRevenue estimate
Valuation estimate
Garris Horn leadership team
Management profileNumber of profiles
Profiles7 records
Garris Horn funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Garris Horn M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Garris Horn
What does Garris Horn do?
Garris Horn LLP is a boutique, virtual, national law firm that delivers legal services to financial services companies, banks, mortgage companies, credit unions, fintech firms, and title and real estate entities. Its core offerings center on consumer financial services regulatory compliance and enforcement defense, document compliance, consumer and commercial financial services litigation, partnership disputes, mergers and acquisitions, and franchise law, with particular expertise in TRID, fair lending, RESPA, and CFPB-related matters.
Is Garris Horn a public or private company?
Garris Horn is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Garris Horn founded?
Garris Horn was founded in 2018. It employs 1 to 10 people.
Where is Garris Horn based?
Garris Horn is headquartered in Dallas, United States, in the North America region.
How does Garris Horn make money?
One revenue line is on record: legal Services - Professional Services.
Who are Garris Horn's main competitors?
Broad incumbents on record are Mayer Brown LLP, Manatt, Phelps & Phillips LLP, Alston & Bird LLP and Ballard Spahr LLP. Direct peers are Weiner Brodsky Kider PC, Buckley LLP and Hudson Cook LLP. Mortgage Bankers Association (MBA) is listed as an others.
Does Garris Horn have an API?
No public API is recorded for Garris Horn.
What industry is Garris Horn in?
Garris Horn's product category is Legal Services for Consumer Financial Services. Its primary akta.pro industry code is BPAHAAAI, Mergers & Acquisitions (M&A) & Securities Law. Its NAICS code is 541110 and its SIC code is 8111.