What Coopimmo does

Coopimmo is a French cooperative HLM (social housing operator) established in 1954 in Champigny-sur-Marne and currently operating as a subsidiary of IDF Habitat. The company specializes in social property accession (accession sociale à la propriété) across the Île-de-France region, developing and selling new residential housing units through three primary mechanisms: Bail Réel Solidaire (BRS — buyers purchase the building while leasing the land from an OFS, achieving 15–30% price reduction versus market), Prêt Social Location-Accession (PSLA — phased ownership combining rental and progressive purchase with a 0.5%/semester price discount), and conventional off-plan VEFA sales. Coopimmo is positioned as the first BRS producer in Île-de-France with over 500 committed units as of 2024 and constructs approximately 200 housing units annually, with 268 delivered and 264 launched in 2023.

The company's product offering targets moderate-income households, first-time buyers (primo-accédants), and HLM tenants transitioning to ownership, leveraging reduced VAT (5.5% in QPV/ANRU zones), 15-year property tax exemptions under PSLA, and government-backed financing (PTZ, PAS) to make ownership financially accessible. Beyond internal direct sales via its pole vente team, Coopimmo distributes programs through dedicated channel partners (CMK Commercialisation, QUADRAL) and operates within a wider social housing ecosystem that includes La Coopérative Foncière Francilienne (OFS partner for BRS land leases), PROJIMMO/Action Logement (financing accompaniment), COOP'HLM (industry body), and co-promotion partners such as Groupe Arcade-VYV (Canopia, Valenton — 180 units). Architecture firms including Ateliers 2/3/4, R+D Architectes, and SCOP Atelier 15 handle program design, with selected projects using wood/concrete hybrid structures and RE2020 environmental certification.

Coopimmo operates with 1,042 cooperators (member-owners) who generate organic referral demand, and runs 12+ named active residential programs across multiple Île-de-France departments (Val-de-Marne, Seine-Saint-Denis, Hauts-de-Seine, Yvelines, Paris, Essonne). The company also engages in participatory housing (habitat participatif) since 2014, supporting resident co-design projects such as UTOP (Paris 20e), Fablet (Ivry-sur-Seine), and MAKARON (Malakoff). Its go-to-market combines a corporate website with eligibility simulation tools (including the government Boris BRS simulator), organic social media on LinkedIn and X, a news blog, and post-sale customer relationship management via an Espace Client portal. Revenue is not publicly disclosed.

Name

Coopimmo

Legal name

COOPIMMO Société Coopérative d'intérêt Collectif d'HLM à forme Anonyme et capital variable

Website

https://coopimmo.com

Company type

Private

Founded year

1954

Operating status

Operating

Headcount range

11–50 employees

Short description

Coopimmo is a French cooperative HLM (subsidiary of IDF Habitat) that develops and sells subsidized residential housing across Île-de-France through BRS, PSLA, and VEFA mechanisms, targeting first-time buyers and HLM tenants with reduced pricing and government-backed financing at approximately 200 units per year.

Ownership category

akta.pro rank

Headquarters

HQ city

Champigny-sur-marne

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Supply Chain, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. BRS Property Sales: Coopimmo generates revenue through the sale of new housing units under the Bail Réel Solidaire (BRS) mechanism. Buyers acquire the building while leasing the land, resulting in prices 15-30% below market rates. The company commercializes BRS units directly and through partners like La Coop Foncière. Revenue is recognized upon property delivery and title transfer.
2. PSLA Property Sales: Revenue from Prêt Social Location-Accession (PSLA) programs where Coopimmo sells housing under a phased model — beginning with a rental period and culminating in property transfer. Coopimmo is one of the first PSLA producers in Île-de-France, building approximately 200 units per year through this mechanism.
3. VEFA (Vente en l'État de Futur Achèvement): Off-plan sales of new residential properties under French future completion contracts. Coopimmo sells units before construction is complete, with prices starting from €199,000 (e.g., Linéa Parc BRS at €199,000, Onyx at €258,000). Revenue is collected at reservation and upon delivery.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Coopimmo is a cooperative HLM (social housing) company that develops and commercializes new residential property programs in Île-de-France under social accession mechanisms (BRS, PSLA, VEFA). The company builds approximately 200 housing units per year and provides end-to-end accompaniment (financing, eligibility simulation, selection, delivery) to first-time buyers and HLM tenants transitioning to homeownership at 15–30% below market rates.

Product overview

Coopimmo is a cooperative HLM (social housing) company specializing in social property accession in Île-de-France. The company operates as a unified platform offering multiple financing programs including Bail Réel Solidaire (BRS) and Prêt Social Location-Accession (PSLA) as its core products, supplemented by financing assistance services (PTZ, PAS), reduced VAT programs, and participatory housing options. The portfolio includes residential programs across the Île-de-France region with La Coopérative Foncière Francilienne managing land holdings for BRS operations. Coopimmo constructs approximately 200 housing units annually, offering individual and collective housing at controlled costs, and provides customer support through an online member portal.

Differentiator

Problem solved

Functional benefit

Products and services

• Bail Réel Solidaire (BRS) Social property accession program where buyers purchase the building while leasing the land from an Organisme Foncier Solidaire, enabling prices 15–30% below market rates with reduced 5.5% VAT. Targeted at eligible moderate-income first-time buyers in Île-de-France.
• Prêt Social Location-Accession (PSLA) Rental-purchase phased ownership program combining an initial rental phase (6 months to 4 years) with a progressive purchase option, including a 0.5% per semester discount on the sale price. Aimed at first-time buyers and HLM tenants.
• VEFA (Vente en l'État de Futur Achèvement) New Residential Programs Off-plan sales of new-build residential units under French future-completion sale contracts. Prices start from €199,000 for BRS units (e.g., Linéa Parc) and €258,000 (e.g., Onyx). Includes programs across Île-de-France such as Linéa Parc (Noisy-le-Sec), Onyx (Bagneux), TerraNova (Bussy-Saint-Georges), Beau Chemin (Nanterre), Canopia (Valenton), Fablet (Ivry-sur-Seine), MAKARON (Malakoff), and Terrasses du Plateau (Nanterre).
• Habitat Participatif (Participatory Housing) Project management and development service for participatory housing groups where future residents actively co-design their housing environment. Includes programs such as UTOP (first ALUR cooperative, delivered April 2024), Fablet (Ivry-sur-Seine), and MAKARON (Malakoff).
• Project Financing Accompaniment (PTZ, PAS) End-to-end project financing services including feasibility studies, loan negotiations, and access to government-backed lending programs (PTZ – Prêt à Taux Zéro; PAS – Prêt Accession Sociale) for first-time buyers. Provided through partner PROJIMMO (Groupe Action Logement).
• TVA à Taux Réduit (5.5% Reduced VAT) Reduced 5.5% VAT rate program (versus standard 20%) available for qualifying new properties in Quartier Politique de la Ville (QPV) or ANRU zones, subject to income ceilings by household size and geographic zone.

Quantifiable outcome

• 268 homes delivered in 2023
• +4 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered minor and core.

• Groupe Arcade-VYVminorStrategic or Co-development Partner · 12 December 2024Coopimmo entered into a co-promotion (co-promotion) agreement with Groupe Arcade-VYV for the Canopia residence in Valenton. The project involves 180 collective housing units across 2 buildings (R+3 + attique), 1 ERP of 360 m², and 192 parking spaces. Coopimmo signed the bulk sale of cage 6 (37 units + 37 parking spaces) to Groupe Valophis in December 2024.
• IDF Habitat (Groupe IDF Habitat)coreStrategic or Co-development PartnerIDF Habitat is the parent company (société mère) of Coopimmo. At IDF Habitat's initiative, Coopimmo relaunched its activity in 2005 and continues to operate as a subsidiary within the IDF Habitat group. Coopimmo is part of the UES (Unité Économique et Sociale) Groupe IDF Habitat, which collectively achieved 95/100 on the 2025 gender equality index.
• La Coopérative Foncière Francilienne (OFS Francilien)coreStrategic or Co-development PartnerLa Coopérative Foncière Francilienne is the Organisme Foncier Solidaire (OFS) for cooperatives and HLM organizations in Île-de-France. Coopimmo is an active member and uses this OFS to hold and manage the land lease component of BRS transactions across its programs (Onyx, Linéa Parc, Beau Chemin, TerraNova, Terrasses du Plateau, MAKARON, etc.).
• PROJIMMO — Groupe Action LogementcoreStrategic or Co-development PartnerPROJIMMO, part of Groupe Action Logement, partners with Coopimmo to provide expert financing accompaniment for property buyers. PROJIMMO assists buyers with financial diagnosis, financing plan development, and loan negotiation with banking partners, including access to PTZ, PAS, and other social lending products.
• COOP'HLMminorOthersCoopimmo is a member of COOP'HLM, the professional organization representing cooperative HLM companies in France. Membership provides access to industry advocacy, best practices, and the cooperative housing network.
• Organismes HLM et collectivités localesminorStrategic or Co-development PartnerCoopimmo partners with various HLM organizations and local government bodies across Île-de-France to develop housing programs. These partnerships enable project development on public and private land, often involving municipal support and social housing allocations.
• QUADRALminorChannel Partner/ Reseller/ DistributorQUADRAL serves as the commercialization agent for the Linéa Parc program in Noisy-le-Sec, handling sales outreach and buyer engagement for this 21-unit BRS development. Contact: 06.89.06.46.34.
• CMK CommercialisationminorChannel Partner/ Reseller/ DistributorCMK Commercialisation acts as the exclusive sales agent for multiple Coopimmo programs including Onyx (Bagneux), Beau Chemin (Nanterre), and MAKARON (Malakoff). Contact: 06 79 79 79 08 / [email protected].

Scale indicators7 records

Recent moves12 records

Expansion highlights6 records

Direct peers

• IDF Habitat: Parent company and direct peer operating HLM social housing across Île-de-France. Comparable as a cooperative-structured social housing operator with overlapping program offerings (PSLA, BRS) and shared group resources.
• Groupe Arcade-VYV: Major French social housing group co-developing the Canopia residence with Coopimmo. Comparable as a large-scale HLM operator pursuing co-promotion projects across Île-de-France.
• In'li: Cooperative HLM group producing intermediate-rental and accession housing in Île-de-France and other French regions. Closest direct peer given cooperative structure and shared focus on accession programs for middle-income households.
• Groupe Valophis: HLM operator active in Île-de-France social housing; existing counterparty on Coopimmo's Canopia bulk sale. Comparable as a regional social housing developer with overlapping BRS/PSLA-style product lines.
• La Coopérative Foncière Francilienne (OFS Francilien): Co-developed Organisme Foncier Solidaire (OFS) jointly by Coopimmo and other HLM organizations to hold land for BRS transactions. Comparable as a cooperative-affiliated BRS infrastructure provider.

Broad incumbents

• Nexity: France's largest residential real estate developer, named as constructor on a Coopimmo PSLA project. Comparable as a broad-market incumbent operating across new-build residential including social/accession segments.
• Seqens: Large HLM group offering rental, accession, and BRS programs across Île-de-France. Comparable as a broader incumbent with deeper capital base pursuing similar social property accession products.
• Vilogia: Major HLM operator active across northern France including Île-de-France. Comparable as a broad incumbent with accession and BRS programs targeting similar moderate-income first-time buyer segments.
• CDC Habitat: France's largest social housing operator, state-backed via Caisse des Dépôts. Comparable as a broad incumbent whose product set includes accession sociale and BRS competing for the same cooperative/municipal partners.

Others

• Action Logement (Groupe): Financing and housing operator providing loan accompaniment (via PROJIMMO) and employer-backed housing solutions. Comparable as an ecosystem participant — partner on financing, adjacent in social housing delivery.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights6 records

Customer concentration

• Xx.com/coopimmo
• LinkedInlinkedin.com/company/scp-coopimmo

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles23 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Coopimmo