Notre Dame Intermedica Saude
Notre Dame Intermédica Saúde is a vertically integrated Brazilian health and dental insurance operator, serving individuals, families, and corporate clients across all five Brazilian macro-regions through ANS-regulated subscription plans, an owned provider network of hospitals and clinics, and digital channels including the GNDI Easy mobile app.
- Company typePrivate
- Founded1951
- HeadquartersBela Vista, Brazil
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
What Notre Dame Intermedica Saude does
Notre Dame Intermédica Saúde (operating as Hapvida NotreDame Intermédica / GNDI) is a vertically integrated Brazilian health and dental insurance operator with a 70-plus year operating history, founded in 1951 in São Paulo and currently operating as a subsidiary of Hapvida following the 2022 merger that formed one of Brazil's largest health-insurance groups. The company sells individual/family, corporate, adhesion-based, and stand-alone dental plans through ANS-regulated subscription premiums, with co-participation fees on selected procedures such as extended psychiatric hospitalization; pricing is governed by ANS annual adjustments (5.11% individual for the May 2026–Apr 2027 cycle) and RN 565 group-contract adjustments (12.90% for the same cycle).
The core operating model is built on a Rede Própria of owned hospitals, clinics, emergency rooms, preventive-medicine units, and diagnostic centers (Hapvida Diagnóstico / NotreLabs), supplemented by ABRAMGE reciprocity for out-of-area care and five regional sub-brand platforms (HB Saúde, Bio Saúde, São Lucas Saúde in São Paulo; Hapvida NDI Minas; Hapvida Clinipam and Hapvida Porto Alegre/CCG Saúde in the South). Distribution is multi-channel: digital self-service via the Portal do Beneficiário and the GNDI Easy mobile application, telephone scheduling and 24-hour service centers, in-person authorization centers across Brazil's five macro-regions, the Avenida Paulista flagship service agency, and an extensive network of 15 benefit administrators (Affix, AllCare, APS, Clube Care, Corpore, MMS, Múltipla, Nexo, Nunes & Grossi, Pentágono, Plural, UNICOR, Vida Max, Você Clube, Clube de Saúde) for collective-adhesion plans.
Product surface spans the core health and dental insurance plans, the Smart Flex SP and Smart Up retail product lines, the Qualivida preventive-medicine program, Teleconsulta telemedicine, facial-biometric identification, token-based anti-fraud authorization, the Clube de Vantagens ecosystem bundling TotalPass fitness, Cuidaê pharmacy marketplace, and SunClick energy-discount benefits, and the in-house Centro de Pesquisa Clínica (clinical research center). Operational quality is measured by ANS under the IDSS/PQO framework, where the operator has scored between 0.8523 and 1.0000 over the past eight reported cycles (peaking in base-year 2022). The entity is currently under activist pressure from 6.8% shareholder Squadra Investimentos, which in April 2026 publicly demanded board changes and evaluation of divesting the South and Southeast operations inherited in the NotreDame acquisition.
Notre Dame Intermedica Saude firmographics
Firmographics- Name
- Notre Dame Intermedica Saude
- Legal name
- HapvidaNotreDame Intermédica
- Website
- https://gndi.com.br
- Company type
- Private
- Founded year
- 1951
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Notre Dame Intermédica Saúde is a vertically integrated Brazilian health and dental insurance operator, serving individuals, families, and corporate clients across all five Brazilian macro-regions through ANS-regulated subscription plans, an owned provider network of hospitals and clinics, and digital channels including the GNDI Easy mobile app.
- Ownership category
- akta.pro rank
Notre Dame Intermedica Saude industry classification
Industry- Product category
- Health Insurance
- NAICS
- General Medical and Surgical Hospitals (6221), Nursing and Residential Care Facilities (623)
- SIC
- Hospital & Medical Service Plans (6324), Services-Health Services (8000)
- akta.pro primary industry
- Hospital Shared Services, GPOs & System Support Organizations (HLAFAAAO)
- akta.pro secondary industry
- Patient Engagement, Education & Messaging Platforms (portal/CRM integrated) (HLALABAJ)
Keywords
Where Notre Dame Intermedica Saude is headquartered
LocationHeadquarters
- HQ city
- Bela Vista
- HQ country
- Brazil
- HQ region
- Latin America
Offices9 records
Markets served
Notre Dame Intermedica Saude business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Health Insurance Premiums: Monthly subscription payments from individual, family, and corporate health plan beneficiaries. Premiums are regulated by ANS and include annual adjustments based on medical inflation and utilization patterns
- Dental Plan Premiums: Monthly subscription payments for individual and corporate dental plans, including specialized dental networks
- Co-participation Fees: Cost-sharing arrangements where beneficiaries pay a portion of certain procedures, examinations, and hospitalizations, particularly for psychiatric hospitalizations exceeding 30 continuous days per contractual year
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual/Family Health Plans - ANS regulated plans with 5.11% adjustment for 2026 |
| Subscription | Annual | Enterprise Group Contract Plans - RN 565 regulated |
| Subscription | Monthly | TotalPass Gym and Wellness Benefit - Club de Vantagens |
| Subscription | Monthly | Dental Plans - Individual and Corporate |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels6 records
Notre Dame Intermedica Saude product offering
Product offeringCore offering
Notre Dame Intermedica Saude (operating as Hapvida NotreDame Intermédica) is a Brazilian healthcare company that sells individual, family, and corporate health and dental insurance plans, delivering care through its own vertically integrated provider network of hospitals, clinics, emergency rooms, and diagnostic centers concentrated in São Paulo. The company combines regulated health plan subscriptions with self-operated care delivery, including telemedicine (Teleconsulta), preventive health programs (Qualivida), diagnostic services (NotreLabs), and a digital self-service platform (GNDI Easy) for appointments, authorizations, and benefits access.
Product overview
Notre Dame Intermédica (operating as Hapvida NotreDame) is a major Brazilian health insurance operator offering a unified health and dental insurance platform with multiple product tiers and add-on services. Its core portfolio consists of individual and corporate health insurance plans (Planos de Saúde) and dental plans (Planos Odontológicos), supplemented by specialized plan variants such as Smart Flex SP and Smart Up. The company operates an extensive proprietary provider network of hospitals, clinics, emergency rooms, and diagnostic centers across São Paulo, Minas Gerais, and Southern Brazil under regional sub-brands (Bio Saúde, HB Saúde, São Lucas Saúde, Hapvida Porto Alegre, Hapvida Clinipam, Hapvida NDI Minas). Beyond insurance, the platform includes digital self-service tools (GNDI Easy mobile app and Portal do Beneficiário), telemedicine (Teleconsulta), preventive health programs (Qualivida), diagnostic services (Hapvida Diagnóstico/NotreLabs), and a benefits club (Clube de Vantagens) integrating TotalPass gym access, Cuidaê pharmacy delivery, and SunClick energy discounts.
Differentiator
Problem solved
Functional benefit
Brands
- Qualitotal: Health management and wellness program
- Qualivida
- Smart Flex
- Smart Up
- TotalPass
- Cuidaê
Products and services
- Individual Health Plans (Planos de Saúde Individuais)
Quantifiable outcome
- ANS IDSS score of 0.8698 (2025/2024)
- +2 more outcomes
Companies that use Notre Dame Intermedica Saude
Customer profileSegments4 records
Ideal customer profiles2 records
Notre Dame Intermedica Saude technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature5 records
Notre Dame Intermedica Saude partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered minor.
- Affix Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: 0800-608-1020 / 4000-1999 / www.affix.com.br
- AllCare Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: 0800-941-4962 / (11) 3003-6400 / [email protected] / www.allcare.com.br
- APS Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 3237-3650 / [email protected] / www.apssaude.com.br
- Clube Care AdministradoraminorBenefit administrator partner for collective adhesion health plans. Contact: (21) 3553-9188 / 0800-878-8197 / [email protected] / www.clubecare.com.br
- Clube de SaúdeminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 4003-9881 / www.clubedesaudeonline.com.br/clubesaude
- Corpore Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 2124-1888 / [email protected] / www.corporeadministradora.com.br
- MMS Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 4020-2140 / 0800-021-0240 / [email protected] / www.mmsbeneficios.com.br
- Múltipla Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: (21) 3856-5696 / (21) 99550-2654 / [email protected] / www.multiplabeneficios.com.br
- Nexo Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 4339-2821 / (11) 4338-3079 / [email protected] / www.nexoadministradora.com.br
- Nunes & Grossi AdministradoraminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 4003-5224 / (13) 3281-0100 / [email protected] / www.nunesegrossi.com.br
- Pentágono (Tec Pen) AdministradoraminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 4020-0135 / [email protected] / www.tecpenadm.com.br
- Plural Administradora de BenefíciosminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 4020-2148 / (21) 99931-0080 / [email protected] / www.pluralsaude.com.br
- Vida Max AdministradoraminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 3113-1717 / [email protected] / www.vidamax.com.br
- Você Clube AdministradoraminorBenefit administrator partner for collective adhesion health plans. Contact: (11) 3188-7310 / (11) 97698-0816 / [email protected] / www.voceclube.com.br
- UNICOR Administradora de Benefícios LTDAminorBenefit administrator partner for collective adhesion health plans. Contact: (31) 3207-1669 / +55 31 99161-1719 / https://www.unicorbeneficios.com.br/plano-de-saude/
- TotalPass (Gym/Wellness Network)minorFitness and wellness network included in Clube de Vantagens (Benefits Club) program. Offers access to gyms, studios, and wellness services starting from R$ 69.90/month
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Notre Dame Intermedica Saude competitors and assessment
Company assessmentDirect peers
- Unimed: Brazil's largest medical cooperative system with extensive own provider network of hospitals, clinics, and physicians across all states. Closest competitor to Hapvida NotreDame in the integrated HMO/cooperative model serving individual and corporate members.
- Hapvida: Parent company and merged operating entity of Notre Dame Intermédica following the 2022 acquisition. Both operate vertically integrated HMO models with own hospital networks and similar product portfolios in Brazil; effectively the same consolidated business from a competitive standpoint.
- Amil (UnitedHealth Group Brazil): One of Brazil's largest health insurers with vertically integrated hospital and clinic networks. Directly comparable to Hapvida NotreDame in offering individual, corporate, and adhesion plans with own provider infrastructure across multiple Brazilian states.
- NotreDame Intermédica (legacy entity): The subject company itself as it existed prior to the 2022 Hapvida merger, operating health insurance with strong São Paulo and South region presence. Listed here for completeness as the legacy integrated operator that anchors the current Hapvida NotreDame identity.
Broad incumbents
- SulAmérica Saúde: Major Brazilian health insurance operator with significant corporate and individual plan share. Competes with Hapvida NotreDame in commercial health insurance but relies more on third-party provider networks rather than fully owned infrastructure.
- Porto Seguro Saúde: Health insurance arm of Porto Seguro group offering individual, family, and corporate plans in Brazil. Competes with Hapvida NotreDame primarily in SMB and corporate segments with similar digital distribution approaches but smaller provider network ownership.
- Bradesco Saúde: Large Brazilian health insurer affiliated with Bradesco financial group, focusing on corporate and premium individual segments. Competes with Hapvida NotreDame in corporate health plans and offers comparable product breadth, with strong financial backing from parent bank.
Emerging players
- Care Plus: Premium-segment Brazilian health insurer serving corporate and high-income individuals with curated provider networks. Comparable to Hapvida NotreDame's premium offerings but smaller scale and narrower geographic footprint.
- Omint Saúde: Brazilian premium health insurer focused on corporate and high-end individual segments. Comparable in product positioning to Hapvida NotreDame's premium tiers but with a smaller, more selective provider network.
Regional players
- Cassi (Banco do Brasil): Brazilian health plan operator tied to Banco do Brasil employees and retirees, operating self-funded and commercial plans. Comparable in scale and integrated provider model but with concentrated beneficiary base rather than open-market commercial focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Notre Dame Intermedica Saude social profiles
Digital presenceNotre Dame Intermedica Saude financial estimates
Financial estimateRevenue estimate
Valuation estimate
Notre Dame Intermedica Saude leadership team
Management profileNumber of profiles
Profiles5 records
Notre Dame Intermedica Saude subsidiaries and ownership
Company hierarchySubsidiaries8 records
Notre Dame Intermedica Saude funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Notre Dame Intermedica Saude M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Notre Dame Intermedica Saude
What does Notre Dame Intermedica Saude do?
Notre Dame Intermedica Saude (operating as Hapvida NotreDame Intermédica) is a Brazilian healthcare company that sells individual, family, and corporate health and dental insurance plans, delivering care through its own vertically integrated provider network of hospitals, clinics, emergency rooms, and diagnostic centers concentrated in São Paulo. The company combines regulated health plan subscriptions with self-operated care delivery, including telemedicine (Teleconsulta), preventive health programs (Qualivida), diagnostic services (NotreLabs), and a digital self-service platform (GNDI Easy) for appointments, authorizations, and benefits access.
Is Notre Dame Intermedica Saude a public or private company?
Notre Dame Intermedica Saude is a private company. It is classified as corporate owned and is currently operating.
When was Notre Dame Intermedica Saude founded?
Notre Dame Intermedica Saude was founded in 1951. It employs 5,001 to 10,000 people.
Where is Notre Dame Intermedica Saude based?
Notre Dame Intermedica Saude is headquartered in Bela Vista, Brazil, in the Latin America region.
How does Notre Dame Intermedica Saude make money?
Three revenue lines are on record. Health Insurance Premiums are the primary driver. The others are dental Plan Premiums and co-participation Fees.
Who are Notre Dame Intermedica Saude's main competitors?
Direct peers on record are Unimed, Hapvida, Amil (UnitedHealth Group Brazil) and NotreDame Intermédica (legacy entity). Broad incumbents are SulAmérica Saúde, Porto Seguro Saúde and Bradesco Saúde. Emerging players are Care Plus and Omint Saúde. Cassi (Banco do Brasil) is listed as a regional player.
Does Notre Dame Intermedica Saude have an API?
No public API is recorded for Notre Dame Intermedica Saude.
What industry is Notre Dame Intermedica Saude in?
Notre Dame Intermedica Saude's product category is Health Insurance. Its primary akta.pro industry code is HLAFAAAO, Hospital Shared Services, GPOs & System Support Organizations, with a secondary code of HLALABAJ, Patient Engagement, Education & Messaging Platforms (portal/CRM integrated). Its NAICS code is 6221 and its SIC code is 6324.