Insurance NAVI

Name

Insurance NAVI

Legal name

Versicherungs NAVI GmbH

Website

https://versicherungsnavi.de

Company type

Private

Operating status

Operating

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAIAEAL

Individual Health Insurance Brokerage & Distribution

Financial & Insurance/Insurance — Life & Health/Individual Health Insurance

SECONDARYFSAAACAI

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions)

Financial & Insurance/Asset & Wealth Management/Registered Investment Advisors (RIAs) & Independent Wealth Managers

Keywords

• Insurance brokerage services
• Family insurance advisory
• Insurance comparison consulting
• Multi-line insurance products
• Independent insurance agent

Headquarters

HQ city

Zwönitz

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Insurance Commission: Revenue generated through commissions from insurance product sales as a licensed insurance broker (Versicherungsmakler) under § 34d GewO. Commissions are paid by insurance companies for policy placements.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Insurance NAVI (VersicherungsNAVI GmbH) operates as an independent licensed insurance broker (Versicherungsmakler under §34d GewO) placing personal, family, and small-business insurance policies with 155 partner carriers across auto, home, health, life, pet, liability, and specialty lines. The broker earns commissions from insurers and provides in-person consultation at three Saxony offices (Zwönitz, Hainichen, Bautzen), supplemented by online video consultations via Flexperto, embedded tariff comparison calculators, and ongoing claims and policy administration support.

Product overview

Insurance NAVI (VersicherungsNAVI GmbH) operates as a family-focused insurance broker (Versicherungsmakler) offering a comprehensive portfolio of insurance and financial products through multiple service channels including three physical offices in Zwönitz, Hainichen, and Bautzen, Germany. The core product portfolio spans vehicle insurance, personal liability, home contents, building insurance, property owner liability, term life insurance, children's insurance, pet insurance, and occupational disability coverage. Health insurance products include private health insurance, supplementary health insurance, daily sickness benefit, and the specialized Krebs-Scan cancer early detection program. The company also provides special insurance products for travel, electronics, sports equipment, and cyber risks, alongside utility comparison services for electricity, gas, and DSL. Financial services include investment advisory through DAB BNP Paribas and financing consultation. Customer services encompass appointment scheduling, online consultations via Flexperto, damage reporting, and policy data management. The company integrates multiple third-party platforms for insurance comparison (Covomo, Mr-Money, NAFI, Barmenia, INTER), scheduling (Terminpilot), mapping (Carto/OpenStreetMap), and website operations (digidor).

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance (Kfz-Versicherung) Vehicle insurance providing comprehensive and third-party liability coverage with optional add-ons including accident protection, roadside assistance, and deductible options.
• Private Liability Insurance (Privathaftpflichtversicherung) Personal liability insurance protecting against damages caused to third parties, covering legal defense costs and compensation claims up to policy limits.
• Home Contents Insurance (Hausratversicherung) Insurance covering household belongings against fire, theft, water damage, vandalism, and natural hazards, with coverage extending to items outside the home during travel.
• Building Insurance (Gebäudeversicherung) Residential building insurance protecting property owners against fire, water, storm, hail, and optional elemental damage, covering the structure and attached buildings.
• Property Owner Liability Insurance (Haus- und Grund-Haftpflicht) Liability insurance for property owners and landlords covering damages arising from property maintenance, including person, property, and financial losses.
• Term Life Insurance (Risikolebensversicherung) Pure death benefit insurance paying a specified sum to beneficiaries upon the policyholder's death during the policy term, designed to protect surviving family members.
• Children's Insurance Products (Kinder) Portfolio of insurance products for children including supplementary health coverage, accident insurance, student disability coverage, and savings plans for education.
• Pet Insurance (Tierversicherung) Insurance products for pets including liability coverage for dogs and horses, and health insurance covering veterinary surgery costs (Tier-OP-Versicherung).
• Occupational Disability Insurance (Berufsunfähigkeitsversicherung) Insurance providing income replacement if the policyholder becomes unable to work due to illness or accident, with coverage alternatives including pension insurance and severe illness coverage.
• Cancer Screening Program (Krebs-Scan) Early cancer detection program combining annual blood tests with advanced imaging (PET/CT and MRI) to identify cancer and precancerous conditions starting from age 18, offered with supplementary insurance coverage.
• Private Health Insurance (Private Krankenversicherung) Full private health insurance providing customizable medical coverage including hospital accommodation, dental care, and alternative treatments, with contributions based on age and health status at enrollment.
• Supplementary Health Insurance (Krankenzusatzversicherung) Add-on health insurance designed to bridge gaps in statutory health insurance, covering dental treatment, vision aids, alternative medicine, hospital upgrades, and daily sickness benefits.
• Daily Sickness Benefit Insurance (Krankentagegeld) Insurance providing daily payments after the employer-paid sick leave period ends (after 6 weeks), protecting against income loss during extended illness.
• Foreign Travel Health Insurance (Auslandsreiseversicherung) Travel health insurance covering medical treatment costs abroad and emergency repatriation, available through INTER Versicherungsgruppe for online purchase.
• Specialty Insurance Products (Spezialprodukte) Portfolio of specialized insurance products including travel insurance (trip cancellation, baggage, accident), pet insurance (cat surgery, rabbit health), vehicle insurance (scooter, e-scooter), electronics insurance, sports equipment coverage, cyber insurance, drone insurance, and wedding insurance.
• Energy Saver Comparison Services (Energiesparer) Utility comparison services including electricity, gas, and DSL comparisons enabling customers to find cost-effective energy providers.
• Investment Services Investment advisory and brokerage services in partnership with DAB BNP Paribas, offering savings accounts with 3.2% interest and access to investment funds through specialist advisor Jörg Springer.
• Financing Services (Finanzierung) Financial advisory services for financing solutions and loan products.
• Online Damage Reporting (Schaden melden) Online form service for reporting insurance claims across multiple policy types including property, vehicle, liability, and legal protection.
• Data Change Service (Daten ändern) Customer self-service portal for updating personal information including address, marital status, occupation, and bank details across all contracts.

Named customers1 record

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core and minor.

• digidor GmbHcoreTechnology or IntegrationWebsite platform provider hosting versicherungsnavi.de on their cloud-based website builder. digidor also provides newsletter services and web analytics. VersicherungsNAVI has a data processing agreement (Auftragsverarbeitungsvertrag) with digidor.
• DAB BNP ParibasminorStrategic or Co-development PartnerInvestment partner for deposit account services (3.2% interest rate). Partners with Jörg Springer, investment expert, to offer investment advice ranging from gold to money market funds.
• Jörg Springer (Investment Expert)minorStrategic or Co-development PartnerExternal investment specialist collaborating with VersicherungsNAVI to provide investment advice and portfolio management services to customers, particularly for lump sum investments from life insurance payouts.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Market position

Strengths4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/alpixx---financial-solutions

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Insurance NAVI