Kelly Underwriting Services
Kelly Underwriting Services is a U.S. Managing General Underwriter specializing in professional liability insurance for miscellaneous professionals, insurance agents/brokers, and architects/engineers. Operating as an appointed Lloyd's Coverholder, the Farmingdale, NY-based firm distributes nationwide through wholesale brokers across all 50 states.
- Company typePrivate
- Founded2012
- HeadquartersFarmingdale, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Kelly Underwriting Services does
Kelly Underwriting Services, LLC is a Managing General Underwriter (MGU) operating in the U.S. wholesale and surplus lines insurance market, headquartered in Farmingdale, New York. Founded by Thomas Nash, a 30-year insurance industry veteran, the firm specializes in professional liability underwriting across three core product lines: Miscellaneous Professional Liability (covering 100+ classes of business), Insurance Agents & Brokers Professional Liability, and Architects & Engineers Professional Liability. Kelly writes on proprietary forms with broadened coverage enhancements, including First Dollar Defense, Defense Outside the Limits, environmental liability, contractor's pollution liability, technology, and cyber/network security coverage. The firm holds appointment as a Lloyd's of London Coverholder, giving it delegated authority to underwrite and bind contracts on behalf of Lloyd's syndicates and providing access to London market capacity.
As an MGU, Kelly generates revenue through insurance underwriting premiums collected on behalf of syndicate and carrier-partners, with commissions paid to brokers and carriers. Pricing is quote-based and risk-specific, with annual billing cycles, and the firm does not publish pricing tiers. Distribution is exclusively indirect: Kelly does not sell directly to insureds but works through wholesale brokers and retail insurance agents who place coverage on behalf of their clients. The firm's go-to-market emphasizes "real underwriting"—individual risk-by-risk assessment rather than automated processing—paired with broad appetite, competitive pricing, proprietary forms, and quick turnaround.
The firm operates with a team of 1-10 employees and maintains nationwide underwriting authority across all 50 states and the District of Columbia. Operationally, Kelly is structured as a privately held LLC with no institutional investors, no disclosed funding rounds, no parent company, and no subsidiaries. Banking and payment operations are run through JPMorgan Chase. No AI/ML capabilities, APIs, or proprietary technology platforms are disclosed; the company's core technology is listed as "Not disclosed," and its competitive differentiation rests on underwriting expertise, proprietary policy forms, and the regulatory credential of Lloyd's Coverholder status.
Kelly Underwriting Services firmographics
Firmographics- Name
- Kelly Underwriting Services
- Legal name
- Kelly Underwriting Services, LLC
- Website
- https://kellyunderwriting.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Kelly Underwriting Services is a U.S. Managing General Underwriter specializing in professional liability insurance for miscellaneous professionals, insurance agents/brokers, and architects/engineers. Operating as an appointed Lloyd's Coverholder, the Farmingdale, NY-based firm distributes nationwide through wholesale brokers across all 50 states.
- Ownership category
- akta.pro rank
Kelly Underwriting Services industry classification
Industry- Product category
- Professional Liability Insurance Underwriting
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Other Insurance Related Activities (52429)
- SIC
- Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
- akta.pro secondary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
Keywords
Where Kelly Underwriting Services is headquartered
LocationHeadquarters
- HQ city
- Farmingdale
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Kelly Underwriting Services business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Insurance Underwriting Premium: As a Managing General Underwriter (MGU), Kelly Underwriting Services earns revenue by underwriting insurance policies on behalf of syndicate and carrier-partners. Revenue is generated through premium collection with commissions paid to brokers and carriers. The company operates as an appointed Lloyd's Coverholder, meaning they have authority to underwrite and bind insurance contracts on behalf of Lloyd's of London syndicates.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Quote-based insurance underwriting for all product lines |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
Kelly Underwriting Services product offering
Product offeringCore offering
Kelly Underwriting Services is a Managing General Underwriter (MGU) that provides specialized professional liability insurance underwriting on behalf of Lloyd's of London syndicates and carrier partners. The company underwrites three core product lines — Miscellaneous Professional Liability (MPL), Insurance Agents & Brokers Professional Liability, and Architects & Engineers Professional Liability — distributed exclusively through wholesale brokers and retail insurance agents across the United States. Coverage is written on proprietary forms with broadened enhancements such as First Dollar Defense, Defense Outside the Limits, environmental liability, contractor's pollution liability, technology, and network security.
Product overview
Kelly Underwriting Services is an insurance Managing General Underwriter (MGU) offering three core professional liability insurance products: Miscellaneous Professional Liability (MPL), Insurance Agents & Brokers Professional Liability, and Architects & Engineers Professional Liability. The company operates in the wholesale/surplus lines market and writes on proprietary forms with coverage enhancements such as First Dollar Defense and Defense Outside the Limits. Kelly provides outsourced underwriting services for syndicate and carrier-partners with nationwide distribution across all 50 states and the District of Columbia.
Differentiator
Problem solved
Functional benefit
Products and services
- Miscellaneous Professional Liability Insurance (MPL)
- Insurance Agents & Brokers Professional Liability
- Architects & Engineers Professional Liability
Companies that use Kelly Underwriting Services
Customer profileSegments3 records
Ideal customer profiles3 records
Kelly Underwriting Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Kelly Underwriting Services partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Lloyd's of LondoncoreKelly Underwriting Services operates as an appointed Lloyd's Coverholder, meaning they have been granted authority by Lloyd's of London to underwrite and bind insurance contracts on behalf of Lloyd's syndicates. This partnership provides Kelly with access to Lloyd's market capacity and global insurance reach, while Lloyd's benefits from Kelly's specialized underwriting expertise in professional liability lines including MPL, Insurance Agents & Brokers, and Architects & Engineers coverage.
Scale indicators3 records
Expansion highlights4 records
Kelly Underwriting Services competitors and assessment
Company assessmentMarket position
Strengths4 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Kelly Underwriting Services social profiles
Digital presenceKelly Underwriting Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kelly Underwriting Services leadership team
Management profileNumber of profiles
Profiles3 records
Kelly Underwriting Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kelly Underwriting Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kelly Underwriting Services
What does Kelly Underwriting Services do?
Kelly Underwriting Services is a Managing General Underwriter (MGU) that provides specialized professional liability insurance underwriting on behalf of Lloyd's of London syndicates and carrier partners. The company underwrites three core product lines — Miscellaneous Professional Liability (MPL), Insurance Agents & Brokers Professional Liability, and Architects & Engineers Professional Liability — distributed exclusively through wholesale brokers and retail insurance agents across the United States. Coverage is written on proprietary forms with broadened enhancements such as First Dollar Defense, Defense Outside the Limits, environmental liability, contractor's pollution liability, technology, and network security.
Is Kelly Underwriting Services a public or private company?
Kelly Underwriting Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Kelly Underwriting Services founded?
Kelly Underwriting Services was founded in 2012. It employs 1 to 10 people.
Where is Kelly Underwriting Services based?
Kelly Underwriting Services is headquartered in Farmingdale, United States, in the North America region.
How does Kelly Underwriting Services make money?
One revenue line is on record: insurance Underwriting Premium.
Does Kelly Underwriting Services have an API?
No public API is recorded for Kelly Underwriting Services.
What industry is Kelly Underwriting Services in?
Kelly Underwriting Services's product category is Professional Liability Insurance Underwriting. Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services, with a secondary code of FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines). Its NAICS code is 52421 and its SIC code is 6411.