Corwin Insurance Agency

What Corwin Insurance Agency does

Corwin Insurance Agency is a family-owned independent insurance agency founded in 1977 by Jim Corwin in Albany, Oregon, and currently operating from two physical offices in Albany (headquarters at 2231 Santiam Highway Southeast) and Corvallis, Oregon. The agency writes business across the state of Oregon, with the current owners Marie Sandman and her husband Rick Sandman having acquired the firm from founder Jim Corwin in 1997 upon his retirement. Marie Sandman and her daughter Heather Sandman manage the Albany office, while Dave runs the Corvallis office. As an independent agency, Corwin represents multiple top-rated carriers including Progressive, Travelers, Safeco, Dairyland, Kemper, National General, Stillwater, GeoVera, Bristol-West, Foremost, MetLife, American Modern, Hagerty, Openly, Hippo, and American Home Shield.

The agency offers a broad portfolio spanning personal lines (auto, home, renters, condo, landlord, flood, manufactured home, vacant property, pet, umbrella, life), specialty vehicle coverage (boat, motorcycle, RV, SR22, rideshare, teen driver), commercial lines (business owners policy, commercial auto, commercial property, commercial umbrella, general liability, workers compensation), and Medicare-related products (Medicare Advantage, Medicare Supplement/Medigap, and Parts A, B, C, and D). The agency does not operate any proprietary technology; its digital stack consists of carrier-provided platforms, an online quote-request workflow on corwininsurance.com, and a Canopy-based policy upload tool. Customers do not pay the agency for service — the firm is compensated via carrier commissions, including for Medicare plan guidance.

Distribution is direct via licensed agents at the two Oregon offices, supplemented by an online quote funnel and a Dave Ramsey Endorsed Local Provider (ELP) referral relationship, which is monitored monthly by Dave Ramsey's team for service quality. The agency also promotes LegalShield legal-services memberships through a dedicated sub-portal as a complementary offering. With no institutional investment, no parent company, and no private-equity backing, Corwin operates as a privately held local family business.

Name

Corwin Insurance Agency

Legal name

Corwin Insurance Agency

Website

https://corwininsurance.com

Company type

Private

Founded year

1977

Operating status

Operating

Headcount range

11–50 employees

Short description

Corwin Insurance Agency is a family-owned independent insurance agency founded in 1977, operating from offices in Albany and Corvallis, Oregon. The agency shops multiple top-rated carriers to provide personal, commercial, Medicare, and specialty insurance coverage to individuals and small businesses statewide.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial insurance brokerage
• Medicare insurance guidance
• Oregon insurance services

Headquarters

HQ city

Baton Rouge

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commissions: As an independent insurance agency, Corwin Insurance Agency earns commissions from insurance carriers when placing customer coverage. They represent multiple top-rated insurance carriers including Progressive, Travelers, Safeco, and others. No cost to customers for their service - carriers pay commissions.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Corwin Insurance Agency is a family-owned independent insurance agency that sells personal, commercial, life, and Medicare insurance products by representing multiple top-rated insurance carriers (Progressive, Travelers, Safeco, and others). Licensed agents consult with customers to shop and compare coverage options across carriers, providing personalized insurance solutions across Oregon with offices in Albany and Corvallis.

Product overview

Corwin Insurance Agency is an independent insurance agency established in 1977, operating as a family-owned business serving Albany and Corvallis, Oregon. The agency offers a comprehensive portfolio of insurance products across personal lines (auto, home, renters, condo, landlord, flood, vacant property, manufactured home, pet, umbrella, life, Medicare, and specialty vehicle coverage for boats, motorcycles, RVs, and rideshare vehicles) and commercial lines (business owners policies, commercial property, commercial auto, general liability, commercial umbrella, and workers compensation). As an independent agency, they represent multiple top-rated insurance carriers including Progressive, Travelers, Safeco, and many others, enabling them to compare coverage and pricing options. The agency also offers LegalShield legal services membership and provides online quote requests, policy self-service, and claims processing. Their Medicare-related offerings include Medicare Advantage, Medicare Supplement (Medigap), and Medicare Parts A, B, C, and D navigation assistance.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance
• Boat Insurance
• Motorcycle & Scooter Insurance
• RV Insurance
• SR22 Insurance
• Teen Driver Insurance
• Rideshare Insurance
• Home Insurance
• Renters Insurance
• Condo Insurance
• Landlord Insurance
• Flood Insurance
• Vacant Property Insurance
• Personal Umbrella Insurance
• Manufactured Home Insurance
• Pet Insurance
• Commercial Auto Insurance
• Business Owners Insurance (BOP)
• Commercial Property Insurance
• Commercial Umbrella Insurance
• General Liability Insurance
• Workers Compensation Insurance
• Life Insurance
• Medicare Advantage (Part C) Plans
• Medicare Supplement (Medigap) Insurance
• Medicare Part D Prescription Drug Coverage
• LegalShield Legal Services Membership
• Online Insurance Quote Request Service

Quantifiable outcome

• No cost to customers for Medicare plan assistance - carriers pay agent commissions

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered core and minor.

• ProgressivecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by Corwin Insurance Agency. Progressive is one of multiple top-rated carriers the independent agency shops to find coverage matching customer needs. Progressive claims: 800-776-4737, payments: 800-888-7764.
• TravelerscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. One of the major carriers represented by the independent agency for auto, home, and business coverage. Claims: 800-252-4633, payments: 877-878-2468.
• SafecocoreChannel Partner/ Reseller/ DistributorInsurance carrier partner (Liberty Mutual subsidiary). Represented for providing coverage options. Claims: 800-332-3226, payments: 888-726-3260.
• DairylandminorChannel Partner/ Reseller/ DistributorInsurance carrier partner for specialty coverage including SR22 and motorcycle insurance. Claims and payments: 800-334-0090.
• KemperminorChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims: 888-253-7834, payments: 800-456-0448.
• National GeneralminorChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims: 800-468-3466, payments: 877-468-3467.
• StillwaterminorChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims and payments: 800-220-1351.
• GeoVeraminorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in flood insurance. Claims: geovera.com/report-a-claim/
• Bristol-WestminorChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims: 800-274-7865.
• ForemostminorChannel Partner/ Reseller/ DistributorInsurance carrier partner (Farmers Insurance group). Specializes in specialty coverage including RVs, boats, and manufactured homes. Claims: 800-237-6136, payments: 800-532-4221.
• MetLifeminorChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims: 800-854-6011.
• American ModernminorChannel Partner/ Reseller/ DistributorInsurance carrier partner (Amig). Specializes in specialty lines. Claims: 800-375-2075, payments: 800-543-2644.
• HagertyminorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in classic car and collector vehicle coverage. Claims: 888-220-9565, payments: 800-762-2628.
• OpenlyminorChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims: 888-808-4842.
• HippominorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in modern home insurance. Claims: 855-999-9746, payments: 800-585-0705.
• AHS (American Home Shield)minorChannel Partner/ Reseller/ DistributorHome warranty and service contract provider partner. Claims and payments: 800-943-9451.
• LegalShieldminorGTM or Marketing PartnerLegal services provider offering personal and small business legal plans. Corwin Insurance Agency promotes LegalShield as a complementary service. Plans cover personal legal matters, small business document review, debt collection, and business startup assistance. Located at msandman.wearelegalshield.com/
• Dave Ramsey (Endorsed Local Provider)coreGTM or Marketing PartnerDave Ramsey ELP program - agency is an official Endorsed Local Provider. Dave Ramsey's team evaluates agency performance monthly. Provides access to Dave's audience of financially-conscious consumers seeking insurance. ELPs must maintain higher standards and have 'heart of a teacher' approach. Free to customers - agency compensated by carriers.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Allstate: Allstate operates a national captive agent network selling auto, home, and life insurance directly through local agents. The geographic and product overlap with Corwin is significant in personal lines, though Allstate agents are exclusive to one carrier rather than independent.
• Farmers Insurance: Farmers Insurance distributes personal and commercial insurance through a captive agent network. It offers products that overlap with Corwin's portfolio (auto, home, commercial, specialty) and uses the same local-agent model to serve customers across the US, including Oregon.
• State Farm: State Farm is the largest US personal lines insurer with an exclusive captive agent model serving homeowners, auto, and small commercial customers. While State Farm agents represent only one carrier, the local-agent, customer-facing model and product breadth in home and auto directly overlaps with Corwin's personal lines business.
• Progressive: Progressive is a major national P&C insurer that sells through both direct (online/call) and independent agent channels, including Corwin. While Progressive's direct digital channel competes with Corwin for the same Oregon auto and home customers, its independent agency program makes it both a partner and competitor.
• Liberty Mutual: Liberty Mutual is a major national P&C carrier that owns Safeco (a Corwin carrier partner) and sells through both direct and independent agency channels. It competes with Corwin for personal and commercial customers, though Liberty Mutual operates at much larger scale and offers proprietary products.
• Nationwide: Nationwide sells auto, home, life, and small commercial insurance through a combination of exclusive and independent agents. It competes with Corwin for the same personal and small commercial customers in Oregon, but operates at national scale with broader product and marketing resources.

Direct peers

• Goosehead Insurance: Goosehead Insurance operates a national franchise independent insurance agency model, placing coverage with multiple carriers on behalf of personal and commercial clients. It is highly comparable to Corwin in business model (independent agent brokering multiple carriers for commission), product breadth, and customer segments served.
• Brightway Insurance: Brightway Insurance is a franchise independent insurance agency representing multiple carriers across personal and commercial lines. It shares Corwin's core model of commission-based revenue from multi-carrier placement, with similar target customers in home, auto, and business insurance.

Regional players

• Erie Insurance: Erie Insurance is a regional property and casualty carrier distributing through independent agents in select states. Its multi-line personal and commercial offering and reliance on local independent agents make its agency model comparable to Corwin's, though Erie is concentrated in the Midwest and Mid-Atlantic rather than the Pacific Northwest.

Emerging players

• Hippo Insurance: Hippo Insurance is a digital-first homeowners insurer using technology and data to streamline home insurance purchasing. It is both a Corwin carrier partner and a structural disruptor competing for Oregon homeowners customers with a faster, app-driven experience versus Corwin's traditional agent-led model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/CorwinInsuranceAgency

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Corwin Insurance Agency