AGEC

What AGEC does

AGEC (legally AGEC SOCIETE SPECIALISEE EN GESTION DU POSTE CLIENTS, doing business as AGEC RECOUVREMENT) is a French private B2B debt collection agency that recovers outstanding receivables on behalf of creditor companies. It serves French businesses of all sizes that hold unpaid invoices, intervening through direct outreach (letters, calls, emails, SMS) and escalating to legal proceedings when amicable methods fail. The firm reports an 80% success rate in amicable recovery procedures and operates through partnerships with bailiffs (huissiers) and lawyers (avocats) for judicial enforcement and the issuance of enforceable titles.

The company's product surface spans three interlocking services: Recouvrement amiable (out-of-court negotiation and recovery), Recouvrement judiciaire (judicial enforcement including injonction de payer, seizures, and enforceable titles), and Gestion du poste clients (proactive customer account management offered as full or partial outsourcing). The underlying technology consists of specialized debt collection software and databases used for debtor tracking, solvability research, and case management; no AI or machine-learning components are disclosed.

Commercially, AGEC runs on a mandate-based, result-only fee model (honoraires au résultat), meaning clients pay only upon successful recovery with no upfront cost. The go-to-market is direct sales-led B2B outreach supported by a company website and online contact form, and the firm claims coverage of both France and international debt recovery. No parent company, institutional investors, funding rounds, or headcount figures are disclosed, and revenue is not publicly reported.

Name

AGEC

Legal name

AGEC SOCIETE SPECIALISEE EN GESTION DU POSTE CLIENTS

Website

https://agec-recouvrement.fr

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

AGEC is a French B2B debt collection agency that recovers outstanding receivables for creditor companies through amicable and judicial procedures, charging fees only on successful recovery outcomes.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)

akta.pro secondary industry

Early-Stage / Soft Collections (Pre-Delinquency, Reminders) (BPAAAEAC)

Keywords

• Debt collection services
• Accounts receivable management
• Amicable debt recovery
• Judicial debt recovery
• Customer receivables management

Headquarters

HQ city

Spoy

HQ country

France

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Result-Based Fees (Honoraires au résultat): AGEC charges fees contingent upon successful debt recovery. The company operates on a performance-based model where 'honoraires au résultat' (fees based on results) suggests that compensation is tied directly to successful collection outcomes.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

AGEC is a French B2B debt collection firm that recovers unpaid commercial receivables on behalf of businesses. It runs a two-track process — amicable recovery (negotiation, payment schedules, formal notices) followed by judicial recovery (injunction to pay, court-ordered proceedings via its network of bailiffs and lawyers) — and also offers outsourced customer account management (gestion du poste clients / poste clients relances). Pricing is commission-based: fees are charged only on amounts actually recovered (honoraires au résultat).

Product overview

AGEC is a debt collection company offering three interconnected services: amicable debt collection (Recouvrement amiable), judicial debt collection (Recouvrement judiciaire), and customer account management (Gestion du poste clients). The amicable service handles out-of-court negotiations for unpaid debts with an 80% success rate, while the judicial service takes over when amicable efforts fail to pursue legal enforcement. The customer account management service enables businesses to outsource their accounts receivable operations either partially or fully, helping them reduce bad debt risk and stabilize cash flow.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 80% success rate in amicable debt recovery procedures

Segments1 record

Ideal customer profiles1 record

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered supporting.

• Bailiffs (Huissiers)supportingStrategic or Co-development PartnerAGEC works with bailiffs as part of their debt collection process, particularly for judicial recovery procedures and enforcement actions when debtors fail to pay following court orders.
• Lawyers (Avocats)supportingStrategic or Co-development PartnerAGEC collaborates with lawyers for judicial recovery procedures, legal consultations, and to obtain enforceable titles (titres exécutoires) necessary for pursuing civil enforcement actions against debtors.

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• B2Holding: Norwegian-based European debt collection and NPL specialist active across multiple jurisdictions. Comparable to AGEC in offering both amicable and judicial recovery and AR management to corporate creditors.
• EOS: Major European B2B and consumer debt collection group with amicable and judicial services and AR management. Directly competes with AGEC's full-stack offering across multiple European jurisdictions and serves a similar SMB-to-mid-market creditor base.
• Atradius Collections: B2B-focused debt collection arm of Atradius, providing amicable and legal debt recovery services globally. Highly comparable to AGEC given its B2B mandate model, contingency-style fees, and international scope.

Broad incumbents

• Intrum: Largest European debt collection and credit management group, offering amicable and judicial recovery, AR outsourcing, and credit information across dozens of markets. Directly comparable in service lines to AGEC but operates at a vastly larger, publicly listed scale.
• Coface: French-headquartered credit insurer with a dedicated business information and debt collection arm. Overlaps with AGEC on B2B receivables recovery in France and internationally, with the added context of credit insurance underwriting.
• Lowell: Large European credit management company offering debt recovery, AR outsourcing, and data-driven analytics. Overlaps with AGEC on amicable and judicial recovery but at much greater scale and with broader geographic reach.
• Hoist Finance: European specialty finance firm focused on non-performing loans, with significant debt collection operations across several countries. Adjacent comparable to AGEC given its end-to-end servicing of distressed receivables.

Regional players

• Kruk: Largest debt management company in Central Europe with operations spanning amicable and judicial recovery, AR outsourcing, and credit information. Comparable business model to AGEC but focused on CEE markets rather than France.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/agec-recouvrement

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AGEC