Smart Online Course

What Smart Online Course does

Smart Online Course, legally Yuni Learning Solution Private Limited, is a Kolkata-based online learning platform that operates as the official training arm of the Risk Management Association of India (RMAI). It delivers self-paced, certificate-bearing courses primarily to banking, financial services, and insurance (BFSI) professionals in India and a handful of international markets, with a catalog of 50+ specialized courses spanning risk management (ISO 31000, COSO ERM, BCP, climate risk, ESG, operational, credit, fraud, supply chain, cyber insurance), insurance (general, health, motor, reinsurance), banking emerging technologies, sales, and broader soft skills. The platform is built on the Graphy third-party course infrastructure, which handles delivery, student management, and payments; Smart Online Course's own capability is content production by domain experts with three decades of BFSI experience, paired with dual certification through the BFSI Sector Skill Council of India (under NSDC) and RMAI, plus remote-proctored examinations for advanced credentials.

Revenue mechanics are predominantly one-time course purchases ranging from roughly ₹599 to ₹15,000 per course (with bundles from ₹1,999 to ₹7,500) and 60–150 day access windows. Customer acquisition is primarily self-serve PLG through the website, supported by WhatsApp consultation, email outreach, YouTube, and organic social on LinkedIn and Facebook. In addition to direct consumer sales, the company runs a small enterprise/corporate-training motion for BFSI organizations (named customers include Yes Bank, Jubilee Insurance Tanzania, National Life Insurance, and Nepal Investment Mega Bank Limited). Distribution is digital-only with no physical footprint; pricing is offered in INR and USD for international learners. No external institutional investment has been disclosed, and the company remains founder/management-led under the RMAI umbrella.

Name

Smart Online Course

Legal name

Yuni Learning Solution Private Limited

Website

https://smartonlinecourse.co.in

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Smart Online Course is a Kolkata-based online learning platform, operating as the training arm of the Risk Management Association of India (RMAI), delivering self-paced BFSI, risk management, insurance, and soft-skills certification courses to professionals in India and select international markets.

Ownership category

akta.pro rank

Product category

Online Professional Education

NAICS

Business Schools and Computer and Management Training (6114), Professional and Management Development Training (61143), Professional and Management Development Training (611430)

SIC

Services-Educational Services (8200)

akta.pro primary industry

Professional & Applied Skills Noncredit Certificates (Non-licensure) (EDAAAEAD)

akta.pro secondary industry

Tools & Platforms Training (Jira, Azure DevOps, MS Project, Smartsheet, etc.) (EDABAHAH)

Keywords

• Online risk management training
• BFSI certification courses
• Insurance professional education
• Enterprise risk management
• Professional development e-learning

Headquarters

HQ city

Kolkata

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Others

Revenue model

1. Individual Course Sales: Self-paced online courses sold individually through website. Single course purchases range from ₹599 to ₹15,000 depending on course depth and certification level. One-time payment with 90-150 day access.
2. Bundle/Package Sales: Combo packs of multiple courses sold at discounted bundle pricing. Examples: 5 Risk Management courses at ₹6,500, 10 Skill Building courses at ₹3,499. Creates perceived value and higher transaction size.
3. Assessment and Certification Fees: International Certificate Course includes ₹1,500 final exam fees plus GST. BFSI SSC conducts remote proctored examinations for certification.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Smart Online Course is an online learning platform operating as the official training arm of the Risk Management Association of India (RMAI). It sells self-paced certificate courses and bundled training programs focused on BFSI (banking, financial services, insurance), enterprise risk management (ISO 31000, COSO, Basel), and soft skills. Programs offer dual certification from BFSI Sector Skill Council of India and RMAI, with course durations ranging from 1 hour to 30 hours.

Product overview

Smart Online Course is an online learning platform that serves as the official training arm of the Risk Management Association of India (RMAI). The platform operates as a course marketplace offering implementation-focused professional certification programs primarily in BFSI (Banking, Financial Services, and Insurance) and Risk Management. The product portfolio comprises over 50 specialized expert certificate courses organized into several product lines: (1) Individual Risk Management courses including ISO 31000 Risk Management Standard, COSO ERM Framework, Business Continuity Planning, Climate Risk and Resilience, ESG Risks, Strategic Risk Management, and others; (2) Individual Insurance courses covering General Insurance, Advanced Health Insurance, Motor Insurance in Digital Era, Reinsurance, and Insurance Underwriting; (3) AI & Emerging Technologies in Banking course; (4) Skill Building courses including Emotional Intelligence, Critical Thinking, Public Speaking, Time Management, Conflict Resolution, Personal Branding, and AI Tools; (5) Sales and Business Development courses such as Objection Handling and Smart Prospecting; (6) Career Development courses including Interview Success Strategies and Customer Success; and (7) Bundle packages combining multiple courses at discounted prices (5-Course, 6-Course, 7-Course Executive, 10-Course, and 5-Course Skill bundles). The platform also offers mock tests for Insurance Institute of India exams and provides dual certification through BFSI Sector Skill Council of India and Risk Management Association of India. Course delivery is entirely self-paced and online, with varying durations from 1 hour to 30 hours depending on course depth.

Differentiator

Problem solved

Functional benefit

Brands

• Smart Online Course: Primary brand for BFSI and risk management online certification courses

Products and services

• ISO 31000 Risk Management Standard
• COSO Enterprise Risk Management Framework A self-paced e-learning module on the COSO Enterprise Risk Management Framework, providing a structured approach to identifying, assessing, and managing organizational risks. For enterprise risk and compliance professionals.
• Business Continuity Planning (BCP) A 4-hour self-paced e-learning module providing essential frameworks to ensure business resilience during crises and disruptions. For risk managers and business continuity professionals.
• Climate Risk and Resilience A 5-hour self-paced e-learning module on Climate Risk and Business Resilience, exploring how organizations can build resilience, adapt supply chains, and implement sustainable business strategies.
• ESG (Environmental, Social, and Governance) Risks A 4-hour course providing a comprehensive overview of ESG risk factors, their impact on businesses, and strategies to integrate ESG into risk management and decision-making. For risk and sustainability professionals.
• International Certificate Course on Risk Management
• Credit Risk Management A 20-hour structured credit-risk training programme with 7 modules, integrating regulatory frameworks, rating methodologies, and portfolio monitoring practices for banking and financial services professionals.
• Fraud Risk Management A 15-hour self-paced course with 5 modules covering fraud types, fraud triangle, regulatory frameworks (SOX, ISO 37001), forensic audits, whistleblower systems, cyber fraud, and data analytics with global case studies. Dual certification: BFSI SSC and RMAI.
• Operational Risk Management An 18-hour structured operational risk training programme with 9 modules covering Basel Accords, Three Lines of Defense, ISO 31000, RCSA, KRIs, and scenario analysis with real-world case studies. Final exam by BFSI SSC.
• Supply Chain Risk Management A 15-hour online course equipping professionals with globally recognized frameworks, industry-specific tools, and real-world strategies to proactively manage supply chain risk from procurement fraud to geopolitical disruptions.
• Cyber Insurance and Risk Management
• Strategic Risk Management A 4-hour self-paced e-learning module on Strategic Risk Management designed for professionals to navigate uncertainty and make informed decisions using frameworks like PESTLE, SWOT, and scenario planning.
• Certificate Course on General Insurance An online certificate course covering complete overview of general insurance principles and practice, including fire, marine, motor, miscellaneous insurance, underwriting, and claims management.
• Advanced Health Insurance Management A 15-hour advanced online course for insurance professionals covering India's health insurance landscape, including underwriting practices, claims processes, IRDAI regulations, fraud detection, and technological innovations.
• Motor Insurance in Digital Era A course exploring how AI, telematics, mobile apps, and data analytics are reshaping underwriting, claims, fraud detection, and customer engagement in the motor insurance sector.
• Online Certificate Course on Reinsurance
• AI & Emerging Technologies in Banking A comprehensive course breaking down AI, RPA, cloud, open banking, blockchain, RegTech, and analytics transforming banking operations, risk, compliance, and customer experience.
• Digital Personal Data Protection (DPDP) Act Certification A specialized certification program focused on India's Digital Personal Data Protection (DPDP) Act, targeting compliance, risk, and data protection professionals.
• Combo Pack for 5 Risk Management Courses A combo package of 5 risk management courses including Business Continuity Planning, ISO 31000, ESG Risks, COSO ERM, and Climate Risk with savings of approximately 46.67%.
• Combo Pack for 6 Risk Management Courses A combo package of 6 risk management courses including Business Continuity Planning, ISO 31000, ESG Risks, COSO ERM, Parametric Insurance, Climate Risk, and Strategic Risk. Includes dual certification.
• 7-Course Executive Risk Management Bundle A comprehensive 7-course executive bundle including International Certificate Course on Risk Management (30 hours) plus 6 focused short courses covering key areas in modern risk practices. 150 days validity.
• Skill Building Pack of 10 Courses A bundle package offering 10 power skills courses including Emotional Intelligence, Critical Thinking, Mental Wellness, AI Tools, Personal Branding, Public Speaking, Time Management, Communication, Psychology of Risk, and Conflict Resolution.
• Skill Building Pack of 5 Courses A bundle package allowing selection of 5 courses from approximately 20 skill building courses focused on soft skills and workplace abilities.
• Objection Handling in Sales: Turning No into Yes A 1-hour online course providing tools, scripts, and mindset to turn sales objections into conversions using the LVRC objection-handling formula for B2B and B2C sales professionals.
• Smart Prospecting in Life Insurance A 1-hour online course teaching smart prospecting techniques for life insurance, including Ideal Customer Profile building, BNU-I framework for lead qualification, and EPRA Method for conversion.
• Interview Success Strategies: College, Scholarship & Internship Focus A 1-hour course designed for students facing academic and early-career interviews, featuring real-life case studies, structured responses, and AI tools like ChatGPT and Yoodli for practice.
• Emotional Intelligence A 1.5-hour course simplifying Daniel Goleman's 5-component model covering self-awareness, self-regulation, motivation, empathy, and social skills with practical applications.
• Critical Thinking & Problem Solving A 1-hour course on mastering tools of logical reasoning, decision-making, and solution design using frameworks like 5 Whys, root cause analysis, and mind mapping.
• Mastering AI Tools to Boost Everyday Productivity A 1-hour course introducing essential AI tools including ChatGPT, Notion AI, Canva Magic, GrammarlyGO, and more for automating emails, summarizing reports, and streamlining workflows.
• Customer Success & Relationship Management A 1-hour course on Customer Success and Relationship Management focusing on onboarding, engagement, NPS/CSAT metrics, proactive service, and trust-building for BFSI, SaaS, and service industries.
• Insurance Institute of India Mock Test Series Online mock test series for Insurance Institute of India examinations, helping insurance professionals prepare for professional certifications.

Quantifiable outcome

• 7,000+ professionals trained
• +2 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Risk Management Association of India (RMAI)coreStrategic or Co-development PartnerRMAI is the parent organization and globally recognized body dedicated to education, research, and development in risk management. Smart Online Course serves as the official training arm of RMAI. RMAI has launched 45+ structured learning programmes covering enterprise risk, cyber risk, ESG, governance, financial risk, operational risk, and emerging technology risks.
• BFSI Sector Skill Council of India (BFSI SSC)coreStrategic or Co-development PartnerGovernment-accredited skill development body under NSDC. Jointly issues certificates with Smart Online Course for completion. Conducts final examinations through remote proctored online mode for certification. Partner for International Certificate Course on Risk Management and other advanced programs.
• Sashi Publications Pvt LimitedminorStrategic or Co-development PartnerGroup entity that publishes guidebooks for insurance exam preparations. Provides complimentary mobile app subscription for online Insurance or Banking Library to course enrollees. Content partnership for Insurance Institute of India exam preparation materials.
• Insurance Institute of IndiaminorOthersOnline mock tests provided for Insurance Institute of India examinations as part of course offerings. Helps insurance professionals prepare for professional certifications.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Market position

Strengths4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@smartonlinecourse
• Facebookfacebook.com/smartonlinecourse
• LinkedInlinkedin.com/company/smart-online-course
• Xx.com/YuniSmartonline

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Smart Online Course