What Cornerstone Capital Management does

Cornerstone Capital Management is a small, privately held investment advisory practice headquartered at 2451 S. Kelly, Suite #150 in Edmond, Oklahoma, serving individual pre-retirees and retirees in the Oklahoma City metropolitan area. The firm operates a single productized advisory service, the Rock-Solid Retirement Plan, structured around a proprietary 4-Cornerstone methodology (Evaluate, Mitigate, Generate, Disseminate) and delivered through a 5-step consultative process (Discovery, Diagnosis, Direction, Destiny, and ongoing support). Investment advisory services are technically offered through Foundations Investment Advisors, LLC, an SEC-registered investment adviser (CRD #175083), under which Cornerstone Capital Management operates as an advisory practice.

The firm is founder-led by Derek Colton, who also hosts the Sooner State Market Update on Fox 25 and KFOR and is an Amazon best-selling author of a retirement planning book used as a lead-generation asset. The team is small (approximately 6 employees), comprising the founder/advisor, a financial advisor, a Medicare specialist, an operations manager, customer relations, and administrative support. Technology is limited to general financial planning and portfolio analysis software; there is no disclosed proprietary platform, no AI/ML capability, and no digital self-service channel.

The business model is fee-based investment advisory, generating revenue through advisory fees, most likely structured around assets under management or fee-for-service retirement planning engagements. Customer acquisition is entirely direct and consultative, with no intermediaries, marketplaces, or institutional clients. The geographic footprint is restricted to Oklahoma, and the practice is highly dependent on founder-led media presence for top-of-funnel lead generation, which constitutes a meaningful key-person risk for the business.

Name

Cornerstone Capital Management

Legal name

Cornerstone Capital Management

Website

https://okcornerstone.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Cornerstone Capital Management is a small, founder-led investment advisory practice in Edmond, Oklahoma, that serves pre-retirees and retirees in the Oklahoma City metro through a proprietary 4-Cornerstone retirement planning framework, operating under SEC-registered Foundations Investment Advisors, LLC.

Ownership category

akta.pro rank

Product category

Retirement Planning & Investment Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Retirement planning services
• Investment advisory services
• Retirement income planning
• Wealth management advisory
• Fiduciary financial planning

Headquarters

HQ city

Edmond

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: Fee-based investment advisory services offered through Foundations Investment Advisors, LLC, an SEC registered investment adviser. Revenue is generated through advisory fees, likely based on assets under management (AUM) or fee-for-service planning arrangements.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Cornerstone Capital Management is a private investment advisory practice that provides personalized retirement planning services to individuals approaching or in retirement. Its core offering, the Rock-Solid Retirement Plan, is built on a 4-Cornerstone framework (Evaluate, Mitigate, Generate, Disseminate) and delivered through a 5-step fiduciary advisory process (Discovery, Diagnosis, Direction, Destiny, and ongoing support). Advisory services are technically offered through Foundations Investment Advisors, LLC, an SEC-registered investment adviser (CRD #175083).

Product overview

Cornerstone Capital Management offers the Rock Solid Retirement Plan, a single unified retirement planning service structured around four integrated cornerstones. The cornerstones build upon each other sequentially: (1) Evaluate assesses the client's current financial situation, objectives, and risk tolerance; (2) Mitigate addresses various retirement risks; (3) Generate creates sustainable lifetime income strategies; and (4) Disseminate handles legacy and estate planning. This framework is delivered through a 5-step fiduciary advisory process: Discovery, Diagnosis, Direction, Destiny. The company also offers supplementary services including Medicare specialist consultation, financial advisory, and an Amazon best-selling book titled 'Rock Solid' as an educational resource for clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Rock-Solid Retirement Plan A comprehensive, personalized retirement planning service built on four integrated cornerstones (Evaluate, Mitigate, Generate, Disseminate) and delivered via a 5-step fiduciary process (Discovery, Diagnosis, Direction, Destiny, and ongoing support) to help pre-retirees and retirees build a stable, tax-efficient retirement with lifetime income and legacy planning.
• Medicare Specialist Consultation One-on-one Medicare advisory and navigation support offered to clients as a complementary service to retirement planning, helping individuals understand and select Medicare coverage options.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Foundations Investment Advisors, LLCcoreStrategic or Co-development PartnerInvestment advisory services are offered through Foundations Investment Advisors, LLC, an SEC registered investment adviser (CRD #175083). Cornerstone Capital Management operates as a practice under this registered investment adviser umbrella. The partnership is regulatory in nature, with Foundations providing the compliance and registration framework while Cornerstone Capital provides advisory services to clients.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Carson Group: RIA platform serving individual investors with retirement, wealth, and financial planning, often via affiliated advisor partners. Comparable service mix to Cornerstone Capital Management but with a national partner-firm distribution model.
• Edward Jones: Large branch-based financial advisory franchise focused on retirement planning, wealth management, and long-term client relationships in local markets. Comparable retirement advisory model to Cornerstone Capital Management, including physical office presence in smaller metros.
• Ameriprise Financial: Diversified financial services company with a strong retirement planning and personal advisory practice serving mass-affluent and HNW clients. Overlaps with Cornerstone Capital Management in retirement income and wealth planning.
• Charles Schwab Wealth Advisory: Large retail and advisory platform offering Schwab Wealth Advisory and personalized retirement planning. Comparable retirement advisory service for individual investors, but delivered at national scale with integrated custody and technology.
• Fisher Investments: Large investment management firm with a strong focus on serving high-net-worth and pre-retiree/retiree households. Overlaps with Cornerstone Capital Management in retirement income and wealth management, but at much greater scale and brand recognition.
• Mariner Wealth Advisors: Large national wealth advisory firm providing retirement income planning, investment advisory, and estate planning. Comparable fiduciary retirement advisory scope, but operating at significantly greater scale through acquisitions and national reach.
• Creative Planning: Large, full-service RIA offering comprehensive retirement planning, investment management, and tax planning. Operates in the same fiduciary retirement advisory space as Cornerstone Capital Management but with national scale and multi-state reach.

Direct peers

• Buckingham Strategic Wealth: Fee-only RIA providing retirement, investment, and tax planning to individuals and families, with an evidence-based investment philosophy. Directly comparable fiduciary retirement advisory offering to Cornerstone Capital Management.
• Edelman Financial Services: National RIA focused on retirement income planning and fee-based wealth management for individuals — directly comparable services and fiduciary delivery model to Cornerstone Capital Management's retirement focus, but at much larger scale.

Emerging players

• GuideStone Financial Resources: Faith-based financial services organization serving pastors, ministry workers, and Christian-aligned individuals with retirement planning and investment advisory. Closest peer to Cornerstone Capital Management's faith-based retirement positioning in both clientele and values-aligned framing.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cornerstone Capital Management