Telos Actuarial
Telos Actuarial is a private Omaha-based actuarial and compliance consulting firm serving insurance carriers developing and managing Medicare Supplement and ancillary senior market products through pricing, regulatory filings, and market research services.
- Company typePrivate
- Founded2020
- HeadquartersOmaha, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Telos Actuarial does
Telos Actuarial is a private actuarial and compliance consulting firm headquartered in Omaha, Nebraska, providing services to insurance carriers developing and managing senior market products. The firm specializes in Medicare Supplement, Medicare Advantage, and ancillary lines (Hospital Indemnity, Critical Illness, Short-Term Care, Accident, Dental, Final Expense), with a team of approximately 18-20 professionals including FSAs, MAAAs, ASAs, and CERA-credentialed actuaries. Core service offerings comprise three lines: Product Development & Block Management (pricing, rate filings, reserve calculations), Commission Appraisal & Lifetime Value Analysis, and Compliance & Regulatory Services (form development, state filings, advertising review).
The firm monetizes through professional services fees on a quote-based, multi-year contract basis, supplemented by a productized research catalog of Market Projection Reports priced at $197-$300 per title and free Essentials Guides that function as top-of-funnel lead generation. Distribution combines direct B2B sales engagement with insurance executives alongside a self-service e-commerce storefront and a weekly 'Insurance Regulatory Insights' newsletter.
Disclosed clients include Aetna, Cigna, Humana, Mutual of Omaha, United Healthcare, and Blue Cross Blue Shield, with stated use cases centered on Medicare Supplement rate increase analysis and competitive positioning. The firm operates solely in the United States, is privately held with no disclosed venture capital or private equity backing, and shows a LinkedIn affiliation with CSG Consulting LLC whose ownership relationship is not detailed in available sources.
Telos Actuarial firmographics
Firmographics- Name
- Telos Actuarial
- Legal name
- Telos Actuarial
- Website
- https://telosactuarial.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Telos Actuarial is a private Omaha-based actuarial and compliance consulting firm serving insurance carriers developing and managing Medicare Supplement and ancillary senior market products through pricing, regulatory filings, and market research services.
- Ownership category
- akta.pro rank
Telos Actuarial industry classification
Industry- Product category
- Actuarial Consulting
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Medigap Rate Filing, Actuarial & Product Strategy Services (HLAEADAF)
Keywords
Where Telos Actuarial is headquartered
LocationHeadquarters
- HQ city
- Omaha
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Telos Actuarial business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Actuarial Consulting Services: Professional consulting fees for product development, block management, rate filings, and regulatory compliance services for insurance companies
- Market Research Reports: Sale of market projection reports for ancillary insurance products (Hospital Indemnity, Critical Illness, Short-Term Care, Accident, Dental) at $197-$300 per report
- Educational Content: Free essential guides and white papers available for download to generate leads for consulting services
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Market Projection Reports - Premium tier |
| One time/ perpetual license | Pay-as-you-go | Market Projection Reports - Mid tier |
| Freemium | Pay-as-you-go | Free Resources - Lead generation |
| Other | Multi-year contract | Consulting Services |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Telos Actuarial product offering
Product offeringCore offering
Telos Actuarial provides actuarial and compliance consulting services to insurance carriers developing and managing senior market insurance products, including Medicare Supplement, Medicare Advantage, dental, hospital indemnity, accident, final expense, short-term care, and critical illness products. Their core services cover product development, block management, rate filings, reserve calculations, commission appraisal and lifetime value analysis, and regulatory compliance filings. They complement consulting services with paid market projection reports and free educational guides sold through an online store.
Product overview
Telos Actuarial is an actuarial consulting firm offering a portfolio of research publications, free educational guides, and professional consulting services for the senior market insurance industry. Their product lineup consists of Market Projection Reports (paid reports for Accident, Short Term Care, Critical Illness, Dental, and Hospital Indemnity at $300 each, plus the flagship annual Medicare Supplement white paper) and complementary free Essentials Guides covering each product line. Beyond publications, they provide three core consulting services: Product Development & Block Management, Commission Appraisal & Lifetime Value Analysis, and Compliance & Regulatory Services. The company also publishes the Insurance Regulatory Insights weekly newsletter. Their clients are insurance carriers, agencies, and distributors in the Medicare and supplemental health insurance markets.
Differentiator
Problem solved
Functional benefit
Products and services
- Product Development & Block Management Consulting service helping insurance companies develop new senior market insurance products and manage existing blocks, covering pricing, rate filings, compliance filings, reserve calculations, and rate increase filings for Medicare Supplement, Dental, Hospital Indemnity, Accident, Final Expense, Short-term Care, Critical Illness, Medicare Advantage and PDP products.
- Commission Appraisal & Lifetime Value Analysis Analysis service for insurance agencies and call centers determining lifetime value of commission cash flows, persistency studies, and assumptions for book of business valuation, ASC 606 revenue recognition, and capital acquisition for growth.
- Compliance & Regulatory Services Regulatory compliance services for Accident & Health insurance products including form development, state filings, research, and advertising review.
- 2025 Accident Market Projection Report Market projection report providing data on historical results, major competitors, profit margins, and projected market outcomes for the Accident insurance segment. Priced at $300. Targeted at insurance carriers and product strategists evaluating the Accident insurance market.
- 2025 Short Term Care Market Projection Report Market projection report covering Short Term Care insurance market size, key competitors, profit margins, and growth outlook. Priced at $300. Targeted at insurance carriers and product strategists evaluating the Short Term Care insurance market.
- 2025 Critical Illness Market Projection Report Market projection report providing critical illness insurance market analysis, competitor data, and market outlook. Priced at $300. Targeted at insurance carriers and product strategists evaluating the Critical Illness insurance market.
- 2025 Dental Market Projection Report Market projection report analyzing the individual dental insurance market, competitor concentration, and growth trends. Priced at $300. Targeted at insurance carriers and product strategists evaluating the individual dental insurance market.
- 2025 Hospital Indemnity Market Projection Report Market projection report covering hospital indemnity insurance market size, senior-focused product trends, and competitive landscape. Priced at $300. Targeted at insurance carriers and product strategists evaluating the Hospital Indemnity insurance market.
- 2024 AEP Medicare Advantage State Deep Dives State-specific analysis of Medicare Advantage Annual Election Period enrollment data and market insights. Priced at $197. Targeted at insurance carriers and Medicare Advantage strategists.
Quantifiable outcome
- Medicare Supplement market reached $39.9 billion in 2025 with projected growth to nearly $66 billion by 2035
- +2 more outcomes
Companies that use Telos Actuarial
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles2 records
Telos Actuarial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Telos Actuarial partnerships and signals
Strategic signalScale indicators5 records
Recent moves6 records
Expansion highlights5 records
Telos Actuarial competitors and assessment
Company assessmentEmerging players
- SVMIC / Actuarial Advantage (Health Actuarial Consultancy): Smaller specialty actuarial practice serving Medicare, supplemental health, and ancillary carriers with rate filings and product analytics — comparable as a niche, regional specialist similar in scale to Telos.
Broad incumbents
- Oliver Wyman: Global management consulting firm with a deep health and life insurance actuarial practice serving major US carriers. Competes for the same enterprise actuarial engagements as Telos, with broader capability scope.
- Milliman: Large global actuarial and consulting firm with substantial US health insurance practice serving Medicare Supplement, Medicare Advantage, and supplemental carriers. Competes head-to-head with Telos on actuarial work while also offering scale advantages.
- Deloitte (US Health Insurance Advisory): Big Four advisory practice with a health insurance actuarial and regulatory practice serving national Medicare, Medicare Supplement, and Medicare Advantage carriers. Overlaps with Telos on enterprise actuarial and compliance work.
Direct peers
- Pinnacle Actuarial Resources: Independent actuarial consulting firm providing health insurance product development, rate filings, and actuarial services to carriers and self-funded plans — overlapping client base and service scope with Telos.
- Wakely Consulting Group: Healthcare actuarial consulting firm specializing in Medicare Supplement, Medicare Advantage, and supplemental health products with rate filings, block management, and value-based care analytics. Direct peer because Telos competes for the same carrier engagements on the same product lines.
- Axene Health Partners: Independent healthcare actuarial and consulting firm with deep Medicare Supplement and Medicare Advantage product development practice. Direct competitor for carrier-side actuarial work.
- Lewis & Ellis: Actuarial consulting firm serving health and life insurers across Medicare Supplement, individual health, and supplemental products with rate filing, valuation, and product development services.
- BMA Actuaries (Bouchard, Margulis & Associates): Healthcare-focused actuarial consulting firm serving Medicare Supplement carriers on rate filings, valuation, and regulatory compliance. Closest mid-market peer to Telos given similar product specialization and client segment.
- MZQ Consulting: Actuarial consulting firm focused on Medicare Supplement, Medicare Advantage, and individual health insurance products with rate filing and compliance services — direct peer serving the same US carrier segment.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Telos Actuarial social profiles
Digital presenceTelos Actuarial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Telos Actuarial leadership team
Management profileNumber of profiles
Profiles5 records
Telos Actuarial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Telos Actuarial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Telos Actuarial
What does Telos Actuarial do?
Telos Actuarial provides actuarial and compliance consulting services to insurance carriers developing and managing senior market insurance products, including Medicare Supplement, Medicare Advantage, dental, hospital indemnity, accident, final expense, short-term care, and critical illness products. Their core services cover product development, block management, rate filings, reserve calculations, commission appraisal and lifetime value analysis, and regulatory compliance filings. They complement consulting services with paid market projection reports and free educational guides sold through an online store.
Is Telos Actuarial a public or private company?
Telos Actuarial is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Telos Actuarial founded?
Telos Actuarial was founded in 2020. It employs 11 to 50 people.
Where is Telos Actuarial based?
Telos Actuarial is headquartered in Omaha, United States, in the North America region.
How does Telos Actuarial make money?
Three revenue lines are on record. Actuarial Consulting Services are the primary driver. The others are market Research Reports and educational Content.
Who are Telos Actuarial's main competitors?
SVMIC / Actuarial Advantage (Health Actuarial Consultancy) is listed as an emerging player. Broad incumbents are Oliver Wyman, Milliman and Deloitte (US Health Insurance Advisory). Direct peers are Pinnacle Actuarial Resources, Wakely Consulting Group, Axene Health Partners, Lewis & Ellis, BMA Actuaries (Bouchard, Margulis & Associates) and MZQ Consulting.
Does Telos Actuarial have an API?
No public API is recorded for Telos Actuarial.
What industry is Telos Actuarial in?
Telos Actuarial's product category is Actuarial Consulting. Its primary akta.pro industry code is HLAEADAF, Medigap Rate Filing, Actuarial & Product Strategy Services. Its NAICS code is 5242 and its SIC code is 6411.