Altus Capital Group

What Altus Capital Group does

Altus Capital Group is a privately held, California-licensed private money lender headquartered in Chico, CA, originating short-term, business-purpose hard money loans secured by real estate across the United States. The firm operates a two-sided platform serving real estate investors on the borrower side (residential 1–4 unit non-owner occupied, multi-family apartments, mixed-use and commercial, and industrial and land) and accredited private lenders on the capital side, with loan sizes ranging from $50,000 to $5,000,000, 12–24 month terms, and conservative 60–70% loan-to-value ratios.

Underwriting and origination are relationship-driven and human-capital-intensive; the company has no disclosed proprietary technology, no consumer app, no API, and no AI/ML capabilities. Core technology and workflow are described only as 'Not disclosed,' with product differentiation centered on speed (funding typically 2–5 business days after document receipt), customized loan structuring for non-bankable deals, and a conservative underwriting stance that protects private lender capital.

The business model generates revenue primarily through interest income on originated loans and loan origination fees of 1.5–3% charged upon funding. Go-to-market is sales-led and direct: borrowers apply via online forms and personalized consultation; private lenders are onboarded through a separate application flow specifying preferred property types, lien positions, and return requirements. Marketing relies on content (blog, SEO targeting 'hard money lenders near me' queries), LinkedIn presence, and Google reviews/testimonials rather than paid acquisition. The firm is led by founder/CEO Forrest Jinks (20+ years of real estate experience and $200M+ in transactions), VP of Investor Relations Chad Richards (~$750M in property transactions across 40 states), and Controller Eric Mohrmann (CPA), with a total headcount of 1–10 employees.

Name

Altus Capital Group

Legal name

Altus Capital Group Incorporated

Website

https://altuscapitalgroup.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Altus Capital Group is a Chico, CA-based private money lender offering short-term, asset-backed hard money loans ($50K–$5M) to real estate investors nationwide across residential, multi-family, mixed-use/commercial, and industrial/land assets, while also onboarding private lenders seeking real estate-backed yield.

Ownership category

akta.pro rank

Product category

Private Real Estate Lending

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Hard Money & Private Mortgage Lending Intermediation (FSAEAEAH)

Keywords

• Private real estate lending
• Hard money loans
• Bridge financing
• Asset-backed lending
• Real estate investment loans

Headquarters

HQ city

Chico

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Interest Income from Private Loans: Altus Capital Group generates revenue primarily through interest income on short-term, business-purpose hard money loans secured by real estate. Loan origination fees typically range from 1.5% to 3% of the loan amount, charged upon funding. The company serves both sides of the market—originating loans for borrowers and facilitating lending opportunities for private investors/lenders.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Altus Capital Group originates short-term, business-purpose hard money loans secured by real estate, ranging from $50,000 to $5,000,000 with 12-24 month terms and conservative 60-70% LTV ratios. The firm also connects private lenders and investors with real estate-backed lending opportunities, charging loan origination fees of 1.5% to 3% upon funding. Its four loan programs cover Residential (1-4 units non-owner occupied), Multi-Family Apartments, Mixed Use & Commercial, and Industrial & Land properties for investors nationwide.

Product overview

Altus Capital Group operates as a unified private lending platform offering four distinct loan programs: Residential (1-4 units non-owner occupied), Multi-Family Apartments, Mixed Use & Commercial, and Industrial & Land loans. The platform also provides borrower services (loan applications for purchase, refinance, partner buy-out, bridge, and construction purposes) and lender services (connecting private lenders with real estate-backed investment opportunities). Loan parameters range from $50,000 to $5,000,000 with typical short-term durations of 12-24 months and conservative loan-to-value ratios of 60-70%.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Loans (1-4 Units Non-Owner Occupied) Creative and efficient private lending solutions for investors growing their single-family or small multifamily (1-4 unit non-owner occupied) portfolios. Loan amounts range from $50,000 to $5,000,000 with 12-24 month terms and 60-70% LTV.
• Multi-Family Apartments Loans Flexible private capital for acquisitions, refinances, and value-add opportunities across stabilized and transitional multi-family apartment assets. Loan amounts range from $50,000 to $5,000,000 with 12-24 month terms and 60-70% LTV.
• Mixed Use & Commercial Loans Private lending for retail, office, and adaptive-reuse mixed-use and commercial projects designed to meet real-world timelines and objectives. Loan amounts range from $50,000 to $5,000,000 with 12-24 month terms and 60-70% LTV.
• Industrial & Land Loans Construction to bridge loans providing reliable private funding for industrial and land projects that drive long-term growth. Loan amounts range from $50,000 to $5,000,000 with 12-24 month terms and 60-70% LTV.

Quantifiable outcome

• Funding timeline: 2-5 business days after document receipt
• +2 more outcomes

Named customers10 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Groundfloor: Online marketplace for short-term, asset-backed real estate loans funded by individual investors. Operates the same peer-to-peer private lending model Altus replicates manually.
• RCN Capital: Direct, nationwide private lender to real estate investors offering short-term, fix-and-flip, rental, and multifamily loans. Direct competitor on product scope, ticket size, and investor target market.
• Patch of Land: Tech-enabled private real estate lending marketplace connecting borrowers with individual and institutional lenders, using a similar lender/borrower dual-sided model. Closely aligned on private-market aggregation mechanics.
• Geneva Financial: Mortgage lender specializing in residential, investment, and government loans including non-QM and investor products. Overlapping investor niche and creative/speed-driven underwriting approach.
• Lima One Capital: Direct private/hard money lender offering short-term fix-and-flip, rental, and new construction loans to real estate investors. Same niche — short-term, asset-backed investor financing with conservative LTVs.
• Visio Financial Services: Private lender to real estate investors offering bridge, fix-and-flip, and rental loans nationwide. Comparable product suite, conservative LTV approach, and investor-led funding model.
• LendingHome / Kiavi: Tech-enabled hard money / bridge lender serving real estate investors with short-term, asset-backed loans nationwide. Directly comparable in product (bridge / fix-and-flip loans) and target market (real estate investors and lenders).
• CoreVest Finance (Redfin Home Loans): Private lender focused on residential real estate investors, providing bridge, fix-and-flip, and rental loans. Closely mirrors Altus's mix of residential, multifamily and investor-only originations.

Regional players

• HML Investments / Private Lender Group: California-based hard money / private lender serving borrowers across the West Coast. Operates the same product type and is geographically concentrated like Altus, making it the closest regional comparable.

Emerging players

• Aero Capital Solutions (Hard Money division): Emerging private real estate lender with bridge and fix-and-flip products aimed at real estate investors. Smaller-scale but overlapping product and investor focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/altus-capital-group-inc/?viewAsMember=true

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Altus Capital Group