Prestige Capital Corporation
- Company typePrivate
- Founded1985
- HeadquartersFort Lee, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
Prestige Capital Corporation firmographics
Firmographics- Name
- Prestige Capital Corporation
- Legal name
- Prestige Capital Management
- Website
- https://prestigecapital.com
- Company type
- Private
- Founded year
- 1985
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Prestige Capital Corporation industry classification
Industry- Product category
- Commercial Finance / Invoice Financing
- NAICS
- Sales Financing (52222)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF)
Keywords
Where Prestige Capital Corporation is headquartered
LocationHeadquarters
- HQ city
- Fort Lee
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Prestige Capital Corporation business model
Business model- GTM type
- B2B
- Offering type
- Services
Revenue model
- Invoice Financing Fees: Discount fees charged on purchased invoices. Fees determined based on volume expectations, quality of accounts receivable, and length of time funds are outstanding.
- Application and Due Diligence Fees: One-time application fee and nominal due diligence fee to cover cost of credit investigations and legal documentation.
- Wire Transfer Fees: Wire transfer fees charged for fund transfers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Quote-based pricing tailored to client profile and transaction characteristics |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels9 records
Prestige Capital Corporation product offering
Product offeringCore offering
Prestige Capital Corporation is a privately held commercial finance company that purchases businesses' accounts receivable (invoices) at a discount, providing immediate working capital to companies that may not qualify for traditional bank financing. Since 1985, the firm has funded nearly 1,000 companies with more than $4 billion in invoice financing, primarily serving businesses with $3M–$300M in annual sales. Its offerings include core invoice financing and the Supplier Assurance Program, which guarantees payment of approved suppliers' invoices.
Product overview
Prestige Capital is a commercial finance company offering a single core product: Invoice Financing (also known as factoring or accounts receivable financing). The company purchases invoices from businesses, providing immediate working capital. The Supplier Assurance Program is an add-on that extends payment confidence to vendors. Credit Protection Services and Back Office Services are supporting modules. Together, these services help companies manage cash flow without requiring traditional bank financing or equity dilution.
Differentiator
Problem solved
Functional benefit
Products and services
- Invoice Financing A commercial finance solution in which Prestige Capital purchases a business's accounts receivable (invoices) at a discount and advances the bulk of the face value upfront, providing working capital to companies that cannot obtain sufficient bank financing. Add-on modules include Credit Protection Services and Back Office Services, which can be bundled with the financing.
- Supplier Assurance Program A supplier-facing financing program in which Prestige Capital guarantees payment of approved suppliers' invoices on its clients' behalf, with the Prestige client paying the guaranteed amount on the original due date. This enables client companies to extend payment terms to their own suppliers while ensuring those suppliers are paid on time.
Quantifiable outcome
- Nearly 1,000 companies funded with over $4 billion in funds since 1985
- +3 more outcomes
Companies that use Prestige Capital Corporation
Customer profileNamed customers11 records
Segments5 records
Prestige Capital Corporation technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Prestige Capital Corporation partnerships and signals
Strategic signalScale indicators8 records
Recent moves7 records
Expansion highlights5 records
Prestige Capital Corporation competitors and assessment
Company assessmentDirect peers
- Riviera Finance: Riviera Finance is one of the largest non-bank factoring companies in North America, offering accounts receivable financing to SMBs. It directly competes with Prestige Capital in the same target segment (companies with $3M-$300M annual sales) using a similar selective-invoice model.
- Paragon Financial Group: Paragon Financial Group provides invoice factoring and purchase order financing to growth-stage and SMB companies. Directly comparable to Prestige's mid-market, fast-growing, and non-bankable customer focus.
- Triumph Business Capital: Triumph Business Capital is a commercial finance company specializing in invoice factoring and asset-based lending for transportation and non-transportation SMBs. Directly comparable to Prestige in product, customer profile, and speed-to-fund.
- eCapital: eCapital (formerly Accutrac Capital) provides factoring, asset-based lending, and payroll funding across multiple verticals. Direct competitor in invoice financing with a similar focus on SMBs and mid-market companies.
- LSQ: LSQ (formerly LSQ Funding) provides invoice factoring and accounts receivable management, including credit protection and back-office services — directly mirroring Prestige's product set including Supplier Assurance and Credit Protection modules.
- Charter Capital Holdings: Charter Capital Holdings is a boutique factoring company serving SMBs in the $2M-$50M revenue range with selective invoice financing. Closely comparable to Prestige in target customer, boutique service model, and non-bankable focus.
Emerging players
- Fundbox: Fundbox provides working capital products (including receivables-based advances) to small businesses via automated underwriting. Adjacent competitor to Prestige targeting the same SMB cash-flow gap but with a digital, self-serve model.
- AltLine (The Southern Bank): AltLine is a fintech-enabled factoring platform built on The Southern Bank's charter, serving smaller SMBs. Comparable to Prestige's selective-invoice, fast-turnaround model but differentiated by a digital-first delivery channel Prestige lacks.
- BlueVine: BlueVine is a fintech offering invoice factoring and lines of credit to small businesses via a digital platform. Competes with Prestige in the same non-bankable SMB segment but uses technology-driven onboarding rather than field sales.
Broad incumbents
- TAB Bank: TAB Bank is a Utah-chartered commercial bank that offers AR factoring and asset-based lending alongside deposit and treasury services. Overlaps with Prestige in factoring but operates as a broader, deposit-funded institution.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Prestige Capital Corporation social profiles
Digital presencePrestige Capital Corporation financial estimates
Financial estimateRevenue estimate
Valuation estimate
Prestige Capital Corporation leadership team
Management profileNumber of profiles
Prestige Capital Corporation funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Prestige Capital Corporation M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Prestige Capital Corporation
What does Prestige Capital Corporation do?
Prestige Capital Corporation is a privately held commercial finance company that purchases businesses' accounts receivable (invoices) at a discount, providing immediate working capital to companies that may not qualify for traditional bank financing. Since 1985, the firm has funded nearly 1,000 companies with more than $4 billion in invoice financing, primarily serving businesses with $3M–$300M in annual sales. Its offerings include core invoice financing and the Supplier Assurance Program, which guarantees payment of approved suppliers' invoices.
Is Prestige Capital Corporation a public or private company?
Prestige Capital Corporation is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Prestige Capital Corporation founded?
Prestige Capital Corporation was founded in 1985. It employs 11 to 50 people.
Where is Prestige Capital Corporation based?
Prestige Capital Corporation is headquartered in Fort Lee, United States, in the North America region.
How does Prestige Capital Corporation make money?
Three revenue lines are on record. Invoice Financing Fees are the primary driver. The others are application and Due Diligence Fees and wire Transfer Fees.
Who are Prestige Capital Corporation's main competitors?
Direct peers on record are Riviera Finance, Paragon Financial Group, Triumph Business Capital, eCapital, LSQ and Charter Capital Holdings. Emerging players are Fundbox, AltLine (The Southern Bank) and BlueVine. TAB Bank is listed as a broad incumbent.
Does Prestige Capital Corporation have an API?
No public API is recorded for Prestige Capital Corporation.
What industry is Prestige Capital Corporation in?
Prestige Capital Corporation's product category is Commercial Finance / Invoice Financing. Its primary akta.pro industry code is FSABABAF, SME Trade Finance & Working Capital (LCs, Guarantees, Receivables). Its NAICS code is 52222 and its SIC code is 6153.