Akron Fire Police Credit Union

What Akron Fire Police Credit Union does

Akron Fire Police Credit Union (AFPCU) is a small, privately-held credit union headquartered in Akron, Ohio, United States, operating under the firmographic classification of a for-profit entity (though credit unions are structurally cooperative and not-for-profit, which may reflect a data-classification artifact rather than legal status). Per its stated mission, AFPCU is member-focused: its profits are returned to members in the form of fair and equitable loan and dividend rates, indicating a standard cooperative credit-union operating model where net interest margin and fee income are redistributed to the membership rather than outside shareholders.

The institution's field of membership is narrowly scoped to the fire and police community in the Akron area, consistent with an occupational-charter credit union. Headcount is reported in the 1–10 range, which is unusually low for an operating depository institution and may reflect a data-scraping artifact, a volunteer-staffed or part-staffed structure, or a measurement limited to a subset of personnel. No product catalog, fee schedule, loan portfolio composition, or digital-channel offering is disclosed in the source material, and the live website content available is limited to a minimal landing surface with a "Do Not Sell or Share My Personal Information" privacy link and third-party tracking pixels.

From a business-model standpoint, AFPCU's revenue mechanics — to the extent they can be inferred — would derive primarily from net interest income on member loans, supplemented by deposit-service fees and investment-portfolio income, with surplus redistributed as member dividends and through favorable loan pricing. No go-to-motion, marketing-channel, partnership, or technology-stack details are present in the input data, and there are no disclosed funding rounds, M&A activity, leadership changes, or strategic announcements. The data set is best characterized as a thin firmographic snapshot of a niche community credit union with no observable growth, expansion, or innovation signals in the available material.

Name

Akron Fire Police Credit Union

Website

https://akfirecu.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Akron Fire Police Credit Union is a small, member-owned credit union headquartered in Akron, Ohio, serving the local fire and police community by returning profits to members through fair loan and dividend rates.

Ownership category

akta.pro rank

Product category

Credit Union Services

NAICS

Credit Unions (522130), Credit Unions (52213)

SIC

Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

Employer/Occupational Credit Unions (FSABAEAB)

Keywords

• Member banking services
• Consumer lending
• Deposit accounts
• Credit union services
• Personal finance

Headquarters

HQ city

Akron

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations

Core offering

Akron Fire Police Credit Union (AFPCU) is a member-owned credit union that provides financial services to its members, including deposit accounts and loans. As a cooperative financial institution, all profits are returned to members in the form of fair and equitable loan and dividend rates. The institution operates from Akron, Ohio, serving individuals in its local community.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Direct peers

• NYPD Federal Credit Union: Credit union serving NYPD officers, detectives, and civilian employees. Same occupational bond model anchored on law-enforcement professionals with similar cooperative deposit and lending services.
• Firefighters First Credit Union: Los Angeles-based credit union serving firefighters, paramedics, and their families. Same occupational membership focus on fire-service professionals and similar cooperative economics and product mix.
• Kansas City Police Federal Credit Union: Occupational credit union serving Kansas City police officers. Comparable membership model anchored on law enforcement and similar cooperative lending and deposit services.
• Police & Fire Federal Credit Union: Philadelphia-based occupational credit union serving police, fire, and other first responders. Closely comparable niche (fire/police membership), cooperative structure, and member-focused deposit and lending services.
• Houston Police Federal Credit Union: Occupational credit union serving police officers in Houston. Directly comparable business model: closed-bond membership of law-enforcement professionals, member-owned cooperative, similar deposit and lending focus.

Broad incumbents

• Alliant Credit Union: Large national digital-first credit union with broad, multi-affinity membership including public-sector employees. Represents the digital and product-breadth benchmark that small occupational credit unions must compete against.
• PenFed (Pentagon Federal Credit Union): Large, nationally chartered credit union whose heritage includes defense and public-sector membership. Overlaps with AFPCU's public-safety focus via broad public-sector eligibility and competes for first-responder members nationally with a much larger product catalog.

Regional players

• Wright-Patt Credit Union: One of Ohio's largest credit unions, headquartered in the Dayton region. Operates as a broader community credit union but overlaps geographically with AFPCU and competes for the same Ohio member base with a much larger product set.
• Dayton Firefighters Federal Credit Union: Ohio-based occupational credit union serving Dayton-area firefighters. Comparable occupational bond model (fire service) operating in a different Ohio market, providing a same-state, same-mission regional reference.
• Cleveland Police Federal Credit Union: Ohio-based occupational credit union serving Cleveland-area law enforcement. Same occupational focus and member-owned model, operating in a different but proximate Ohio geography.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Akron Fire Police Credit Union