Infiniti Financial Services

What Infiniti Financial Services does

Infiniti Financial Services® is the captive automotive finance brand of NR Finance México, S.A. de C.V., a private Mexican SOFOM, E.R. (Sociedad Financiera de Objeto Múltiple, Entidad No Regulada) headquartered in Mexico City. The company provides financing, leasing, insurance distribution, and ancillary product attachment exclusively for Infiniti® luxury vehicles in the Mexican market, operating through the authorized Infiniti dealer network nationwide and supported by a contact center, WhatsApp channel, and online customer portal.

The core product portfolio consists of three primary financing structures — Plan Leasing (operating leases with 12–48 month terms and tax-deductibility benefits), Crédito INFINITI® (traditional amortizing credit over 12–72 months), and Plan SELECTIVITI® (a flexible subscription-style plan with low monthly payments and an end-of-term option to change, return, or purchase the vehicle at a 50% guaranteed future value). Around these, the company attaches a broad ecosystem of add-on products including fleet financing (Flotillas) for businesses up to 3 million MXN, pre-owned vehicle financing (Seminuevos) for vehicles up to 10 years old, and an extensive insurance suite underwritten and serviced through Anzen Broker — covering extended warranty, GAP, tire, parts theft, contents theft, key replacement, deductible financing, maintenance, and original accessories financing.

The business model is interest- and rent-driven, with revenue generated from (i) interest income on credit originations, (ii) recurring rental payments on operating leases, (iii) commissions and premium pass-throughs on attached insurance and warranty products, and (iv) fees on accessory and service financing. Customer segments are split between individual consumers (Persona Física) and business entities (Persona Moral/PFAE) with fleet needs; loyalty customers form a secondary segment targeted through SELECTIVITI vehicle-exchange incentives. Pricing is varied by product, term, vehicle, and down payment, with promotional 2025 terms including 30-month interest-free credit on the QX80 and aggressive 50% guaranteed future value plans on the QX60/QX80. The company also benefits from operational integration with its parent NR Finance México, which runs parallel captive finance programs for Nissan, Renault, and Mitsubishi, enabling shared technology, dealer infrastructure, and back-office scale.

Name

Infiniti Financial Services

Legal name

NR Finance México, S.A. de C.V.

Website

https://infinitifinance.mx

Company type

Private

Operating status

Operating

Short description

Infiniti Financial Services is the captive finance arm of NR Finance México, providing credit, leasing, fleet financing, and bundled insurance products exclusively for Infiniti luxury vehicles through Mexico's authorized dealer network and a digital servicing portal.

Ownership category

akta.pro rank

Product category

Automotive Finance

NAICS

Sales Financing (52222)

SIC

Finance Lessors (6172)

akta.pro primary industry

Fleet & Commercial Vehicle Finance (FSAKADAE)

akta.pro secondary industries

Vehicle Protection & Add-on Product Financing (Warranties, GAP, Service Plans) (FSAKADAL), Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD)

Keywords

• Auto financing
• Vehicle leasing
• Fleet financing
• Luxury auto loans
• Automotive credit

Headquarters

HQ city

San Angel

HQ country

Mexico

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Vehicle Credit/Financing: Traditional auto financing where customers borrow to purchase Infiniti vehicles with monthly payments over 12-72 months. Interest income is the primary revenue stream.
2. Vehicle Leasing (Arrendamiento): Operating lease arrangements for Infiniti vehicles with fixed monthly rents over 12-48 months. Revenue comes from rental payments and residual value realization.
3. Insurance Products: Associated insurance products including vehicle insurance, life insurance, unemployment insurance, tire insurance, GAP insurance, and extended warranties financed through the credit/lease.
4. Accessory Financing: Additional financing for vehicle accessories (up to 10% of vehicle amount) including stereo, speakers, rims, spoilers, and other original Infiniti accessories.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Infiniti Financial Services® is the captive automotive financial services brand of NR Finance México, S.A. de C.V., providing financing and leasing solutions exclusively for INFINITI luxury vehicles in Mexico. Its core offerings include Plan Leasing (operating leases), Crédito INFINITI® (traditional vehicle credit), Plan SELECTIVITI® (flexible ownership with low monthly payments and end-of-term change/return/purchase options), Flotillas (fleet financing for businesses), Seminuevos (pre-owned vehicle financing for vehicles up to 10 years old), and bundled insurance products such as extended warranties, GAP insurance, tire coverage, and theft protection distributed through Anzen Broker.

Product overview

Infiniti Financial Services® is the automotive financing division of NR Finance México, S.A. de C.V. offering a comprehensive suite of vehicle financing products and services. The core product portfolio includes three main financing solutions: Plan Leasing (vehicle leasing with rental payments and tax benefits), Crédito INFINITI® (traditional credit financing for vehicle purchases), and Plan SELECTIVITI® (flexible financing with low monthly payments allowing vehicle exchange at term end). Additional offerings include Flotillas (fleet financing), Seguros (insurance products through Anzen Broker including extended warranties, tire coverage, GAP insurance, and theft protection), and Seminuevos (pre-owned vehicle financing for vehicles up to 10 years old). The company also provides ancillary products including accessories financing, maintenance programs, deductible payment options, parts and repair financing, and body/paint services, all designed to be included in existing financing arrangements to provide comprehensive automotive financial solutions under the INFINITI brand.

Differentiator

Problem solved

Functional benefit

Products and services

• Plan Leasing

Quantifiable outcome

• 3.5 hours approximate credit approval time
• +3 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• Anzen Broker (Anzen Agente de Seguros, S.A. de C.V.)coreStrategic or Co-development PartnerAnzen Broker provides insurance products and services for Infiniti Financial Services customers including multi-year policies with guaranteed premiums, value invoice coverage for 2 years, and dedicated claims management through NR Concierge service.
• Nissan Mexicana, S.A. de C.V.coreTechnology or IntegrationParent company relationship with Nissan providing shared dealer network, technology systems, and customer data infrastructure for financing operations across Nissan, Infiniti, Renault, and Mitsubishi brands.
• Major Insurance Companies (3 principal insurers)coreOthersExclusive agreements with the three main insurance companies in Mexico providing competitive pricing and comprehensive coverage options for Infiniti Financial Services customers.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Toyota Financial Services México: Captive finance arm of Toyota México offering credit and leasing for Toyota and Lexus vehicles. Directly comparable as a single-brand captive auto financier operating in the Mexican market with similar product structures (credit, leasing, fleet).
• BMW Financial Services México: Captive finance provider for BMW and MINI vehicles in Mexico. Closely comparable as a luxury-segment captive auto financier offering similar leasing, credit, insurance bundling, and fleet solutions.
• BBVA Auto (BBVA México): Auto financing arm of BBVA México offering vehicle loans and leases across multiple brands. Comparable as a major bank-affiliated auto lender competing directly with captive financiers on price and dealer relationships in Mexico.
• Santander Consumer México (Santander Auto): Independent auto finance provider through Santander México bank. Comparable as a major non-captive auto lender competing for vehicle financing customers in Mexico, offering credit and leasing for multiple OEM brands.
• Honda Financial Services México: Captive finance arm of Honda México offering credit and leasing for Honda vehicles. Comparable as a single-brand captive auto financier operating in the Mexican market with similar product and dealer-distribution model.
• Audi Financial Services México: Captive finance provider for Audi vehicles in Mexico. Comparable as a German luxury captive auto financier with similar product portfolio including credit, leasing, and insurance bundling.
• Mercedes-Benz Financial Services México: Captive finance arm for Mercedes-Benz vehicles in Mexico. Directly comparable premium captive financier with multi-product offerings (credit, leasing, insurance) serving the same luxury customer segment.
• Ford Credit México: Captive finance arm of Ford Motor Company in Mexico. Directly comparable in business model (single-brand captive auto financing), product structure (credit, leasing), and target customer segments.
• Volkswagen Financial Services México: Captive finance arm of Volkswagen Group in México offering credit and leasing for VW, SEAT, and other group brands. Comparable captive auto finance model with multi-brand portfolio and similar fleet offerings.

Emerging players

• Porsche Financial Services México: Captive finance arm for Porsche vehicles in Mexico. Comparable as an ultra-luxury captive auto financier serving a similar high-net-worth customer segment, though with smaller volume and narrower product portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/InfinitiFinancialServices

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Infiniti Financial Services