EBS (E-Billing Solutions)

What EBS (E-Billing Solutions) does

EBS (E-Billing Solutions) is a Mumbai-based, private payment processing company founded in 2005 that delivers merchant-focused payment processing services with a stated consultative, needs-based service model. The company operates with 51-100 employees and serves business merchants in India, with its web presence at ebs.in.

The available data does not disclose a product breakdown, technology stack, proprietary features, pricing model, or integration details. The source confirms the company does not maintain a public mobile app or a publicly documented API, and no customer logos, partnership agreements, awards, certifications, or compliance attestations are available. This data thinness is itself a key signal: the company's digital footprint is minimal relative to publicly visible Indian payment processors, raising questions about its current scale and go-to-market visibility.

Its business model is described as merchant-focused payment processing with consultative services, implying revenue is generated via transaction-based fees (MDR/interchange, processing fees) layered with value-added consulting. However, with no disclosed pricing, customer segments, or revenue figures, the precise revenue mechanics, target customer profile (enterprise vs. SMB vs. long-tail), and channel strategy cannot be confirmed from the available evidence.

Name

EBS (E-Billing Solutions)

Website

https://ebs.in

Company type

Private

Founded year

2005

Headcount range

51–100 employees

Short description

EBS (E-Billing Solutions), founded in 2005 and headquartered in Mumbai, is a private Indian payment processor offering merchant-focused payment processing with a consultative service model. The firm employs 51-100 people and targets business merchants in India.

Ownership category

akta.pro rank

Product category

Merchant Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Alternative Payment Methods (APMs) & Local Rails (ACH/SEPA/UPI, etc.) (CRAFALAG)

Keywords

• Payment processing services
• Merchant payment solutions
• Electronic billing services
• Online payment gateway
• Business payment processing

Headquarters

HQ city

Mumbai

HQ country

India

HQ region

Asia

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Core offering

EBS (E-Billing Solutions) provides merchant-focused payment processing services for businesses, paired with professional, consultative support tailored to each merchant's needs. The company's fundamental offering is electronic billing and payment acceptance infrastructure delivered as a managed service to commercial clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Merchant Payment Processing

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights2 records

Direct peers

• PayU India: Naspers-owned payment gateway offering online merchant acquiring, checkout, and lending products across India. Competes with EBS for the same online merchant base with similar payment processing and gateway services.
• BillDesk: India's prominent online bill payment and payment aggregation platform serving billers, banks, and merchants. Comparable to EBS in domestic Indian payment processing and bill presentment infrastructure.
• Razorpay: India's leading full-stack payment gateway and merchant acquiring platform serving online businesses with cards, UPI, netbanking, and wallets. Directly comparable to EBS as a merchant-focused Indian online payment processor.
• Cashfree Payments: India-based payment gateway and payouts platform offering merchant acquiring, payment links, and automated reconciliation to online businesses. Direct competitor to EBS in Indian online payment processing.
• CCAvenue: One of India's longest-running payment gateways (founded 2000), serving online and offline merchants with multi-currency, multi-method processing. Closely comparable to EBS by longevity, domestic focus, and merchant payment processing offering.
• Citrus Pay: Indian online payment gateway (founded 2010, now part of Mswipe/PayU) providing merchant payment processing for online businesses. Directly comparable to EBS as a domestic Indian payment gateway player.

Broad incumbents

• Worldline: Global payment services provider offering merchant acquiring, payment processing, and financial services across multiple geographies. Adjacent incumbent with overlapping online payment processing capabilities.
• PayPal: Global digital payments major offering online merchant payment processing globally, including in India. Broad incumbent with comparable online payment gateway functionality, though at vastly different scale.
• Stripe: Global online payment processing platform serving internet businesses with developer-first APIs. Comparable to EBS in core online payment processing offering, though operating at much larger global scale.
• Paytm (Payment Gateway): Indian digital payments major operating a payment gateway alongside its consumer wallet, banking, and merchant services. Larger incumbent with overlapping merchant payment processing capabilities.

Market position

Strengths4 records

Weaknesses3 records

Competitive moat3 records

Key risks4 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EBS (E-Billing Solutions)